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Need to Budget!
Read all 42 responses: "Hi there. I'm looking for some advise for a family budget. My husband and I both work and more than anything I want to be a stay at ...
Answers
- Both Crown and Ramsey are excellent sources. I would start by educating yourself and take over houshold finance. That being said, I am assuming by your choice of r...
- Is there any reason that you NEED him to participate in writing out a budget? Of course, ideally, you'd work on it together, but I don't see why you couldn't at least...
- I would say that you should just go ahead and make the budget. Show him that it is feasible for you to be a SAHM and what it will require. Sounds like if this is som...
Getting Married
I was in the same boat last year; I was on a very tight budget and wanted ... Your budget is pretty good, I'd say, you can definitely do a wedding on $15000 ...
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- Hi A., Your budget is pretty good, I'd say, you can definitely do a wedding on $15,000 and keep it pretty traditional. I have to say I think it is important to have ...
- I would keep your guest list low and not hire a videographer. We did and while it was great, how often do we really go back and look at it? A friend or family member c...
- Hi A., I was in the same boat last year; I was on a very tight budget and wanted a very nice wedding also. Don’t spend a ton of money on invitations…I bou...
Do Any of You Have Your Budget down to a T?
Read all 6 responses: "I'm still trying to plan our budget and would like to know if you have a spreadsheet you could pass on w/ any additional info to help ...
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- I have been listening to Dave Ramsey on the radio. He is on from 1-4 pm on 570 AM. We plan on going to see him live in February here in Dallas. Here is his website:...
- I also have a spreadsheet, probably like Stacy's, that breaks down income and expenses. I also have a budget plan, and the most important thing that helps us stay on t...
- A. can you send me your email address. I have a template excel spreadsheet that is very organized. It breaks things down by income, Home Expenses, Daily living e...
Money and Budget Help Needed!
Read all 5 responses: "OK, I have a hard time asking for advice from perfect strangers about something that is very personal to me, but I need help.
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- Money is always a hard topic. I work for IHC, and they have various kinds of jobs that need to be filled 24 hours a day, including receptionist type jobs, clerks, etc...
- I can't offer any good advice Kim! But I feel for you. Make your husband work two jobs. :) I know he will love that right! John and I have sat down and made a bud...
- Totally do the Dave Ramsey "thing". My husband and I started in February and it has made a huge difference. First make sure you have $1000 in an emergency fund. I w...
Any Great Budget Suggestions??
Read all 9 responses: "My husband and I recently decided that we needed to do something about the debts that we have. I mean it isn't terrible but we both ...
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- J.; Times are tough and getting tougher all the time. Heidi and I run on on Quixtar powered business that makes us like Walmart without the store. Part of our servic...
- We use the envelopes, we each get an allowance, and when it's gone it's gone, and we "hid" the credit cards. We have our debit cards in case of an emergency, but that...
- Hi J., Great move! Too many people live beyond their earnings. I am in control of the money in our home and that is how it has to be because my husbands need to spe...
Help!!?? 10Th Anniversary Ideas on a Budget
Read all 13 responses: "Ladies, My husband and I are getting ready to celebrate our 10th anniversary. I always imagined us taking a 2nd honeymoon to ...
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- My husband and I celebrated our 10th anniversary at university with 4 kids so I understand the no money and no sitter dilemma... What I did was got creative and while ...
- Make him a memory book of some kind. I made my husband one when we were engaged and he cried. He's not a crier!! I used photos, and some quotes from messages we had...
- Happy Anniversary! If you want to do a family thing, what about a family picnic. Being in Colorado makes it easy to find a wonderful place. If you like history, in Lit...
Budget Info- Pretty Personal but I Will Ask Anyways
Read all 6 responses: "I know this is a very personal question and many wont want to answer but I will give it a try. We are in need of a budget!
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- Ultimately, I think it depends on your debt load, what you make, and what you're willing to sacrifice so you can save instead of spend. if you're looking for good bud...
- Please read the Dave Ramsey books to learn about the envelope system. My husband and I have been using the envelope system for almost a year and it is truly peaceful!...
- Dave Ramsey is the best for this. He has a budget that is more thorough than most. He also gives percentages for certain things, like what percent of your income shoul...
Food Budget Monthly
Read all 45 responses: "Hi Mommy's- I am trying to build a compelling case to my husband to stay home after my second child is born in December.
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- We eat out ONLY once a week and at that, with a 3.5yo and 1.5yo, tend to go to only the "kid friendly" places which aren't as expensive. That said, I do alot of cooki...
- Wow - you've already got some excellent advice! I wanted to add that I, too, stay at home and have even before our kids were born (we're a family of 4 now). My husba...
- You've gotten some great responses-this is clearly a hot topic and one I was interested in following. We are a family of 4 and spend about $150-$175/week on groceri...
Budget Help!
Aug 16, 2009 ... Read all 42 responses: "Mu husband and are first time homebuyers, newly married, and new parents. We have no credit cards and only one car ...
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- I've been with my husband for 3 years only married 1 year and 3 months. We have a beautiful 18 month old daughter. 6 months ago he got laid off from his job and hasn't...
- When I was younger and married, we really got in hot water with debt. I did my budget the old fashioned way. I got a card box and on each card, I listed my payment o...
- Dave Ramsey is awesome go to the library and check out his dvds or audio cds and listen to them I know he has a book but I've never read it. He is great it is all abou...
Does Anyone Stick to a Real Budget- Monthly or Weekly? Willing to Share Ideas?
Read all 29 responses: "Ok moms- I need to know Im not alone. Im a SAHM and I feel that my husband makes enough for us to live comfortably and me to not ...
Answers
- Check out the Dave Ramsey - Total Money Makeover - a life changing book for budget/daily living. U can order the book online or get it at most bookstores. He also ha...
- Hey there - I am just sharing what we do here... Both of us work - but we are in our 1st home (almost 2 yrs now!) and I feel it's VERY important to stick with a bud...
- We finally went to a cash only method for weekly extras....not bills, but anything extra like birthday presents, stops at a restaurant, things for the kids, makeup, et...
