401k plans
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What to Do with 401K
To prevent this 'taxable' event, you might have to roll over your money into another 401(k) plan or into a traditional IRA. If you do roll it into an IRA, ...
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- I would leave it in place. In order to cash it out to put it in a CD/MMA, you would have to pay a 40% tax on early withdrawal. If you are concerned about your 401k, ch...
- Or invest some of it in "poor people". By that, I mean, don't invest in high tech, etc. Invest in Walmart, etc....since they made TONS of money this last quarter, wh...
- That is accurate. You should leave it in place. If you can put a little more in there in fact, it would be the best time to buy mutual funds.
529K
Like with any other long term investment, such as a 401k plan, you will have gains and losses, but the longterm will be a gain. As time goes on and you get ...
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- Well, the 529 is meant to be a long term investment. If your children are young enough that the money is not needed for several years, then you should leave it. As you...
- Dear L., If you are upset about loosing $850 at a time when most people have lost a lot more, I would say that you may want to consider other kinds of investments tha...
- Keep the money in! You do not lose a dime until you take the money out just like in the stock market, yes it is beyond horrid right now but you dont lose a dime until ...
Seeking Advice on Working from Home Need & Medical Insurance
You may want to look at HumanaOne or Blue Cross for individual plans. I know that Blue Cross has very strict .... medical insurance plans · 401k plans ...
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- Hi M.! You may want to look at HumanaOne or Blue Cross for individual plans. I know that Blue Cross has very strict underwriting though. The indiviudal plans are ve...
- Hi M., I started my at home business with The Pampered Chef in May 2006. My daughter had just turned 1 and we needed the added income and flexible schedule so I coul...
- Hi M., I have been working from home for over 7 years now with the same company and love what I do. I left an elementary school teaching position to be home with my...
Saving for College.
Any information about different savings plans for college would be helpful. ... I chose the option that's more like a 401k, picking different funds, ...
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- Have you tried Upomise? www.upromise.com. It is the simplest way to save. You really don't have to do much of anything. You register your credit card, grocery/pharm ca...
- I have been looking into this subject a lot lately. If you google Ohio 529, it offers all sorts of help as far as who to choose and what types of programs are offered....
- Hi A., I use CollegeAdvantage as my savings plan. A relative who is a financial advisor recommended it to me and we really like. You can take a look at the websit...
529 College Savings Plan?
I am wondering how I start to set up a 529 college savings plan for my son. ... but our financial planner has whipped our 401k's into shape. Jen D.-Frisco ...
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- My husband is a numbers man and when my now 13 yr old was born he had hers set up and ready for 529. Over the years, we have allowed our investment guy from Edward Jo...
- One web site that can help a lot is www.collegesavings.com. I googled "529 Plan" and got a lot of helpful info. I reviewed an article by Morningstar on the various p...
- Also try www.upromise.com. It is VERY easy to get an account set up and many retail stores will contribute a small % of your purchases to the college fund & they also...
Job Hunting and Adjusting from Being a Stay-at-Home-Mom
401K plan available. Direct Deposit available. Dental, Vision, Rx & Chiropractic benefits are included at no extra charge. Discounts on medical plans ...
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- A., When I became a single mother in 2005, it was the hardest thing for me to get through. I went back to school and became a secretary and now, I work for the Sta...
- Have you ever thought or tried working from home instead? That way, you can still stay with your children? I've been doing that myself for over 7 years. I was a sin...
- I found it that just time eases the feelings you get. I've been working 4 months now after being home with my 18 month old dor a little over a year. I found that ther...
What Kind of Life Insurance Is Good to Have?
Some people do use whole life policies as a savings plan but we found we can get more by contributing more to our 401k's or IRA's. When our oldest daughter ...
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- Suzi Orman and several other financial experts suggest a term life policy. It is low cost if you start it while you are younger (20's - 30's) and should be for an amo...
- I have Thrivent Financial. They have really nice people that will help you with any needs you would have. Anywhere from life insurance to setting up a college fund.
- For what is worth buy term and term only, because any other types of insurances like whole life or Universal policies are too expensive and even though they have a sav...
Need to Budget!
Our savings contributions and my 401K contributions are sporatiic and small. ..... Just ask your hubby what his plans if he is laid off would be? Helpful? ...
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- Both Crown and Ramsey are excellent sources. I would start by educating yourself and take over houshold finance. That being said, I am assuming by your choice of r...
- Is there any reason that you NEED him to participate in writing out a budget? Of course, ideally, you'd work on it together, but I don't see why you couldn't at least...
- I would say that you should just go ahead and make the budget. Show him that it is feasible for you to be a SAHM and what it will require. Sounds like if this is som...
Need Advice! Possibly Quitting My Job...
401k, College savings plan for you or your child, scholarship programs, Health, Dental, & vision plans. Did I mention many opportunities to earn an extra ...
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- A couple things. :) 1.) with the economy as is, several people are loosing jobs right and left. Just make sure his job is really stable and you could get yours bac...
- I too worked until my first was in 1st grade and my 2nd came along. I missed all of his firsts. I didn't want to miss out on my dughters life. We now have 4 childre...
- Hello J.. I am also 28 years of age and with 4 children. I am a stay home mom and working on my Avon career. You can visit my website to learn more. There are many ...
Investment Broker Advice
Click here to find out what a comprehensive plan can include and how to prepare for one. ... When I left my last job I had a 401k through the company. ...
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- In my opinion, it's totally worth it. I've always been pretty good at keeping all our finances together, but a professional can help you get everything together. We ...
- When I left my last job I had a 401k through the company. Since I wasn't going immediately to another employer, I rolled my 401k to IRA but kept the (almost) same inv...
- J., I am in the financial industry so trust me on this advice...I do not work with investments but there are guidelines on my company's website that you can find usef...
