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What to Do with a Large Sum of Money Given to Kids
Asked by V.M. from Erie
on July 26, 2010
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i guess i need to edit to say "Investing in what is a large amount to ME" My kids both recieved $300 from my grandmother's estate. They have some $50 savings bonds...
Answers
- I think what you do with it depends on what you're trying to do? Are you trying to teach your kids about saving? Investing? Putting aside money for college? I ...
- You could check into some money market accounts. I don't know how much is required to open one, but $500 should be plenty. You can put all $600 in one account, and t...
- I'm surprised no one has mentioned a 529 yet. If it's for your kids, I'd put it into something that has a dedicated purposed like a 529 which is for higher eduction...
Money Saving Tips
Asked by K.S. from Savannah
on May 26, 2008
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I was curious if anyone had any money saving tips they practice to help with budget. For example since becoming a stay at home mom I've frequently shopped at stores su...
Answers
- It isn't shopping but I have started using a clothes line to dry our clothes for the past 3 or 4 months. It saves about $30 on our electric bill and will probably sav...
- Consignment sales and shops are great places to find children's clothing. You can also sell your gently used clothing to many consignment stores. Selling on ebay is ve...
- the most money we save is done just shopping near our home instead of useing all that gas to go out further. We have walmart and a couple of grocery stores with in 10 ...
Secret Savings Account
Asked by V.M. from Erie
on February 15, 2010
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I'm a SAHM and hubby takes care of the bills/groceries etc and i get a small amount of spending money $15 dollars a week. I have been thinking alot lately about hav...
Answers
- You can have your own account without keeping a secret from your husband. Take the spending money your hubby gives you and put it aside for his bday gifts, extras etc....
- V., To answer your question, yes, you can open an account in your name only. Many banks offer accounts with online statements that are emailed to you, so if getting ...
- No slamming here! I TOTALLY AGREE..I am also a SAHM and there is no reason why you cant have some control over your life by having a emergency fund and belive me there...
Online Bank Account for My Toddler?
Asked by L.Z. from Chicago
on July 28, 2008
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Hi Moms! I recently emptied my daughter's piggy bank and was going to open an online savings account (they pay higher interest than regular banks) in her name with th...
Answers
- Depending on the amount of money or what your intentions are for the future, have you considered opening a trust for her? I think there are different ways of setting i...
- If you have enough money you may want to go the route of a CD. A CD earns more interest and some can be opened with as little as $500. Or even consider a Mutual Fund...
- We have a custodial account for our kids at Chase. We also have an Ameritrade account for them to invest, etc. I believe you can do quite a bit there other than just s...
I'm Looking for a Good Meal Plan Website or Subscription
Asked by L.M. from Detroit
on September 3, 2008
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I am trying to improve the quality of dinner I feed my children. Breakfast and Lunch are usually balanced but dinner seems like it is thrown out the window. I had on...
Answers
- I am part of an AMAZING community of women that are trying to live healthier/stronger lives! It is called ClubFYM (Fit Yummy Mummy). The site has a link to an Online M...
- Clean eating is a wonderful magazine I find very useful. You can find it at any newstand, pharmacy, Meijer, Target, etc. Hope it helps.
- I get a weekly newsletter from Taste of Home online....it includes 5 days of dinner ideas, and then links to the recipe. You can use something like that. Another o...
Tired of Family Borrowing Money>>>
Asked by C.C. from Houston
on January 1, 2012
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Just got another text from a family member to borrow $100. It is my sister. She and both of her children are constantly after me to loan them money...even as far as ...
Answers
- You have two choices here. You can either say no, or, if the money is to pay a bill, ask for the bill and pay it yourself. That way, you know exactly where the money i...
- You have to say No. Someone pointed out last night that it's a super simple sentence. I would tell her, "No. You currently owe me $4300. I am not making you anothe...
- I don't think I could hand the $100's over when knowing they are skiing or drinking. If they can afford to do those, they can afford to not borrow. And I wouldn't coun...
Has Anyone Heard of or Tried the Website "Xbid"???
Asked by K.H. from Dallas
on December 4, 2010
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Hello Mamas,
My husband has found this website online called Xbid. It looks as if you place bids and then get items for a very low price. Has anyone used this sit...
Answers
- i have heard good things about it, but havent tried it yet, you have to really stay with your bids if you want to win them so i havent taken the time yet
- It's a rip off! http://www.ripoffreport.com/search/Xbid-com.aspx
- I would Google the website and look for any buyer comments. I recently signed up for SwipeAuctions (an online auction site) and they took $159.00 from my credit card ...
Money Saving Ideas
Asked by J.S. from St. Louis
on March 31, 2008
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OK, moms, I'm looking for some of your best money-saving ideas. My hubbie's business isn't going well, so our income is less than half than it was last year, so I'm l...
Answers
- J., Due to the fact that you have a a pretty good sized family to feed, I have a suggestion for you. There is a direct selling company called Homemade Gourmet that h...
- J., I think it is great to be looking for money saving idea and some that I agree with is the library for movies or the $1 Red Box just be sure to get them back by 9 ...
- I would sit down as a family and explain to them as a family we need to cut back and we as a family need to make some sacrifices for now. explain the situation be hon...
Free Invitations on the Web?
Asked by T.K. from Dallas
on June 8, 2009
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I am looking for a website that has free download-able invitations on the web for my daughters birthday. It is a Hello Kitty theme. Help!
Answers
- If you have publisher you can make your own. I made my daughter's Fancy Nancy Invites.. I can help you if you don't know how.. All you need is a printer and some card ...
- I have americangreetings.com. Although it does cost $19.95 per year, I've saved way more than that on cards since I print all my own. I like that it e-mails me two w...
- http://partysupplieshut.com/freeinvitations/hello-kitty.gif http://www.groovygames.com/kitty/craft/castleinvite.JPG http://www.groovygames.com/kitty/craft/kittyi...
Kids and the Internet
Asked by C.M. from Columbia
on March 5, 2007
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My oldest daughter is 12 and living w/ her father for the school year. I recently found out that she has a myspace page. I started to look at it and check out some of ...
Answers
- C., With your daughter, don't pussy foot around. Be sincere, direct, and honest. Tell her your concerns and allow her to tell you what's going on. Open communica...
- I am not really sure how to approach the situation. You may try to contact Tom on Myspace. But I do think that it is very important to do so. My 14 year old sister ...
- Good Morning C., I understand this delicate dilemma.I am not sure how close of a relationship you have with your daughter, but maybe let her know you are aware of h...
