Utilities
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Need Advice on Which Gas Company to Use and Info on Garland Utilities
Answers
- Since Garland is considered a Municipality, they are not under the PUC jurisdiction & do not have any competion. If you are not on the outskirts of Garland you have n...
- Tameko, Since Texas has become deregulated in electricity, there are many providers available. Not all are available in your area. We chose Stream Energy. It has l...
- Tameko, If your home is in the Garland utility district, I don't think you have a choice but to go with them, and they do seem to be a bit higher. Bundling t.v., c...
Out of Money
Answers
- Don't feel bad about asking for help. Ask family or even good friends for help. Offer to babysit friends, family, post an ad (some people pay quite a lot for Day care ...
- Congratulations on your job! I've been unemployed for 14 months and have run through my savings as well. I know how difficult this can be, especially with a new baby...
- catholic charities or food banks (google it?) can help out with food. good luck and just hang on...it'll get better.
First Home - List of Bills
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- As someone who has accepted foodstamps when we really needed it when I could not work, and also as a person of lower income who lives without them even though we quali...
- I won't comment much on the figures you're presenting, since I think others have tried to point out that getting in over your head is a bad idea. However, I will sp...
- You may want to look for a less expensive home. The bank will not lend money that you cannot pay. The bank will look at all your current bills and also consider future...
Need to Budget!
Answers
- Both Crown and Ramsey are excellent sources. I would start by educating yourself and take over houshold finance. That being said, I am assuming by your choice of r...
- Is there any reason that you NEED him to participate in writing out a budget? Of course, ideally, you'd work on it together, but I don't see why you couldn't at least...
- I would say that you should just go ahead and make the budget. Show him that it is feasible for you to be a SAHM and what it will require. Sounds like if this is som...
How Much Do You Share with Family/friends About Your Financial Status?
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- Just a little with our teenage sons. I would even tell them less than my husband does. I have relatives that are very irresponsible and ask for money--especially my ...
- As far as income we discuss with my husbands parents & my best friend of many years. My husband is pretty open about his salary if anyone wants to talk money, he has ...
- I MISS the military. It's the nation's single largest employer. All salaries (and extra pay; like hazardous duty pay, hardship pay, housing alotments, etc.) are all in...
Has Anyone Switched Their Electricity to Ambit?
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- T., We switched to Ambit Energy about six months ago and so far have saved over $260.00. We also have become consultants for this company and are very impressed with ...
- Hi T., I would encourage you to check out my website at www.juliemoore.igniteinc.biz to sign up for Stream Energy. I recently signed up with this business to help...
- TXU is so high!!! I have felt your pain. Last year we switched from TXU to Direct Energy. Now Reliant is offering even better savings than anyone. I have never hea...
Big Help with My Monthly Finances!
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- which device to save 28% on electric.... and it is local or a national company? if national, please include a website if possible? thanks...
- I'm interested in seeing what everybody has to say! Always looking for ways.... First, we don't rent movies - they have them free at the library. We have all ener...
- What did you purchase? Our electric bill is horrible!! I try to do coupons but cannnot find coupons for what we need, we also use the energy saving light bulbs, use ...
Collection and Medical bills................HELP!!!!
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- If you constantly had some insurance, even if the company changed, your new insurance is required to cover the expenses from your birth. They'll say that they don't h...
- Sorry to hear about the medical insurance change over and the impact it has had on your life. I know of people with similiar situations that were allowed to be carried...
- My mom worked in medical billing and she always told me to ask for a Hardship from the hospital. Most major hospitals have this but you only get it when you ask for it...
Need Advice on Getting Out of Debt
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- H., I am so sorry for all the bad luck that you and your family are having at this time. Have you checked into any of the Churches? Is there any way that you can work...
- H., Have you tried the HUD and FHA Loans, supposedly Bush has made those easier for families to get since all the foreclosures that are going on. Call a broker or...
- Hi H., I know you probably don't want to but you could try finding a job to help out a little. You could work it around your husbands schedule so you wouldn't have...
HELP Me!! I Totally Having a Panic Attack!! No Really- I Am!
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- Oh honey breath... First of all, I had a horrible time with ripping the first time. But my other 3 times it was a piece of cake. You won't have as much trouble th...
- breathe! it will be ok. I only have one child so I dont have any advise on having another, but just because you had a rough time giving birth to your first doesnt mean...
- As far as the money issue... *try* not to stress because no matter how much any one of us have, it is NEVER enough! :) Use coupons...it sounds cliche, but it does ...