Utilities
Results 101-110 from 812 articles
Budget/Dave Ramsey ?
Asked by M.C. from Cincinnati
on September 26, 2011
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I know it sounds terrible but I never really lived with a budget. I pay all of my bills, save some and spend the rest. If you asked me where all of that money went, ...
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- To me I back into my fun money. I put together my priorities about college saving, retirement saving, having savings account in case of emergency. Then of course fac...
- I'm going to ditto what Denise P wrote. I'm working the Dave Ramsey steps now and will be debt free next spring (except for the mortgage). It's been rough at times, an...
- Well, I think the amount of "fun money" will be proportional to how intense you want to be in attacking your debt. If you can do it in, say, a year, maybe you can ski...
16 Year Old with Job - Help Pay?
Asked by T.B. from Eau Claire
on October 14, 2011
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My 16 year old just started a job. We have never asked for her to pay for anything - including gas/fun money/cell phone, etc. Course she never had a job before eithe...
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- My parents 'garnished' half of my paycheck to pay for car insurance, groceries to help the family and cheerleading. I put about 15% into savings, 10% to tithing and th...
- I think that absolutely sounds fair. When I was in high school and worked, if I wanted to drive I had to contribute. I had a checking account at 16. I paid half of my...
- At 16, I was paying for my gas, and half the insurance (I shared a car with my sister so we split insurance cost) and entertainment costs (movies, extra shopping- my m...
Need Advice About NTAR Green
Asked by K.B. from Boston
on February 22, 2009
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Has anyone heard about NSTAR Green? NSTAR is my electric company. I got an email that said I can opt to "go green". I can get either 50% or 100% of my electricity f...
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- If you really want to help the environment and save money get some good solar panels installed and your electric bill will be next to nothing. When we move into our h...
- I have something similar with a different company for a smaller percentage but whenever I get my bill and sigh I also think that I an helping to illustrate the demand ...
- I got the same thing - I think it sounds good but paying $100-140 extra per year and not necessarily using wind power MYSELF makes me wonder how green I actually am. ...
Paying Rent
Asked by M.G. from Los Angeles
on July 27, 2011
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Hello ladies. Ok heres my situation. My husband and I live with his grandparents. Husband and his grandma had a verbal agreement that we need to move out by march of...
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- you should pay her. I understand not being able to afford it. Can you talk to her about it? tell her you have found a place and will be moving out but that you need ev...
- Interesting, on one hand in a normal tennant relationship she couldn't kick you out for an argument. On the other hand she was not asking for much in rent in the firs...
- Since she's kicking you out it seems she would be happy that you are finally leaving and it might be worth not getting the money for the 19 days, but in all reality yo...
Money Saving Tips??
Asked by K.R. from Springfield
on July 31, 2011
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My husband and I are determined to get out of debt! We already have paid off our credit card debt - woohoo! We are now down to student loans, 2 car payments (we driv...
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- Take a Dave Ramsey class. You guys are already doing alot of the things he says but the Financial Peace class goes into insurance, investing etc. Lots of other thing...
- CLOTH DIAPER!!! Seriously! It is NOT what it used to be. No longer plastic pants, but cute colored diaper looking covers, diaper sprayers to clean the diapers instead ...
- I see you got a LOT of great tips! There is one that I know has worked for many people, it sounds silly, it really does, and you might not see immediate changes, but o...
Help!!!
Asked by K.C. from St. Louis
on August 18, 2011
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Hello everyone!! To make a long story short we signed a contract to move into our apartment by Nov. 14th and while my boyfriend makes great money ( I stay at home with...
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- Do you know how much money you'd save in a year if you quit smoking? Another thing your son is turning 1 he does not need a huge birthday party just mom, dad, and mayb...
- Well, my kids are grown now and we have grandchildren but when they were little, my own kids, we had cake and ice cream and grandparents or aunts/uncles over and that ...
- pay yourself first. Out of each check take 250 and put it in a savings account. This money is untouchable. It's like any other bill that you pay. Once it's gone, it...
Family of 4 Able to Live on 40K/year Salary
Asked by C.B. from Phoenix
on January 13, 2012
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We struggle to live off my DH salary which is twice as much as these families make a year. This article discusses 2 families that live off of 40k/year and still save f...
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- I live in Atlanta, and I have NO desire to try and live on 40K a year -even by myself! We're fairly frugal. We save a lot, don't use credit cards, by used cars, use co...
- I didn't read all of it. But some of the stats are totally not in line with where Iive. We "joke" that it takes 3 public servants (police, teachers) to live in this co...
- My husband is in the Army and only makes just below 40k a year and we live comfortably. We have two boys ages 9 months and 1 1/2. We also have been putting away for r...
Radiant Barrer: Is It Worth It?
Asked by A.W. from Dallas
on July 3, 2008
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I keep getting flyers and hearing about radiant barrier for attics. Has anyone had this installed, and does it really help with energy bills? About how much does it co...
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- When we built our home in 2002, we had the radiant barrier installed as well as tyvek and upgrading our a/c units to 12 seer to make our home more energy efficient. Ho...
- We built our house in 2000. The AC units the builder put in were not enough for our home (4000 sq ft). We thought about the radiant barrier. Our highest bill ever w...
- Hello A.! I am actually an owner of a roofing company located in McKinney and I sell Radiant Barrier Systems quite often. To determine the price you would need to get ...
Do You Work Because You "Have" to or Because You "Want" To?
Asked by D.P. from Pittsburgh
on July 26, 2011
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I work PT (2 days per week). Mostly because I want to. To cover my personal bills and expenses, and "extras" etc.
I think if I wanted to, I could not work at all an...
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- I PLANNED on returning back to work until my job was 'eliminated' after a month after I announced I was pregnant. Since then I've been a SAHM but during the school...
- I don't think WORK is what someone pays us for as much as it is what the human race is designed for. Everything good and constructive is a type of work. The Bible sa...
- I am a single mom of 3 boys so I work because I have to. I think that even if this wasn't the situation I probably would still work at least part time.
Is It Possible to Be a SAHM on a Small Income?
Asked by K.C. from Texarkana
on May 19, 2011
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Hello ladies hope everyone is doing great... So recently we found out we are expecting our second child, of course my dream is to be a SAHM but im having a really hard...
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- I'd advise you to sit down and list every expense. Go back a few months so you get an accurate accounting for every $ you spend. Remember to eliminate certain expen...
- With the income left over after you are no longer working, I wouldn't want to have to be responsible for the monthly bills (which you know will increase after baby is ...
- It IS possiable but HARD. my hubby made $1200 a month (and now more like $1600 with a second job) and I am a stay at home mom. we dont have cell phones, we have basic ...
