Utilities
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Solar Panels. Anyone Have Them?
Answers
- I've had them for about 3 year now and I've been pretty happy. They were very heavily subsidized by our electric company, plus there were great state and federal tax ...
- I haven't looked at them, but it usually takes 5-10 years for the "payback" .... will you be in that house that long? (The payback time may depend on your particular ...
- I don't, but my boss does....and I've seen his power bills....when mine are averaging close to $200 a month, his are between $5 and $15! I have no idea how much they c...
65,000/Year Income - Enough?
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- I'm not familar with the cost of living in your area, however, I would say YES, a family could live a modest comfortable life on that amount. However, I don't think t...
- I say sit down and put it on a spreadsheet to get your answer. Keep in mind an emergency fund for cars. Cost of living is so different from place to place that your ...
- We make do w/$40,000/yr w/a family of 6. One income + putting me through school. You can make anything work if you are willing to make cuts in unneeded areas, spend fr...
For Those Wives Who Have Left....
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- Is there a battered women's shelter in your area? They can give you and your kids a place to stay and help you find other resources for help.
- If your husband is abusing you, whether physical or emotional, apply for a restraining order and in that order he will be ordered to leave the home. That home belongs...
- I have been where you are... I finally got him out of the house. It was verbal not physical and the verbal or things he did were more controlling. when he left he le...
Surviving
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- You said you work from home, can you write off your expenses for business? You are making someone else rich while renting from them. There are some great first time ...
- Honestly, what you are living on is extremely tight. That is about what we budget wkly for our household expenses like groceries, haircuts, Christmas savings, gas etc...
- Ask your (nosy??) friends what they would do differently than you. Sometimes seeing someone else's perspective, even if you don't agree, can help you see where you m...
Do You Turn Lights on When You're Home Alone?
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- I'm your husband, my husband is you. I hate dingyness. I love light. I figure I'm worth a few cents of electricity. (Sorry if that's not green.) Though I only u...
- I dont turn on the lights or the TV if I am the only one home, I will turn on the heat but not the air .
- I do this! ~My sister hates it...always makes fun of me for it...to her my house is too dark although I have a wall of windows in my living room? ~My husband kil...
Death of My Husband
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- You have received some good advice so far. I want to add that you can apply for some help through www.modestneeds.com. They will only help with something that's most...
- I am so sorry to hear about your loss. I was compelled to reply because I too am a widdow. Just wanted to check to see if you have filed for Social Security. You shoul...
- I am so sorry for your lost. My cousin (husband side) just lost her husband of two years to cancer, building a strong support system has been really helpfully for her....
No TV for the Summer. Will We Make It?
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- We did it for a mere two weeks. All I had the guts for. After the initial hysterics of withdrawal it definitely was a bonding experience. go for it!
- I recommend also signing up at the library. Reading is much better than sitting in front of the tv all day. (I say, knowing my tv is rarely off, even when I'm not watc...
- I left the television behind with my first marriage when my daughter was in 5th grade. She complained and begged for the 2nd half of the school year that she was missi...
Tired of Family Borrowing Money>>>
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- You have two choices here. You can either say no, or, if the money is to pay a bill, ask for the bill and pay it yourself. That way, you know exactly where the money i...
- You have to say No. Someone pointed out last night that it's a super simple sentence. I would tell her, "No. You currently owe me $4300. I am not making you anothe...
- I don't think I could hand the $100's over when knowing they are skiing or drinking. If they can afford to do those, they can afford to not borrow. And I wouldn't coun...
PLEASE HELP!!! In Dire Need of Financial Advice
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- I am also disabled. Have you applied for disability with the Social Security office? Have you applied for food stamps? Where do you live? Here in Fort Worth,TX we ...
- First of all, call all of the companies now and let them know what is going on. They will often give you a couple of months of reduced payments to give you time to fig...
- Eliz R I have a christian home based business, Creative Memories and you can work it together if you like. We have traditional scrapbook items, digital ones, slide i...
Allowances and Finances
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- I never had an allowance. As soon as I was old enough I got a job, before that I babysat. My parents bought me necessities but extras I mostly paid for. My son (1...
- my two older brothers and i were all given five dollars every friday for doing chores. which were dishes, laundary, taking out the trash. we drew names on who did what...
- My mom had this can system. We received an allowance and immediately split it up into 3 cans - one for tithing, one for saving, and one for spending. I fully intend ...