Unexpected Bills
Results 61-70 from 308 articles
Hard Financial Decision
Asked by K.C. from Denver
on April 28, 2010
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I am just needing some advice from you mommas! My husband and I are having some $$ trouble and are finding it diffucult to keep up with our mortgage payment as well as...
Answers
- I have been in your shoes. Not the exact same situation but similar. It has now been 7 years since we filed bankruptcy. It was a hard decision to make, but in the end ...
- Look into the Total Money Makeover by Dave Ramsey it has really helped us out and we are about to pay off our first cc. I should probably look into selling the house a...
- www.makinghomeaffordable.gov is the current program that you can apply for (if you are still current with your mortgage). Try that first to see if you can lessen your...
7Mths Pregnant and No Helath Insurance
Asked by E.S. from New York
on September 11, 2008
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I recently became pregnant with my second child. I am 22 and thought that my father's helath insurance would cover me until the age of 23. They sent me a letter on my ...
Answers
- You should not be concerned about getting health care. You do whatever it takes to get it. It doesn't matter how, just do. What does matter is that you have a healt...
- Try Healthplus. Their number is 1-800-300-8181. I was on it when I was pregnant with my son.
- Hi E., Yes, NJFamily Care is an option. If you are unsure about what to do , please call this number. 866-576-2754. It is a place called Birth Right. They will ...
Family of 4 Able to Live on 40K/year Salary
Asked by C.B. from Phoenix
on January 13, 2012
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We struggle to live off my DH salary which is twice as much as these families make a year. This article discusses 2 families that live off of 40k/year and still save f...
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- I live in Atlanta, and I have NO desire to try and live on 40K a year -even by myself! We're fairly frugal. We save a lot, don't use credit cards, by used cars, use co...
- I didn't read all of it. But some of the stats are totally not in line with where Iive. We "joke" that it takes 3 public servants (police, teachers) to live in this co...
- My husband is in the Army and only makes just below 40k a year and we live comfortably. We have two boys ages 9 months and 1 1/2. We also have been putting away for r...
Garnishment Advice
Asked by T.K. from Chicago
on December 28, 2007
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This is really embarassing. My husband is being garnished again, and we really can't afford this second time, I knew he had another judgement, but I was hoping that t...
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- Hi T.! I've been there! My checks have been garnished before and I wasn't notified either. Unfortunately the only thing you can do (that I'm aware of) is let them keep...
- Not to sound nasty but it is his garnishment so he needs to be the one to get a second job to pay this debt off quickly so you can continue to life comfortablly and ra...
- I used to work in HR and handled garnishments. Now this was over 6 years ago and in a different state, but this what I know: The employer doesn't have to notify you ...
Trying to Correct the Credit
Asked by S.G. from Houston
on July 29, 2009
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OK...I'm pretty upset right now so I hope this comes out right.
I'm really good about checking my credit reports every year & making sure that the information is ...
Answers
- I don't know about the IRS thing. But, I can say that if you don't need more or need to increase credit any time soon, you can put a "freeze" on your credit report. ...
- Hi single MomG Yikes!!!! what an issue- You are going to need a good attorney- or perhaps go thru Legal Aid-(they provide help for free or almost free) Then, firs...
- Ok, take a deep breath. DO NOT PAY THEM!!! The debt has been passed to a debt collector. Yes, they will tell you whatever it takes to get money including the incorr...
Husband's Old Debt from College Days.
Asked by S.M. from Minneapolis
on April 12, 2013
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My husband has a small debt from 1990. $446 to be exact. They have been trying to collect it for years and my husband just keeps saying they can't try to collect it...
Answers
- ETA: This made me do some research...so I found these links. Bottom line? Your husband KNOWS he owes the money. PAY IT. http://www.insidearm.com/daily/debt-buying-t...
- He owes it, he knows he owes it.....he should pay it. It's not like it is that much money. Is $446 really worth screwing up your credit? No, debt does not j...
- Of course they can try to collect it. He owes it. He doesn't stop owing the debt just because a certain length of time has passed. Now that it's gone to a collectio...
Way to Far in Debt
Asked by J.K. from Billings
on July 28, 2007
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OK here goes my husband was laid off last Oct. and was off for 4 months needless to say in that time we got behind on some bills ok all bills and had to rely on credit...
Answers
- J., My husband and I have been living credit card free for almost 2yrs now. We went to Consumer Credit Counseling Services of Nebraska (CCCS). We are on a three year...
- Dear J., So proud of you for reaching out for help! This is what I would tell a good friend or family member if they had shared with us what you have: That wou...
- J.- Below is my response to another mom a few months back. It may feel like the walls are closing in on you right now, but believe me, with a little help thing do get...
They Want to Put a Lean on Our House!!! Help
Asked by C.G. from Dallas
on December 30, 2007
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Okay I know this hole situation is our fault. My husband had to have dental surgery this year we did a fiance note through Capital one (the health/dental loan program)...
Answers
- Send them a letter by certified mail disputing the charges and pay what you owe them asap. Keep a copy of your letter and the certified mail receipt in a safe place. ...
- C., read this link http://www.bcsalliance.com/y_debt_scavengers.html some may not apply to you but it gives useful information about debt collectors and what they ca...
- I recommend checking with the Better Business Bureau. They can give you some helpful information if they have all the facts of your situation. The BBB is a trustworth...
What Is It with Debt Collectors Calling for Relatives Who Have Never Lived Here?
Asked by A.S. from Boca Raton
on February 28, 2011
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Both my husband and I have had, what sounds like, debt collection agencies calling for relatives who have never lived with us (at least not since we were little kids!)...
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- Sounds like your relatives may have listed you as a reference on something...there is no other reason for them to be calling you (absent you having co-signed something...
- Hi A., I would tell the relatives. They may have listed you and your # as a 'reference' which would be how the creditor got your # in the first place. I woul...
- You were put down as a reference for the relatives. Just tell the collector they do not live there. Give the collector the relative's number and then tell the collec...
Have You Ever Had Your Identity Stolen?
Asked by S.R. from Chicago
on April 5, 2012
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In the past 2-3 years my mother has received collection letter from things that she has never applied for nor had any knowledge of, It hasn't been mayor stuff maybe a ...
Answers
- Run her credit report. You should run one once a year. Find out what accounts have been opened in her name.
- Why have you not filed a police report? Do you know for a fact who is doing this? We've not had our identity stolen... I shred everything that has any inkling of...
- Mine was stolen last year. A complete nightmare! And I shred everything. I have no idea how they got my info. She MUST file a police report. She should also check her ...
