Unexpected Bills
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Does an One Know for Sure About the 7 Year Rule?
Answers
- Hi C.---my husband and I have just completed the Financial Peace University class at our church and it covered this briefly. Myth: unpaid debt will just fall off my cr...
- http://www.budhibbs.com/ This is an old friend. He has answered a call, to champion the financially challenged. Please go to his web site and read his book, the dow...
- Hi C., I do not know all the rules, but I can point you in the right direction. I used to be a Realtor, and LOVED working with first time home buyers. The key to ...
Couponing
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- Just be careful. The extreme couponers are just organized hoarders and there is no need for that extreme. Couponing takes time. Time = $$ So keep that in mind a...
- I tried 'super couponing' and did not have the time and was finding I was purchasing things I typically wouldn't so I thought - 'what am I saving?' However, if you ...
- Here are my thoughts on couponing. Cut coupons for what you use and need regularly. Organize them in a multi-pocket folder. Check sales at your local store and ...
Help...need Advice on Filing Bankruptcy!
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- I would suggest you contact a local credit couseling agency and get some advice from them. They are there to help people in your situation and may be able to help you...
- Sammy is right, the first thing you do is schedule an appt with a bankruptcy lawyer. To make the appt much easier take a statement for all credit cards, loans, etc. a...
- There is a very good company that helps people who are in pre-forclosure called Secure Property Solutions. You can google it and find out more info. and their phone n...
What Have You Done to Go "Green"?
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- I've virtually eliminated the use of paper towels in our home. Instead, I stocked up on simple cotton dish towels and we toss them in a garbage can expressly for this ...
- I now own about 15 of the cloth grocery bags... I keep about 5 in my car so I remember to take them into the store with me. I no longer put veggies into plastic bags ...
- D., I have always recycled. I also use Shaklee's Get Clean nontoxic cleaning and laundry products. Shaklee is the world leader in this area. They had the very firs...
Mom Needing to Vent/credit Card Issues
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- Hi B., Good for you for owning up and taking responsibility. Sometimes we have to learn lessons the hard way. We have to put on our "big girl panties" and deal with...
- Dear B.!! Thank goodness that you are through with citi-bank Visa, and I hope and pray that you have cut up that card and never use it again! To answer your questi...
- I'm sorry you had that happen. We are dealing with similar issues, meaning debt and not a lot of money. We got behind in payment a few months ago and it took about 4...
Great Book Suggestions for 6 Year Old Girl Who Is Learning to Read?
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- Most public libraries have a summer reading program. You could get her into that and that would give her some incentive to read. They usually give away prizes for the ...
- I've bought good books at Dollar General. I have a toddler and wanted to get him interested in books/reading. He's not interested in books that much for now, so I'm ...
- I'm not sure if anyone has suggested the author Bill Martin Jr. He wrote books such as "Brown Bear,Brown Bear,What Do You See" Those are good because they have repet...
What Are Your Favorite Christmas / Holiday Movies ???
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- White Christmas It's a Wonderful Life How the Grinch Stole Christmas (animated) The Santa Clause (all three of them) A Christmas Carol (Allister Sym version) Fros...
- Love Actually (NOT a children's movie) the Grinch The Santa Clause 1, 2, & 3 Santa Claus (late 80's or early 90's) the Christmas Story all the claymations (frosty...
- Annabelle's Wish (family) Badder Santa (adult)
Good Books for 2 Year Old
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- My kids both absolutely love poetry, and it's fun to read. I mention it because it came up recently with some friends and I was surprised that other people don't read ...
- Mine love anything by Eric Carle! The Hungry Caterpiller and many more! Barnes and Noble has an awesome childrens section where you could see what he migrates to!
- My son's both loved "Knuffle Bunny" and "Knuffle Bunny Too". He also loves "Click, Clack Moo: Cows that Type" and "Giggle, Giggle Quack". Pretty much any book with car...
Credit Cards Debit
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- I know it stinks and times are tough but you have to pay in the order of importance! Rent/morgage and electricity...grocries...etc...then whatever is left over you can...
- S.- I'm sure someone will have some good advice for you, but the first thing I would suggest is for you to call your credit card companies. Many times you can work...
- Im sorry you are going through Credit Card debt. The best advice I can give you is to call the CC companies and let them know about your situation. Be honest and call ...
Help for Debt Problem
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- My Hubby is a VP and does the debt consolidation and he works for citigroup. If your friend refer my name, the analysis can be done free. And you can decide your ne...
- You have gotten some really great answers here but I wanted to throw out a financial author who I really like that she could use by itself or in conjunction with a deb...
- Hi N., My husband and I had an issue last year as he was laid off and we lived on our credit cards. We used a service called Credit Solutions. We've since paid of...