Understanding Money
Results 41-50 from 6,368 articles
Out of Money
Asked by N.O. from Kansas City
on December 19, 2009
-
hello moms,
I would really like some advise from all of you. I was laid off of my job in August and because I was pregnant I could not find a job. So, I have been l...
Answers
- Don't feel bad about asking for help. Ask family or even good friends for help. Offer to babysit friends, family, post an ad (some people pay quite a lot for Day care ...
- Congratulations on your job! I've been unemployed for 14 months and have run through my savings as well. I know how difficult this can be, especially with a new baby...
- catholic charities or food banks (google it?) can help out with food. good luck and just hang on...it'll get better.
Money
Asked by L.J. from Detroit
on June 15, 2010
-
Like many other families we are struggling. We have two girls 7 and 3, My husband has a full time job as a firefighter, I work part time (daycare would be too much and...
Answers
- I don't doubt that Dave Ramsey has good advice. I have personally not needed to follow it, but I do agree with the others NOT to touch your 401K unless it's a dire em...
- There are a FEW exceptions to dipping into a 401k that mean that you don't have to pay all the penalty fees. As I recall (talk to a lawyer, my recollection isn't spot ...
- ok we original took out a loan to get an inground pool needless to say instead we paid two credit card off than we jack them back up used my retirement fund paid them ...
The Value of Pre-schooling
Asked by R.G. from San Diego
on July 19, 2010
-
My daughter is a couple of months shy of being 3 years old. I am full time mother and we have a new baby in the house. In the last few months, my husband and I have be...
Answers
- I own a preschool and I would wait until you can be consistent with her attendance. In order for her to adjust she needs have a routine, so I don't think taking her in...
- I wonder if you shouldn't just forget about preschool right now...with the new baby, upcoming travel plans etc, she is already adjusting to a lot of new things...why t...
- Don't forget the library. This is a great resource for teaching. My friend and I did a preschool curriculum for our 3 yr olds. She found out that the library alread...
Where to Get the Money
Asked by K.R. from Milwaukee
on April 19, 2008
-
I own my own home in Milwaukee, WI. I want to move the the suburbs. With the market the way it is currently. It will probably take 6-9 months to sell my house. I c...
Answers
- I just read about banks or mortgage companies who are offering "guaranteed sale" deals. The way it works is that if your home doesn't sell in a specified number of mo...
- Actually, K., moving to an apartment may be a good way to start over only because it achieves your first objective (and most important): getting your son to a safe pla...
- K., I am a Realtor in Wisconsin. Talk to your lender and see what they have to offer you. About the only way to get a home while you try to sell yours is a "Bridg...
How Much Do You REALLY Earn as a Scentsy Consultant?
Asked by N.G. from Dallas
on February 27, 2011
-
Hi Moms!
I'm considering selling Scentsy to make a little bit of extra money on the side. Do any of you sell Scentsy? How much can you really make doing that? I ...
Answers
- I too sell Scentsy and I love it! I don't make enough to pay my mortgage or anything but it is enough to give me fun money and pay for some of the extra things. Like t...
- The home based deals and teams are basically MLM's where you sign on to a team and then you not only have to sell, you have to recruit new people to build your team as...
- I don't sell it, nor will I, but I LOVE THE PRODUCT!!! I bet I have 24 different scents in a basket right now. The scent lasts a LONG time and I don't have to worry ab...
Teen Shopper, Shops but Does Not Wear. How to Teach Her the Value of a Dollar!
Asked by B.C. from Lafayette
on June 24, 2008
-
I have 17 year old daughter who likes to shop as most normal teens do. When we go shopping I let her pick her own things out and give the final yes or no for appropiat...
Answers
- Dear B., I am in agreement with other responders. Teens need to learn that "work equals money, no work equals no money". Period. I teach high school and they don't...
- I would start making her buy her own clothes. That will teach her how to not buy things that she isn't going to really wear. My mom did that to me and it worked really...
- Maybe if she wants new shoes or new clothes instead of buying them for her have her do extra things around the house to earn the money, so she knows she has to work to...
Cash Value Savings with Life Insurance
Asked by K.S. from Chicago
on July 24, 2010
-
Im just wondering what every ones thoughts are for having Cash Value savings with your life insurance policies. Do you like/dislike this option? Why?
Answers
- K.: At one time, cash value was an important thing, but it doesn't really mean much. Depending on what your goals are, I would recommend one of the following: ...
- The key is to think through what your objectives are. If you want to have money saved in case you die to protect your children, then term life is the most cost effect...
- Going thru Dave Ramsey's Financial Peace University right now and we just talked about this two weeks ago. Cash Value is the WORST place to put money. The premiums a...
How to Make Money When You Can't Have At-home Parties.
Asked by T.K. from Chicago
on August 14, 2007
-
I am now an at home mom after making more money than my husband for the past few years and am seeking a way to still contribute without being able to go to people's ho...
Answers
- I am aggressively looking to partner with a few people. Are you open to avenues of RESIDUAL income? If I could show you a business idea that makes absolute, comp...
- Hi T., I'm an independant consultant for Arbonne International and there are lots of people within this company that don't do a single party. They talk to people on...
- Hi T., Let me send you a CD about Xango! I recently began my own home business with Xango and as single mom, it is already helping significantly with my finances. X...
Mini-poll on Borrowing Money from Child
Asked by W.P. from Houston
on January 22, 2007
-
I would like to request your short feedback on whether it is OK to borrow money from your child. It is not about $10 at the filling station that you repay as soon as ...
Answers
- I agree with the majority of the responses below, and do not think it is a good idea to borrow money from children. Not only does it set a bad example for them, it ma...
- That's a really unusual situation. I don't think that it's right to borrow money from a child, not sometimes, not often, just never. A parent should be a good exampl...
- My parents "borrowed" over $300 from me when I was your sons age. Money I made from cleaning kennels and stalls. Even as a child I knew my parrents were in a tough f...
Walking Around Money and Business Question...
Asked by S.M. from Kansas City
on March 25, 2011
-
My husband and I have had a running argument for almost 26 years. No matter how many bills we have, no matter what comes up, no matter that he works outside the home ...
Answers
- Both of you need to go to a financial counselor, both for your relationship as well as your business. I'm only a small in-home preschool and as a rule, I raise my t...
- Wow. If he makes enough for potential 2500.00 per month BLOW MONEY....you need to quit your job, period, and focus on your child and grandchild and let him pay the bil...
- I am sooo sorry your husband is treating you this way! Marriage is not supposed to be like this. He should be sharing the wealth--not his money and your money. There ...
