Understanding Money
Results 31-40 from 6,261 articles
Creative Ways to save Money?
Asked by J.F. from Boston
on February 16, 2010
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Hi moms, just looking for you to share some ways you save money each month...with 2 kids in daycare, money is really tight. We rarely go out to eat, we shop at the che...
Answers
- Only shop with coupons (ie: make meals around what is on sale either in the paper or at the store). This may require more frequent shopping trips (once or twice a week...
- Hi J., sorry this is long but i've been where you are and we've been doing this for almost 2 years now. i agree with a few items on here - we had to carefully ...
- Hi J.! Sorry this is so long, I hope at least one of the ideas works for you! One poster suggested getting a membership to a wholesale club, and I like her idea. ...
SAHM Wondering How Others Deal with Family Finances
Asked by J.H. from Burlington
on October 22, 2008
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The biggest thing my husband and I fight about is money. My problem is that as a SAHM, I feel undervalued. My husband works all the time but, of course, so do I. The d...
Answers
- After I had my first child I worked full time. I always thought that SAHM were incredibly lucky and had always wished that I could stop working. After my second child ...
- Sounds like major issues are happening at your house! My husband works, a lot of hours, and I stay home with our 3 children. He feels that half of his paycheck is mi...
- I also SAH and feel like I don't have my own money. I do not need permission to spend at all (NO WAY!) but DH always asks what was this for, etc because he is a detail...
Money a Huge Problem
Asked by M.P. from Dallas
on April 10, 2007
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Hi ladies,
well my husband and i make enough money monthly to cover our bills and more. But we are so terrible at budgeting that we just scape by at the end of the m...
Answers
- Hello M., My husband is a financial advisor and so needless to say, we talk finances, budgets, investments all the time. He is also a Dave Ramsey Endorsed Local Pr...
- Get the Dave Ramsey book called, The Total Money Makeover. It will inspire you, and get you excited about controlling your own money and life, not letting it control ...
- We went to a program at our church called Financial Peace University. A lot of churches have the class. You can go on line to find out what church in your area or what...
I Need to Earn Some Extra Cash
Asked by T.K. from Dallas
on May 18, 2010
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My husband had to take a few weeks off for an injury. Now I'm having trouble making it paycheck to paycheck until we get caught up. I work 8-5:30 m-f. I have 2 tod...
Answers
- You could clean houses. You could sell clothes your kids have grown out of on Craigslist. You could donate plasma. http://www.cslplasma.com/s1/cs/enps/1160756083...
- You can sell some gold jewelry you don't wear much...if you don't have enough for a garage sale you can offer to manage a sale for a relative and keep a percentage....
- Check www.makemoneyonline.tonoftips.net for ways to earn extra cash online. Check out care.com and craigslist.org for baby sitting jobs. If you can write check ...
Marriage and Dealing with Money
Asked by M.K. from Minneapolis
on February 15, 2008
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Well-
I'm new to this site, but I can really see myself relating to so many of the questions and concerns that all of you have in so many areas. My biggest struggl...
Answers
- Your husband needs help. If he doesnt want to listen to you he need to seek professional help. GOOD LUCK
- M., Close those credit cards! Maybe keep one hidden away for an emergency. But get those credit cards out of your husband's hands! Or call your creditors, have them l...
- Hi M., You might want to check out a guy named Dave Ramsey. He is a radio talk show host/author who deals with getting out of debt and changing your spending habit...
Teaching Children About Money.
Asked by M.H. from San Francisco
on October 29, 2009
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For the first three years of our marriage we lived way outside our means. When we found ourselves $45,000 in debt three years ago we were pretty shocked by the whole t...
Answers
- Hi. As far as allowance goes, I always give my kids, even my 3 year old, allowance based on what they have done to earn it. My main goals are to teach them the value...
- There is a simple rule that if you can teach it to your kids they will appreciate for a lifetime! 1/3, 1/3, 1/3. What does that mean? It means when you get money of an...
- Just because you buy something for the household doesn't mean your children need a toy or gift. If they want something,tell them to put it on their b-day or holiday wi...
Tired of Family Borrowing Money>>>
Asked by C.C. from Houston
on January 1, 2012
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Just got another text from a family member to borrow $100. It is my sister. She and both of her children are constantly after me to loan them money...even as far as ...
Answers
- You have two choices here. You can either say no, or, if the money is to pay a bill, ask for the bill and pay it yourself. That way, you know exactly where the money i...
- You have to say No. Someone pointed out last night that it's a super simple sentence. I would tell her, "No. You currently owe me $4300. I am not making you anothe...
- I don't think I could hand the $100's over when knowing they are skiing or drinking. If they can afford to do those, they can afford to not borrow. And I wouldn't coun...
Asking for Money After 3 Years
Asked by K.G. from Boca Raton
on July 12, 2010
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Hi Moms,
I had a 16 year old sitter that watched my son 3 years ago for about a month... I paid her weekly.. (she only worked about 10 hours per week for me while I...
Answers
- give her the $$$ and take the check back... Since you can't remember what the situation was there is no real way to know for sure. It may have been a lost check in a ...
- MOST teen rooms are like 'Black Holes'! It is entirely possible that it got lost in there somewhere, maybe she was embarressed @ the time to tell you(?) or she was bus...
- If the check never cleared and you have no record of having paid her, then pay her. If you stiff the kid she'll tell everyone she knows and you will NEVER get a sitte...
Kids Dont Appreciate or Understand Value
Asked by K.P. from Memphis
on May 31, 2007
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my sister has 2 boys 9 and 10. Today they lost a 3rd bike to community. Some one stole it. But my nephews left the bike available for someone to steal. my sister doesn...
Answers
- I believe they are old enough to understand the value of money, and working for it. I wouldn't buy them anything expensive (game systems, bikes, TVs, etc.) until they...
- They don't seem to be connecting work = stuff. www.daveramsey.com has this wonderful system for kids, it's similar to what the other moms here described. Work equ...
- Hey K., I have to agree with the other lady...start making the kids earn what they have! all the stuff they have already.. when she does take it away, well when does s...
What to Do with the Money???
Asked by M.D. from Dallas
on February 21, 2010
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I need some input. My dad passed away in December after a year long battle with cancer. We recently found that he left us kids a small insurance policy- everything e...
Answers
- First of all never make big financial decisions for 1 yr. This gives you time to think and evaluate what you need to do. If you don't already (which you should).......
- Look, I am convinced that the dollar is going to get devalued and we are going to have the same problems Greece is facing right now. America's debt is much more larger...
- I am sorry about the loss of your dad and that is a nice surprise gift he left you. A lot depends on how much you inherited. also, it sounds like you are on track to...
