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Cannot Afford COBRA Insurance - Are There Other Alternatives?
Asked by K.M. from Minneapolis
on September 5, 2006
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Recently my husband accepted another job but cannot start his medical insurance until after his 3 months probationary period. We were planning on having another child...
Answers
- I know you have gotten some great advice, but whatever you do, DO NOT GO EVEN ONE DAY without medical coverage. You will get yourself into trouble with pre-existing co...
- here are a couple of ideas, one of the life care centers may be able to help. One phone is ###-###-#### also you might try the Respect Life Office Respect Life Offi...
- There really is not a whole lot as most independent coverage will not cover pregnancy for 24 months. Good luck I would see about part time work where you can get benef...
Help with Insurance During School
Asked by A. from Dallas
on July 17, 2006
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Does anyone have any ideas about what to do for family insurance while my husband attends Parker Chiropractic school? He will be leaving his full time job(which provid...
Answers
- Go online and type in medicaid eligibility. I did this the other day at work because we work with alot of medicaid people and I was wondering what the criteria was to...
- The National Association for the Self Employed (NASE) has a reasonable insurance plan. You can google their site I think.
- I am not familiar with how medicaid works, but my husband owns his own business (I stay at home) and we had to go on an individual health insurance plan. The best adv...
Not Enough Car Insurance.
Asked by E.S. from Dallas
on December 6, 2009
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I was in a wreck a couple weeks ago. There were 5 cars involed other then mine. The wreck was my fault. I do have full coverage insuance for my truck. I recieved a let...
Answers
- My husband works for an insurance company and he says that they will only will pay up to the limit. Contact your insurance company to discuss other options. That's a...
- Your insurance should handle the lawyer period. Not you. That's what you paid them for in the first place. Call the state insurance regulatory board if they don't p...
- Sounds to me like someone involved is a little sue happy and seeing the potential for $$$$, especially if no one was hurt at the scene. It is a shame so many people...
Help with Home Insurance...
Asked by H.V. from Cleveland
on April 5, 2011
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Oh I'm in the process of buying our first home.
I'm on the stage of trying to figure out who has the best Home insurance that also isn't ridiculously expensive. I've ...
Answers
- We currently have Erie (purchased through a local rep under a different name) and we pay less than that. Every other company who quoted us, including Progressive, All...
- Go with a company that does ALL the insurance, auto, home, life....AAA has been good for us. Many years algo I had Farmer's and they were good too. The reason I deci...
- It depends on your area, where you live and your mortgage company. We do not do escrow accounts because we prefer to earn interest ourselves on property taxes appx ...
Pregnant Without Insurance
Asked by J.H. from Flagstaff
on June 13, 2011
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I just found out I am pregnant, well I think. I took a Dollar Store pregnancy test and the line showed up faint, but it was there so I think it means positive. I am go...
Answers
- I'm an insurance agent in AZ and although I mostly do home/auto/life, I am familiar with health and can issue it. I don't know of any company that will insure a curre...
- When I was pregnant with my first, 23 years ago, all there was was high deductible insurance. My OB billed everything after the delivery. Since this was the norm wit...
- We paid off all tree of our births little by little. The hospital will be very fair with you for payments, they may have an out of pocket discount, and there is no sk...
Car Accident?
Asked by J.G. from Los Angeles
on August 22, 2010
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My daughter was in an accident. The police report indicates she's not at fault. The other person involved in the accident told her insurance that she's not at fault an...
Answers
- Hi J....I am a liability insurance adjuster. First of all, since she only has liability insurance coverage, she can file her own Small Claims action against the other...
- Make sure that she contacts her insurance company even though she only has the liability coverage. They have the ability to fight it out with the other insurance comp...
- Hello, Even if your daughter only has liability insurance, she should still be able to have her insurance company to represent her. If she doesn't have a copy of the...
Health Insurance and the Right to Have Kids
Asked by S.S. from Cincinnati
on May 21, 2011
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ok so I found I was pregnant with my second child a couple days ago. Things are tight finacially but we will be able to provide for this child once its born, I have no...
Answers
- With my last pregnancy I carried the insurance and for us it wasn't too bad, but I also worked at a doctor's office and they reduced what we had to pay so it was worth...
- I think if she has a problem with it maybe she can pay for you to get on insurance through your husbands work. Insurance is WAY to expensive most of the time. Some peo...
- You do have a right to have kids, but I know I have an Aunt (she is my age) and once she was pregnant with her 3rd child on public assistance, her doctor asked her if ...
Can't Afford Life Insurance - What to Do?
Asked by M.T. from Minneapolis
on March 3, 2011
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Hi, we've been looking into life insurance. We decided term, about 250,000-350,000 for 30 years. We're in 40-45 year range. We decided on 30 years because we still ...
Answers
- You could look at decreasing term insurance where the benefit goes down as you age - it's intended to cover mortgages where the balance is also going down. I think yo...
- M., have you looked at Met Life? They are highly rated, treat their customers very well (my dad had Met and they were wonderful to us when he died) and their rates ar...
- Can you afford a lower amount of life insurance? Lets say $100,000? If so, then I would go that route. I do understand your worries; however, it would be better to ...
Is Pet Insurance Worth Getting?
Asked by T.D. from Chicago
on July 20, 2009
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We are getting a puppy next Monday. We have never owned a dog before so we are unsure of the financial expectations. We are looking into pet insurance for at least the...
Answers
- We use VPI, just the accident/illness. It didn't seem worth it for the vaccines and such. Trust me if your dog has some catastrophe (broken limb, ingestion of foreign ...
- Be very careful! There are a lot of loopholes with many pet insurance companies!! We currently have Embrace pet insurance for our Newfoundland. I did lots and lots of ...
- I have two dogs, both with insurance. For my older dog, I bought it after a weekend of routine and emergency care that totaled $1000. I bought insurance for my secon...
Need Family Insurance
Asked by S.L. from Phoenix
on October 18, 2007
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I am a first time mom of 2 month old triplets. I love my new role in life, and it is not possible for me to go back to work. I am worried, however, because my family...
Answers
- Hey Julie did you find insurance for your family? Let me help check it out and if you like anything you see leave your contact info. www.primerica.com/tanyataylor Thanks
- Hi, I have AZ Blue Cross Blue Shield for my two boys (ages 1 and 2). It costs me $255.00 per month to insure them under the Blue Preferred plan with a $5000 deductibl...
- Apply for kidscare it is for people who make to much money for state help.....
