Retirement Planning
Results 161-170 from 523 articles
Insurance @ 42 Yrs. Old!?!?
Asked by J.M. from Chicago
on July 29, 2011
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Hi!
Believe it or not, I am 42 and my fiance' is 44 and we have never considered insuring ourselves (idk?) until now. Was wondering if you wonderful ladies had any...
Answers
- Go for term- about 8 to 10 times your salary. Here's some info you might find helpful: http://www.daveramsey.com/article/the-truth-about-life-insurance/ btw- my h...
- We got term because our financial planner pointed out that the 30 year plan would get us late into our 60s. At that point, our house would be paid off, kids out of th...
- Why do you need life insurance. Is someone dependent upon your income who will be unable to get by if you die? If not, you probably do not need it. Most financial advi...
Community Service Ideas for Children Between the Ages of 6-15
Asked by T.M. from Dallas
on January 27, 2009
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Hi Ladies!
I am president of a Moms group and want to start a "kids helping kids" program for our school aged children. I have a few ideas, but want more creative i...
Answers
- The Family Gateway is a homeless shelter for families with children. Families stay in the shelter and the parents are required to attend school at night and look for ...
- How about something as simple as having the kids ask for the opportunity to go into the special education classrooms in their schools to play games/read with the stude...
- T. - My daughter is in confirmation class at our church. They have to do 2 community services each year and then write about it. She just completed one a couple wee...
Life Insurance Questions
Asked by M.S. from Chicago
on February 12, 2011
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Hi mamas. I am turning 30 soon and it hit me that I need to get some life insurance so that my girls are covered should anything ever happen to me. I called MetLife an...
Answers
- Ask if it is term coverage or if the policy accumulates value. If it is term, ask at what age the policy terminates. Some policies are cheaper because they are only in...
- My husband used to be a financial planner and deals with life insurance all the time. Let me know if you have any specific questions and I am sure we can help!
- Are you looking for term insurance or permanent insurance? At your age, it would probably be good to get a mixture of both. You're young enough where permanent insuran...
I See Why the Post Office Is in Trouble.
Asked by J.B. from Houston
on May 22, 2012
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There will be a question at the end, don't worry.
My motorcycle trip was this past weekend in the hill country of Texas. Extreme rural part of Texas, sparsely popul...
Answers
- Thank you to the SMART and INFORMED moms on here that explained the TRUTH about the Post office.. OneAndDone Suz t. Tat2d~2~B~amuse Dawn . Leigh R. Please ...
- Just another example of wasteful spending on the gov'ts part. Ridiculous. I live in a small town and we don't have a huge post office. Ours is small just as it shou...
- I completely agree with everything OneandDone posted. And even worse than all of that is that the USPS is not allowed to close any Post Offices without Congressional a...
Anyone Know Anything About the Gerber Life Grow-Up Plan??
Asked by J.L. from Chicago
on May 25, 2008
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I have three kids and just got a brochure on the Gerber Life Grow Up Plan in the mail. My husband is a teacher and I am a SAHM and would like some sense of security f...
Answers
- J., We have the Gerber Life insurance plan for our son and we have found it to be pretty reasonable. We will start one for our daughter when she is born. It is paid...
- Hi J., My understanding is life insurance is for the living that would be out of luck if you died. The kids are not financially supporting anyone, therefore I don't...
- Check with your auto or health insurance rep. You can get more and better for less!!! They can help you so much in planning or even your financial advisor can help...
Help with a Decision Early Retire or Not
Asked by K.B. from Des Moines
on January 12, 2011
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Ok you all helped out so much last time, I'm going to ask another....My husband and I have a dream to retire and go RVing, we want to work at a KOA campground. Many co...
Answers
- There is alot to consider here. 1) Your Mom: Assisted living cost $2500/month and medicare does not pay for it. What happens is when she enters a nursing home or as...
- The insurance is a BIG deal. Check out all the possibilities before you change your lifestyle. You don't want to be stuck in a campground with major medical problems...
- My first response is that your urgency to leave sounds a bit like a mid-life crisis mixed with winter doldrums. You've got three pretty substantial reasons why this is...
Professional Heartstrings? I'm in Tears over Work!
Asked by A.J. from Dallas
on August 11, 2010
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I'd love to hear how you mamas that work in Social Services, or Grief Counseling handle the pressure.
Background:
I recently made a career shift into Mortgage Prot...
Answers
- I find saying a prayer for people who are hurting and realizing that I cannot help all the people I work with but that there may be other help out there for them helps...
- She was lashing out in her pain. Everyone knows you don't get insurance after the fact. I'm sorry to hear about her loss and all and I know this was a hard thing to ...
- A. I am so sorry you had to handle that call. I think you have realized that individual was angry and directed it at you but it wasn't because of you. I work in a ...
What Kind of College Funds Are Best?
Asked by K.G. from Boise
on June 20, 2009
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I want to start an investment fund for my daughter (5 months) but just don't know which one is best - a 529, just a regular money market account....What if she gets a ...
Answers
- K. G, The 529 is going to be your better bet. It is more likely to increase in value compared to the interest rates you are going to earn on a money market account,...
- We use 529 plans for our kids. They give you the flexibility of many investing options and the gains are tax free. Some states give you a tax deduction for your cont...
- I would talk with your tax man--I talked with mine a little this spring, and I believe that 529 plans can be used for anyone in the family--so if one child doesn't go ...
Home Remodeling
Asked by J.R. from Grand Rapids
on November 13, 2012
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Hello!
We are considering buying a home that has HUGE potential but has been vacant and not maintained for about 4 years. It's in rough shape. We would get it at ...
Answers
- In general it is a form of a construction loan, at least if I understand what you are talking about. When you say remodeling you are talking I don't like the kitchen,...
- Your lender will probably not agree to the purchase anyways - and if they do I would question their business practices. What you can do is try to get a rehab loan: a l...
- You can not afford this house. If you have a budget of say $300,000 then you need to be looking at fixer uppers substantially below 300,000 perhaps in the $210,000 ra...
Divorce Saga Day 3
Asked by G.M. from Austin
on February 11, 2010
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I wanted to thank everyone that has replied to my divorce question and onto the next day when I vented about taxes. I have made contact with a lawyer and awaiting for...
Answers
- You know - if the lawsuit does close prior to your divorce you MAY be eligible for 1/2 of the money. There have been cases where someone has won the lottery and waite...
- Hi, I believe if you have primary physical custody he isn't supposed to claim the child on the tax return anyway. It does all sound very suspicious, though. I would ...
- Hi G. - In my past experiences with men trying to get a fast divorce means only one thing. He is planning on getting married again as soon as your divorce is final. ...
