Retirement Planning: Child
Results 1-10 from 333 articles
Non Working Parents and Retirement
Asked by M.L. from Houston
on March 28, 2012
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So, having recently finished the taxes... I know there are tax breaks and such on having certain retirement funds. The one my husband has doesn't work this way. But I ...
Answers
- Yes, you should be planning for your retirement. I would suggest meeting with a financial advisor to determine how much you need to be putting aside to prepare for you...
- Yes it is important for SAHM and dads to be contrubuting to retirement funds. What you put in depends on your financial status and what you can afford. There are t...
- Absolutely! We do it. My DH has a 401K at work AND we put into a Roth IRA for him (Not tax free now, but tax free when we draw on it) and a traditional IRA for me. We ...
Retirement Gift for Teacher
Asked by J.S. from Cleveland
on May 22, 2011
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My son's 2nd grade teacher is retiring after many, many years of teaching. My son's class will be her last (my daughter also had her 2 years ago).
The class wants ...
Answers
- This might be hard to put together on short notice -- but wouldn't it be wonderful to make a poster sized collage of photos of all the classes she taught that you can ...
- We gave one of the retiring teachers a rocking chair for her front porch. She loves her neighborhood and said she loved drinking coffee outside on the front steps.. It...
- What about a bird feeder with a supply of bird food. You can use that at a house, apt or condo and everything she sees it she will think of her classes and all the li...
College Planning
Asked by J.W. from Detroit
on January 29, 2011
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Ok - I know that this should have been taken care of years ago, but I get so overwelmed when I try to understand all of the differences between the savings plans out t...
Answers
- We set up a 529, but each state is different in their penalties for taking money out if it isn't for college. The good thing about most 529s is that you can get one f...
- I would highly recommend the MESP program. It is always highly rated with low fees, it has age adjusted programs, so you can just set it and your investments become m...
- why are you planing on paying for his college. My parents didn't pay for mine, and i don't plan on paying it for my kids. they have to learn responsibility. And the...
Planning the Rest of My Life
Asked by J.H. from Sacramento
on March 11, 2012
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How have you mamas planned your furture? Ok...Let me explain a bit further--I posted a question last week regarding happiness, which was prompted by my recently being...
Answers
- I would start by making a list of things you want to do and think about where you want to be in five years. Prioritize your list by what sounds the most appealing and ...
- First and foremost, take stock of your situation. So you got fired. It happens, sometimes to good and very skilled people. Do not get bogged down in any shame or guilt...
- This may sound like a lot of writing but it's really not. Putting things on paper relieves the burden from your brain. First make a list of what you believe your p...
Having an Only Child
Asked by R.B. from Clarksville
on November 29, 2008
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I am the mother of a three year old boy. I am currently struggling with the decision on whether or not to have another child. My husband and I are both seriously thi...
Answers
- WOW!! Sounds like me and my husband! We have a 4yr old and we have been married for 13 years this month!! At this point we can't really decide either..we just tell eve...
- Someone taught us this response when we had one child: "We don't see a need for another because we got it right the first time." Shuts people up. We thought we were...
- I have 2 children financially it is hard there is nothing wrong with being selfish. You already have a boy to pass on the family name. My sister has an only child her ...
Advice on Having 3Rd Child
Asked by L.E. from Dallas
on January 21, 2010
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Seeking advice from other mothers who've been in my situation. I am a full-time working mom with 2 beautiful daughters (one is almost 5 and the other is 20 months). ...
Answers
- People often try for a boy with varying degrees of success. Perhaps another point of view might help. I had a girlfriend in elementary school who had 3 older almost ...
- Have the 3rd. Children bring us the most joy in life. Especially as we get older. I have 2 boys and my 3rd is a girl. They all bring me an immense amount of joy....
- L., Although there are some differences, our situations are quite similar!I had my first child at age 35 - a GIRL. My second was born when I was almost 38 - a GIRL. M...
Wanting a Third Child
Asked by J.K. from Tulsa
on July 30, 2008
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I am ready to start trying for a third child. My husband doesn't want a third child due to money and he says he's too old now. He says when is it "his" turn to start s...
Answers
- Hi J., I understand that you want a 3rd kiddo but if your husband does not, then I don't feel like tricking him is fair. What if the shoe was on the other foot? I t...
- Dear J., I remember my first husband didn't want children but I begged & begged. He said yes. Our son turned 3 and one year later we divorced. I was a single parent fo...
- I say just keep seducing him so he can get you knocked up before his procedure. Sexy lingerie never hurt anyone.
Second Child vs Only Child
Asked by M.M. from Los Angeles
on July 1, 2008
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My husband and I disagree on having another child. He feels he's too old. I feel I'm not. I want my daughter to have a brother or sister as well as I want another ch...
Answers
- Hi M.: You are definitely not too old! I had my second child, 4 years ago now when I was 40. I got pregnant a month before my 40th. My older daughter also wanted no...
- I have found that having two kids is much easier in so many ways than one child, especially as they are now 2 and 4. They play together and really help to keep each o...
- I am a SAHM. I have a 9yo daughter and a 6yo son. I was 40 when my son was born. Unlike you, my husband was completely supportive in regards to having a second child (...
Having a Child in Your 40'S
Asked by M.D. from New York
on May 23, 2010
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Hi
I'm 45 and have two children ages 7 and 3. Lately I have a longing to have another child. I know at my age there are risks to this. What do people think??
Answers
- Hi, M.: I had my first child at 43 (through IVF) and recently adopted a baby boy at age 50. I explored having another baby at your age, but was concerned about the...
- you have already had a child in your 40s you know the pros and cons it now becomes a personal choice. the risks arent going to be any higher than they were with your s...
- I had my first at 41 and my second (last October) at 45. I got pregnant right away with the first but it took me 18 months to get pregnant with number 2 because of hig...
Should We Have a Second Child
Asked by S.S. from Stockton
on February 3, 2008
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I am 42 years old and my husband and I have a wonderful daughter who just turned 5 years old. After I had her I thought I did not want another child, although my husba...
Answers
- IT's never too late!! If that's what you want, you should do it!!
- Hello, I say yes! My daughters are 7 years apart in age. It's important they have someone to talk to when they get older, other then their parents. My older daughte...
- I would definitely say "go for it!" I had my first daughter at 41 (one month shy of turning 42) and we're still debating a second. My only hesitance is that I had a co...
