Repairing Credit
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Need Advice and Help with Mortgage Information
Answers
- Some of the things I am about to say has nothing to do with you personally. I do not know you or your situation but I do something about mortgages because my husband ...
- I think the market is tough right now. Don't forget if you don't have 20% down, you will have to pay private mortgage insurance (I think ranges from 50 to maybe 80 buc...
- My husband is a loan officer and does mortgages for a living. Give hima call. His name is Nick, and his number is ###-###-#### x183. He'd be able to give you more i...
Some Horrible Person Broke into My Car Last Night!!!!
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- Wow! Just wanted to say how sorry I am! I did something similar many years ago (before kids so no mommy brain excuse). I had closed at work and was so exhausted. I...
- Sucks! You have done all you can do. I do not know why we have to learn these lessons but a lot of us have had the same lesson shoved un us, myself and hubby inc...
- It is devastating to have someone go through your things,But now it's time to clean up the mess.You knew you forgot the purse but the car was locked still not an excus...
Dilemma: Child Lied About Broken Expensive Toy--found It-now What?
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- Hi B...I just wanted to tell you that my daughters DS is broken also(top screen)but the bottom still works and from my research I have found that the DS break very eas...
- I feel very sorry for your daughter. Frankly why would she be honest when she knows how furious you're going to be with her. Maybe if she thought you would be underst...
- I did not take the time to read the other responses you received. The thing that jumped out at me the most about your post is that your daughter is afraid to come to ...
Not Sure What We Need.
Answers
- Sorry you have to go through this. I've been in a similar situation, but when I was out of school, single, loads of debt: credit and student loans. Depends on how hi...
- Before you can file for bankruptcy, you have to complete a federally approved credit counseling session. The credit counseling session is about $50, but that can be w...
- Sounds like you really need to write down your monthly expenses and see what you can live without. You would be surprise at what you can find. My sister had this sim...
Question About Paying Taxes
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- Enough already! It's one thing to come on here and ask a valid parenting question...it's another to always come on here with your political rants. We know where you st...
- Humph, no one on the PLANET pays more taxes than a NYS smoker! Regardless of income. Yall can thank us next time you see us huddled together out in the pouring rain...
- Of course, people with smaller incomes will pay a higher percentage of their income for anything - rent, gas, taxes, etc. That is basic math and I personally do not t...
Home Equity Loans
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- I agree with others about going to local bank. You want someone you can talk to face-to-face. I will warn you that the loan process is much more difficult these days...
- If I were you I would try this: http://www.fatwallet.com/forums/finance/ The people on this forum are VERY knowledgeable and always answer all my questions. They h...
- Hi A., Go to your local bank. Talk to the financial consultant. See what they have to offer. Good luck. All the Best. D.
Reputable Debt/credit Counselor??
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- I did it myself. I tried working with an agency and found it to be a complete waste of money. If you want to pick my brain about what I did you can message me. I wo...
- I read/listen to a ton of money books/show, Dave Ramsey being my favorite. In your situation I believe he would tell you stay far, far away from those credit counselo...
- I know a great local financial planner. She is really invested in helping, and truly cares about her clients. She will listen wholeheartedly, and help you and your h...
Need Advice on Moving Out...
Answers
- I'm a step mom, and blended families are common to me, as I also come from one. First, let me say that this is advice - not an attempt to make you feel bad. I say th...
- I feel for you as I am in a similar situation. I don't know of any answers really, I have a daughter from a previous relationship, she is 16, she and my husband have ...
- Hi A., I'm not sure if I can help or not but I would like to try. I'm not sure where high point is,but if you look at some apartment's there are some that go by your i...
Are We Obligated to Pay for Ex-dog's Surgery?
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- YOu can try for vet assistance and then take her to a vet of your choice and give her that only option. Otherwise she may try to take you. Just be cautious...I am in a...
- As other's have said, if the surgery was done incorrectly then the vet who did the surgery should make the repair at no additional expense. Now, if that doesn't ha...
- I'm a dog lover and feel your pain. Three years after surgery, Ruby's in such pain that she needs surgery - and the cost is $2400? Ruby's new owner needs to ...
Foreclosure
Answers
- Is the house in both your names? Do you pay PMI?
- Another option is a short sale. Look into that...It isn't as bad on credit and mortgage companies would prefer this route rather than a foreclosure. It is a little h...
- Talk to a realtor about a short sale. I'm going through it right now. I'm going through a divorce and neither one of us can afford to keep the house. We owe $114000...