Repairing Credit: Toddler
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Would You Rent to Somebody with Bad Credit?
Asked by Y.C. from New York
on April 14, 2011
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I would like to know your opinion if you would rent to somebody with bad credit.
Less say that the person had a no so bad credit for most of the 7 years, struggle for...
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- I've done the "rental house" thing and looking back, I should have trusted my gut more. Soooooo...I would look at recent credit. If recently it's not good, I wouldn'...
- I think that whether you have good credit or not, it's how that person makes you feel when you talk to them. Use your intuition. Like Nikki posted credit doesn't = ...
- With the economy being what it is, people losing jobs and unable to find new work, and business going under overnight, I would look at the entire 7 years of credit his...
Credit Help!!
Asked by M.P. from Provo
on October 10, 2010
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Ok so ugh my credit. Do to some past unpaid bills, my family making me let my sister use my credit to buy a bed for her son (I was not happy about it AT ALL. I was onl...
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- You have to get a secured credit card. You put your own money into the account and use it asa charge card.... that will rebuild your credit AND you need to pay off t...
- Give it time and stop applying for cards. Each time you apply for something it effects your score negatively. Keep paying the debt you do have on time and be patient...
- Is there anything outstanding on your credit? Doctor bills or an old phone bill? If so, get that paid off. Don't apply for anymore credit cards or loans. Do you ha...
What Is the Best Way to Repair Your Credit After Filing Bankruptcy?
Asked by S.M. from Chico
on January 17, 2007
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I filed for bankruptcy 6 years ago...and have yet to even TRY to think about doing anything on credit since. However, my husband and I want to buy a house, therefore,...
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- I bought my first home after filing Bankruptcy after only 3 years. I had a very goood loan person. His name is Merrick and here is his contact info. 1301 SE Tech Cen...
- Hi S., My name is C. and I am a Real Estate Agent. I Know quite a bit about Credit and you CAN recover from a bankruptcy. I do credit Repair, it works really well. Wha...
- Just FYI, when still in bancruptcy, any type of credit is under the bancruptcy meaning it does not count either way. So, it is obsolete. If the bancruptcy is done, t...
Bad Credit Help!
Asked by L.S. from Jackson
on February 28, 2008
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My husband left me with a horrible credit score. and debts unpaid sitting on my report. how as a low income single mother do i fix this? help!
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- Take care of your daily needs, but if it's something the you need and your credit history won't let you then I would call a local credit consulting agency to her you g...
- I would recommend reading books by Dave Ramsey and Todd Coontz. They have good advice that's helping me to get control of my debt too. Good luck.
- I'm no expert but I would suggest making regular payments on all debts. No matter how small the payments, as long they are regular it will show good faith effort. It...
Credit Card Debt Help/advice
Asked by L.P. from Chicago
on August 20, 2009
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Hello. I am just interested in hearing anything you ladies have done to help with your credit card debt. I have quite a bit built up on my card. I am able to make min...
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- I tried a debt settlement company and all they did was take my money and the settlement amounts weren't anything I could do. They wanted 3 payments of $3000 over 3 mon...
- I too would suggest Dave Ramsey. If you live in Lake County he is on the radio at 1220 am from 1-4. His Total Money Makeover book changed our entire way we look at m...
- I am not sure what your debt is, but I can only tell you our story, we had about $10,000 in credit card debt, the collection calls were depressing me and we were going...
Credit Counseling Service Recommendation
Asked by T.C. from Dallas
on May 8, 2006
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Hi Moms,
I was wondering if anyone had a recommendation for a REPUTABLE credit counseling agency. When I was pregnant with my son I was very sick and I had to quit...
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- I have been with Care One Credit for over 1.5 years now...They are great. I have paid off several bills and am on the downslide now. Go to www.careonecredit.com for ...
- Hi T., Back in the early 90's, I got into a lot of debt while I was in college. They gave me credit cards left and right and I maxed them all. I went to M. David Cole...
- T., I wanted to take a second to respond to your inquiry as I am in the mortgage business. I can tell you from a mortgage lending perspective, your best bet is to NOT...
Credit cards/Debt/Living Within Your Means
Asked by C.O. from Washington DC
on August 5, 2011
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there have been a ton of questions on here lately about credit cards, debt and living within your means....there was one mom who emptied her wallet and was surprised.....
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- Well, I like to use credit cards, because I get cash back on my purchases. We never carry a balance, so I don't think I live beyond my means at all. If you are able ...
- We've been a cash only family for a few years, as well. Here's why I WANT a credit card: - My dog broke his foot. We had to wait ELEVEN days to get paid, because...
- We are working hard to be a cash only family too! We are only $2000 in credit card debt and working hard to get it paid off, but due to unforseen medical expenses we ...
Put Security Freeze on Child's Credit?
Asked by S.M. from Portland
on January 22, 2013
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I have heard that it is a good idea to put a security freeze on a child's credit, so that no crook can hijack a child's credit history while the child is young (and th...
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- I've recently heard of doing that. You should be able to get a free report every year. It's a good idea anyway. My brother found a mix-up on his when he was an adult a...
- Haven't heard of it but I think it's a great idea! I'll look into it myself.
- What about Life Lock? It seems like a great, inexpensive service to monitor your credit, etc. www.lifelock.com
Do Banks Check Credit Before Giving You an Account?
Asked by M.P. from Kansas City
on October 28, 2008
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My friend says she was turned down by the bank to be added to her new husbands checking account because she had bad credit(from several years before). I guess she had ...
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- some do but not usually a full credit report. They have some way of checking to see if you bounced a lot of checks in the past and would refuse to give you an account...
- Most banks check your check-writing history prior to opening an account for you, or adding you to an existing account.
- I didn't know that either because we don't sign anything giving them permission to do so. I wonder if they are talking about a different type of check in the bankin...
Possible to Buy a Home with 2 Judgements on Credit??
Asked by C.V. from Los Angeles
on November 27, 2012
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Are there any options out there other than paying them off first? It would take so long plus one of them is only half mine, i don't want to pay the other person's half...
Answers
- You might be able to find a lender who would let you roll the amount of the judgments into the mortgage loan and pay them off, but I kind of doubt it. Lenders are get...
- After you have baby what if you rent a house for awhile? Nowdays more people are renting homes. I myself have been paying on a home for eighteen years, and am r...
- Hi if you have a baby on the way you dont want to be starting to worry about all this stuff - eventually you will have your own home one day but it just takes time a...
