Recurring Expenses
Results 171-180 from 3,384 articles
How Much Life Isnsurance Is Enough for a SAHM?
Asked by K.H. from Reno
on October 18, 2012
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My husband's work automatically covers the spouse up to 50k(I think). We have 3 kids and after funeral expenses that will barely pay for childcare for a year. How mu...
Answers
- 1.5 on hubby; 1 million on me. That has increased since I'm now working. This is in addition to what our companies pay. We also have funeral insurance on our kids. ...
- You and hubby need to ask yourselves a lot of questions and then sit down with a calculator. If something happened to you.... first you would need to cover funera...
- Generally, a SAH parent qualifies for half of what the working parent is insured for. Apply for the maximum. My husband and I both have a million, but I was working pr...
Ideas for Holiday Gifts for Babysitter
Asked by J.W. from Philadelphia
on November 19, 2007
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I'm looking for some ideas for gifts for my babysitter for the holidays. Last year she had just started watching my son, so for Christmas I gave her a gift certificat...
Answers
- Depending on her personal situation, she might like an American Express or Discover Gift Card that she can spend anywhere. I got one from an employer once for $250....
- Hi J. W: I do not know if you own a time share, but you should be able to get a free or great discount on a weekends, or a great weekend get away, if you do. The co...
- Hi J.! The rule of thumb for is one weeks pay, but the other suggestions are excellent as well!
Paying a Roofer with Insurance Money
Asked by C.T. from Denver
on August 8, 2009
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Hi everyone - I'm looking for advice on how to negotiate our final contract with our roofing company. Insurance gave us a check already for the depreciated cost of th...
Answers
- Hi C., Years ago, I was a claims adjuster, so I understand your question. Also, I have been out of this industry for several years, so some things have changed. Thu...
- That was a nasty storm wasn't it? Whew! We went through this last year when a big hail storm ripped through town, with a similar payment scheme from the insurance co. ...
- I would negotiate the contract as if you're only getting from the insurance what the roofer chargers. He shouldn't get paid any more just because you have more coverag...
How Much Do You Spend on Food
Asked by T.C. from Casper
on September 22, 2008
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Over the last few years the price of food has gotten very high. I am trying to figure out if I am doing something wrong or if other people are spending as much as I a...
Answers
- For a family of 4 we spend $250/week... including eating out though. I think if you take out restaurant spending we are around $600-$750 a month on groceries at least....
- T., It's not just you it is everyone. It is just my husband and myself and we have double our grocery bill in a year also. And when you are on a fixed income that...
- I was going through my budget a couple of weeks ago and realized I had spent nearly $1000 last month on grocery's, etc. I was shocked but as I asked around my neighbo...
Chase Blue Card?
Asked by J.G. from Minneapolis
on April 6, 2011
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My husband and I have paid off all of our credit card debt! In order to do so we had to shut down our old credit accounts. Now we are ready to open a card back up in...
Answers
- years ago(when they were new) you were not allow use a debit card to rent a car, etc. Now you can, but what they do is take an additional deposit from you in order to...
- I'm not familiar with the Chase Blue Card. I don't understand your description of it. To answer your specific question, yes it's common to have a variable interest r...
- I have a Chase Blue card. But I pay off the balance every month so I have no idea what the interest rate is. I chose this card because they offered me 25,000 free mi...
Buying a House W/ Not-so-good Credit
Asked by S.H. from Huntsville
on April 13, 2010
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My husband & I are really tired of renting & would love to be able to buy a house. My credit isn't horrible, it's just limited/new. My husband has some debts, but it...
Answers
- Give Ron Stuart at RMCN Credit Services, Inc. a call at ###-###-#### or toll free # 888.4.my.repair. He is a great guy and will be honest with you if he can help. Good...
- Do you know why the mortgage company turned you down? VA loans generally have the most relaxed guidelines. Finding out the reason for being denied would be the first...
- First I would do some research... sit down together and figure out what you can afford as a monthly mortgage. Many relator websites will have a mortgage calculate on h...
*Emergency* Please Give Your Opinion /Advice on Work & Childcare for My 2 Kids.
Asked by G.S. from Atlanta
on May 18, 2009
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Hello Moms,
I live in Henry county and I am in a tight spot. Me and my husband have a home based business, but because of the economy sales are few and far between....
Answers
- Sending your children away is not even an option. Move whereever you must to survive. Apply at stores/places wanting someone to work nights if hubby has to have the 9...
- First off, do you mean you would have to send them to another country or county? I don't know of another county that is a 19 hour flight so I am assuming you mean cou...
- I am so sorry to hear about your situation G.. I have been in that same predicament but I am a single parent so I had no one else to help me with my 2 daughters, who ...
In a Wedding
Asked by B.T. from Minneapolis
on August 5, 2009
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I'm in a wedding that is costing me a lot of money dress $150.00, shoes 30.00, hair and makeup done, spray tanning, nails. The shower is also costing a bit of money I ...
Answers
- Hey B., Some of these expenses you shouldn't have to do -- why do you need a spray tanner? I can understand your hair getting done, but your make-up too? Who says yo...
- why a spray tan? I think if the bride wants you to do that she should pay for it. The dress and shoes are your responsibility. it's proper to give a gift.
- I know everyone is telling you that you are EXPECTED to give the couple a gift beyond what you're already doing to help out with the wedding; This sounds pretty messed...
Feeling Guilty and Torn over Working Part-time Instead of full-time...help?
Asked by C.N. from Buffalo
on August 24, 2010
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I just started back to work at my part-time position this week after maternity leave. I have a 3 month-old and a 3-year-old and my husband was recently injured in a w...
Answers
- When you sign up for credit cards they all ask you if you want insurance on them. If your credit cards are in your husband's name have him call them & find out if he h...
- You certainly are in a tight bind. It's obvious that full time work would lessen the financial stresses in your home, so I would really consider that, and see if there...
- Definitely look into public assistance. I have utilized the food stamp program, and it was a lifesaver during lean times! Try to stay home with the little ones as lo...
Thinking of Switching to Dish from Cable
Asked by C.T. from Fayetteville
on July 17, 2008
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My husband and I are working on paying off debt and are trying to find ways to reduce our expenses. We are thinking of using AT&T for internet, phone, cell phone and T...
Answers
- Hey C.. I do think a bundle can save you some $ but DO NOT GET DISH - go with Direct - unless you don't care about having WFAA (I knew it as channel 8 - before we ...
- We use the bundle, but what I don't like about Dish is that we have NO local channels. And we can't get ABC, CBS, and NBC. We can pay extra for them, but I'm unwilli...
- Hi C., We have Cox cable for TV, internet AND phones. Our rate is great but best of all the tech support is ALL AMERICAN !!!!! NO FOREIGN TECHS. NO communication p...
