Parents Helping
Results 1-10 from 563 articles
The Moral Obligation of the Parents
Asked by K.P. from Columbus
on March 22, 2008
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My husband and I were having an interesting conversation last night that ended in very differing opinions. This morning, we discussed it further and since we each sti...
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- You can't put an age on when you'll stop providing guidance to a child. Even as adults, maturity levels are always different. Heck, I have a brother who will be 30 i...
- If you look at it as an obligation then it stops at 18. If you look at it through a parents eyes, I don't believe it ever stops. If a "child" is in need of some help a...
- I think that there is not a cut and dry answer to your question. It depends on the child. Our responsibility as parents is to create individuals who can thrive in so...
Financial Planning?
Asked by A.G. from Chicago
on June 1, 2012
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Ugh!!! We have got to get on a financial plan. I have figured out that my mind does not like the term "budget"--it sounds so restrictive to me. Anyway, . . .
We ...
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- We have not seen a financial planner yet either since we know a few that were mechanics or engineers a few months earlier and took a course and now do not seem qualifi...
- talk to a financial planner....a reputable one in your area...dont take advice from here. the finacial planner can plan u down to college, retirement, and have exttras...
- Here is my disclaimer - I am a financial planner. I am also Series 7 and 66 licensed (I can sell stocks, bonds, mutual funds, and managed accounts, REITS, etc.). It ...
Need Advise on Loan Modifications
Asked by E.M. from Los Angeles
on January 18, 2009
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Hello everyone, I need your advise on loan modication . I need to reduce my mortgage payment. I am a displanced worker , I can not find a decent job. I have a 15 year...
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- that is correct - loan modifications are for people on the verge of losing their homes. You MAY be able to get a refinance though. Ask about that. I have a good mor...
- With rates dropping, why don't you check out a full refinance at 30yrs? This way you can go to any reputable lender that treats you with respect.
- Which bank are you banking with. Not all modication loans are programed in that manner. If the 30 or 40 year loan takes care of the need now. Does your husband have a...
Problems with My Marriage and Financial Decisions
Asked by R.H. from Los Angeles
on June 1, 2011
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It will be 10 years my husband and I will be together this year. The last 2 years haven't been so good. I guess I should back up and explain where this started from. M...
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- I think that you should offer to sell the house to your MIL and her boyfriend outright. If you were considering moving anyway, then just move instead into a townhouse ...
- I'm sure I didn't get it all, so I'm responding to this at it comes into my head. - IF you move and rent out your house in a less than traditional arrangement, GET ...
- Ya know paragraphs are your friend. Okay so first the rental situation. You would be offering them a $200 a month discount on the rental or $2,400 a year. On top ...
I’m in a Financial Battle with My Husband
Asked by A.E. from Chicago
on November 2, 2008
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Hello Moms,
This is not a normal request you see on this site but I’m hoping there may be some moms out there that can help me realize I’m either wrong or right...
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- If I understand this correctly, you're paying 10.75% interest on this loan, and the bank is giving you 2% on your money. Wouldn't you be saving 8.75% by paying it off?...
- Everyone that has posted a response makes sense. But you have to consider many points. First, if you refi, then think about the fees you will have to pay to do so. ...
- Of course the bank wants you to keep the money in your savings account - if you take it out you're taking it from them and their ability to reinvest in their own schem...
Coping with the Financial Ruin and Illness of My Mother - Advice Please
Asked by M.S. from Chicago
on June 22, 2011
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My mother is/was very reckless and impulsive with her money, especially with regards to real estate - buying and remodeling various properties. She made a very good in...
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- I agree with Marda P. My own experience— I felt a lot of anger at my own situation and at my husband when, after a huge rehab project of our home, we ended up in dir...
- Maybe you can look into disability for your mother. It may not pay everything, but it could help. My mother-in-law went through something similar. She wasn't ill, ...
- I agree with Lovemygirl. If your mother is unable to work due to her physical condition, she should be applying for social security disability status.
Financial Planner/Advisor for Kids College
Asked by A.L. from Dallas
on May 16, 2011
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So, I am wondering if any financial advisors out there can help me with this. I am currently in grad school and when I finish I will be making a good salary. My oldest...
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- May I recommend Mark Cannon with Ameriprise Financial - ###-###-####. He's a really nice and intelligent person with a young family of his own. He's been really help...
- I highly recommend Shirley White-Stevens in Allen: http://www.shirleywhitestevens.com/ Not only is she an independent certified financial planner, but she specializes...
- A., I have a WONDERFUL financial advisor with Ameriprise Financial in Richardson. He is on Campbell Road, just east of 75. His name is Charlie Pepkin. He's been my f...
Advice on How to Ask Baby's Daddy for Financial Help
Asked by N.C. from Washington DC
on February 19, 2009
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Okay, so this seems like a very cowardly and unintelligent request, but I need a bit of advice on how to ask my baby's father for child support. I have not filed for ...
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- Well, here's how I would look at it. 1. Do you need or want his money? YES or NO If NO: Call him up to discuss the situation. Explain that your insurance compa...
- Hi N., I have to assume that your baby's daddy is keeping the insurance on your son. If that is the case, there must be a legal document requiring him to do so in or...
- It's to bad that the baby's father is having money problems, but he is still responisble for his child. Just think bout all the money problems you will have if he doen...
College education...who Pays? Parent or Student?
Asked by A.M. from Phoenix
on August 20, 2012
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I'm wondering how many of you M.'s out there feel that it is a parents obligation to pay for your children's college education? Do you feel that it is solely your res...
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- I think the parents should help out if they can and what they cannot comfortably cover the student needs to cover.
- Children's responsibility. Because they have more years left to pay it off, and we can't go into our dotage with loads of debt. Also, when they are 18 they are t...
- Unless we as a nation can get over our recent abhorrence to taxes for the common good, no one but the very rich will be able to afford to go to college by the time our...
Who Pays for College...?
Asked by J.B. from Houston
on October 13, 2011
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Are we as parents obligated/responsible for paying for our kids college? In a perfect world we would all have started a college fund when they were babies and at coll...
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- This came up a couple of months back and I was absolutely in the minority that we take responsibility for our only daughter's education (plus braces, medical care, spo...
- In a perfect world I would gladly pay for college for the kids. In the real world they are going to have to apply for scholarships, get awards for sports or some other...
- If you think education is expensive, try ignorance. I think it's pretty passive aggressive for you to tell your son "I'll help you when I can." I understand your f...
