Parents Helping: Myself
Results 1-10 from 491 articles
The Moral Obligation of the Parents
Asked by K.P. from Columbus
on March 22, 2008
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My husband and I were having an interesting conversation last night that ended in very differing opinions. This morning, we discussed it further and since we each sti...
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- You can't put an age on when you'll stop providing guidance to a child. Even as adults, maturity levels are always different. Heck, I have a brother who will be 30 i...
- If you look at it as an obligation then it stops at 18. If you look at it through a parents eyes, I don't believe it ever stops. If a "child" is in need of some help a...
- I think that there is not a cut and dry answer to your question. It depends on the child. Our responsibility as parents is to create individuals who can thrive in so...
Need Advise on Loan Modifications
Asked by E.M. from Los Angeles
on January 18, 2009
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Hello everyone, I need your advise on loan modication . I need to reduce my mortgage payment. I am a displanced worker , I can not find a decent job. I have a 15 year...
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- that is correct - loan modifications are for people on the verge of losing their homes. You MAY be able to get a refinance though. Ask about that. I have a good mor...
- With rates dropping, why don't you check out a full refinance at 30yrs? This way you can go to any reputable lender that treats you with respect.
- Which bank are you banking with. Not all modication loans are programed in that manner. If the 30 or 40 year loan takes care of the need now. Does your husband have a...
Problems with My Marriage and Financial Decisions
Asked by R.H. from Los Angeles
on June 1, 2011
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It will be 10 years my husband and I will be together this year. The last 2 years haven't been so good. I guess I should back up and explain where this started from. M...
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- I think that you should offer to sell the house to your MIL and her boyfriend outright. If you were considering moving anyway, then just move instead into a townhouse ...
- I'm sure I didn't get it all, so I'm responding to this at it comes into my head. - IF you move and rent out your house in a less than traditional arrangement, GET ...
- Ya know paragraphs are your friend. Okay so first the rental situation. You would be offering them a $200 a month discount on the rental or $2,400 a year. On top ...
I’m in a Financial Battle with My Husband
Asked by A.E. from Chicago
on November 2, 2008
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Hello Moms,
This is not a normal request you see on this site but I’m hoping there may be some moms out there that can help me realize I’m either wrong or right...
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- If I understand this correctly, you're paying 10.75% interest on this loan, and the bank is giving you 2% on your money. Wouldn't you be saving 8.75% by paying it off?...
- Everyone that has posted a response makes sense. But you have to consider many points. First, if you refi, then think about the fees you will have to pay to do so. ...
- Of course the bank wants you to keep the money in your savings account - if you take it out you're taking it from them and their ability to reinvest in their own schem...
Coping with the Financial Ruin and Illness of My Mother - Advice Please
Asked by M.S. from Chicago
on June 22, 2011
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My mother is/was very reckless and impulsive with her money, especially with regards to real estate - buying and remodeling various properties. She made a very good in...
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- I agree with Marda P. My own experience— I felt a lot of anger at my own situation and at my husband when, after a huge rehab project of our home, we ended up in dir...
- Maybe you can look into disability for your mother. It may not pay everything, but it could help. My mother-in-law went through something similar. She wasn't ill, ...
- I agree with Lovemygirl. If your mother is unable to work due to her physical condition, she should be applying for social security disability status.
Financial Planner/Advisor for Kids College
Asked by A.L. from Dallas
on May 16, 2011
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So, I am wondering if any financial advisors out there can help me with this. I am currently in grad school and when I finish I will be making a good salary. My oldest...
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- May I recommend Mark Cannon with Ameriprise Financial - ###-###-####. He's a really nice and intelligent person with a young family of his own. He's been really help...
- I highly recommend Shirley White-Stevens in Allen: http://www.shirleywhitestevens.com/ Not only is she an independent certified financial planner, but she specializes...
- A., I have a WONDERFUL financial advisor with Ameriprise Financial in Richardson. He is on Campbell Road, just east of 75. His name is Charlie Pepkin. He's been my f...
Some Ways to save Money
Asked by A.L. from Phoenix
on August 28, 2008
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I was recently doing childcare out of my home as well as my full time job as a Social Worker. I was let go from my childcare position. I was expecting to get the chi...
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- I belong to a frugal (and free) site called Mommysavers.com. You may have seen the owner, Kim Danger, on Channel 3 on one of her visits to Phoenix. She's a SAHM th...
- One thing I did to save money was to get rid of my cell phone and switch to a VoIP (voice over Internet protocol) phone by the company Magic Jack (www.magicjack.com). ...
- One small thing that I've been doing to save money on electricity is keeping our appliances unplugged unless we are using them. I also keep all of the entertainment c...
SAHM Or Make Money for Yourself?
Asked by S.H. from Honolulu
on January 15, 2009
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My Hubby, has a work peer, that has a little mom and pop type store.
He said that if I "worked" there, it would be a nice opportunity for me to make myself some mone...
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- As a Human Resources Director, I would advise you NOT to bring your son to the store. It is not fair to the employer, the customers, or your son, because none of them...
- well I hate to say that it looks like you will not be working at this store. I personally would never take my son (who is 3) to work with me. I worked at a small gyms ...
- If you don't feel good about it and it's not a need for your family, it's OK to say no to anything. Or, if your husband has the type of job where he can take your s...
Tired of Family Borrowing Money>>>
Asked by C.C. from Houston
on January 1, 2012
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Just got another text from a family member to borrow $100. It is my sister. She and both of her children are constantly after me to loan them money...even as far as ...
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- You have two choices here. You can either say no, or, if the money is to pay a bill, ask for the bill and pay it yourself. That way, you know exactly where the money i...
- You have to say No. Someone pointed out last night that it's a super simple sentence. I would tell her, "No. You currently owe me $4300. I am not making you anothe...
- I don't think I could hand the $100's over when knowing they are skiing or drinking. If they can afford to do those, they can afford to not borrow. And I wouldn't coun...
Do You Work Because You "Have" to or Because You "Want" To?
Asked by D.P. from Pittsburgh
on July 26, 2011
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I work PT (2 days per week). Mostly because I want to. To cover my personal bills and expenses, and "extras" etc.
I think if I wanted to, I could not work at all an...
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- I PLANNED on returning back to work until my job was 'eliminated' after a month after I announced I was pregnant. Since then I've been a SAHM but during the school...
- I don't think WORK is what someone pays us for as much as it is what the human race is designed for. Everything good and constructive is a type of work. The Bible sa...
- I am a single mom of 3 boys so I work because I have to. I think that even if this wasn't the situation I probably would still work at least part time.
