Mortgage Broker
Results 41-50 from 269 articles
Can Anyone Explain to Me What a Mortgage Credit Certificate Is? Is It Worth It?
Asked by S.G. from Houston
on August 21, 2012
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Ok so I'm looking to buy a house in Texas. I have been pre-approved and ready to go. My lender just told me about the program for a Mortgage Credit Certificate. I k...
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- I just refinanced my mortgage and no one mentioned such a product. Either it is a scam, a way for the mortgage company to make more money or a Texas thing. Perhaps...
- Please call or email Dave Ramsey...he has a website..hopefully you know who I am talking about. He is the only one I would trust to tell you the truth about and "Mort...
- I've never heard of it. Then again, it appears that I live in a part of the country where it's not available. I looked at this website http://www.tdhca.state.tx....
Need Independent Insurance Agent or Broker - Richardson, Texas
Asked by E.L. from Dallas
on April 29, 2010
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Hi,
I'm looking to find an independent insurance agent that can look into different insurance companies and find the best price for us. We are specifically looking ...
Answers
- Great man of integrity! Contact Eric D. Hurt w/ SIG Insurance Professionals He specializes in exactly what you are asking for. ###-###-#### = mobile ###-###-####...
- Hi! Brad Hempkins with Hempkins Insurance is great. Very personable and shops all the markets to get the best coverage for the money. He was really on top of it, an...
- I use Walker Insurance Services - ###-###-####. The website is insurewithwalker.com. We moved to them 3 years ago and saved hundreds of dollars. We ended up with Tr...
Dilemma with My New Home Mortgage Loan!!
Asked by J.S. from Chicago
on January 29, 2008
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My husband and I are purchasing a new home. We are suppose to be closing this Friday. However, due to the market changes, our loan approval has now been revoked. We ha...
Answers
- J., I'm new to this community and just read your request...I'm SOOOO sorry to hear of this! Have you gotten this resolved already, or are things still "on the table"? ...
- J., we had this happen to us. We ended up pushing our closing date back and going through Wells Fargo and ended up with a pretty high rate which so far has been a nigh...
- There is a GREAT mortgage company that may be able to help you. It is a small, privately owned and run business called The Mortgage Company. YOu can call Todd at ###...
Mother Seeking down Payment Assistance for Mortgage Information
Asked by C.M. from Chicago
on October 24, 2006
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I am in the process of looking for a home and would like to know if anyone has any information for down payment assistance.
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- Hi C., There are a lot of "creative financing" options available these days - you may be able to get by putting only 5% down. What you'd do is take out a mortgage fo...
- The City of Chicago has a couple of programs available for downpayment or closing cost assistance. Check their website. Also, check with your place of employment as s...
- Hi C., You have to look into the IHDA (Illinois Housing Development Authority) they have the BEST Interest Rates for first time home buyers. They are in the low ...
Good Mortgage Company for First Time Home Buyer
Asked by D.Q. from Dallas
on January 26, 2010
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Are there any good lenders out ther for first time homebuyers? I was thinking of looking into TexasLending.com, but can't decide if I want to or not as they have mixed...
Answers
- Dave Ramsey recommends Churchill Mortgage. I haven't used them personally, but I trust him. Whoever you go with, be wary of all the fees and all that. http://www.ch...
- Try Rob Ellis at Prime Lending. His number is ###-###-####. I used to be in a networking group with him and think he is very ethical. V.
- I was a Mortgage Broker for 19 years. I now stay home with my young children. To get out of the house I do remote closings for several different mortgage companies. ...
Mortgage Company to Refinance with and Should I Pay More to Get a Lower Rate?
Asked by K.R. from Charlotte
on January 18, 2009
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I am currently looking to refinance my home. I would like to do this in the next few weeks as i believe the rates will be at the lowest after the election. My loan i...
Answers
- Most of the time it cost about $2000 to refinance your mortgage. With that said, intrest rates are so low it's unreal. I think they are between 4.9% and 5.6% and tha...
- You need to figure out if the closing costs will out weight the benefits of the new rate. What is your current rate? What are they offering? I would not refi if the cl...
- Hi, I just refinanced with a rate of 4.5% for 30 year fixed (did not have to buy the rate down) with RBC in New Bern. The loan originator there is efficient and ver...
Refinancing
Asked by S.M. from Dallas
on August 8, 2008
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I have a question about refinancing- For those of you that have refinanced have you had better luck using a bank or a mortgage broker? Any advice would be greatly appr...
Answers
- I am a mortgage lender and I'd love the opportunity to assist you. Typically banks do not have the lowest interest rates out there - this is primarily due to the fact...
- I'm not in the business but my husband is so I know a little about brokers. Just remember that a broker is a "middle man" that will broker the loan out to a bank or mo...
- I had my best luck with a credit union they have the best rates. However, most banks are not that competitive in fixed rate loans. I've had better luck with fixed ra...
Does Anyone Know How to Access MLS?
Asked by I.N. from Chicago
on July 20, 2007
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We are starting think about moving and are hoping to buy our new home without the use of a broker. Was wondering if anyone knew how to go about accessing listings on ...
Answers
- We sold by owner, but paid a broker like 500 bucks to put us on MLS. You get to pick the percentage you give if the buyer has a realtor. We sold rather quickly and i...
- Go to www.realtor.com. Gives you everything you need. Just put in the area and other things you are interested in. It gives you all the house's that are on the mark...
- try going to www.johngreenerealtor.com.
Anyone Ever Get a 203K Construction Loan?
Asked by D.R. from New York
on August 4, 2009
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Has anyone ever applied or heard of a 203 K construction loan? Our mortgage broker suggested this would be the best way to get a large sum of money to do a renovation...
Answers
- Hi, My husband and I were in the process of purchasing a non mortgageable property with a 203K when we were sadly outbid by a cash buyer. A friend of ours has also re...
- A friend used this loan about 8 years a ago when they bought a fixer upper. I beleive the only thing that was a drawback was they had to use their own money to start...
- D., I work for a State Department of Banking and Insurance, and I have never heard of that sort of a loan either. With the housing market being what it is,...
Misogyny or Is He Just Trying to Do the Right Thing for His Customer?
Asked by D.H. from New York
on October 17, 2011
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This is a long story so thanks in advance for your patience. I wish I had some today.
Dad is on a fixed income with a small savings and a house with significant equ...
Answers
- If you are concerned with this broker's business practices, I advise that you report it to your state's Division of Finance. In Missouri, our state DoF will quickly i...
- It has nothing to do with hatred of women, D.. It has to do with covering his behind. HE is one of the many bankers who contributed to blowing up our economy. This ...
- Misogynistic implies discrimination or negative thoughts based on gender. The underwriter is a woman and the broker is a man, but why would that mean the broker is bei...
