Mortgage Broker & Bank Referrals: Older Child
Results 1-10 from 14 articles
What Do You Do About Your Mortgage??
Asked by M.M. from Dallas
on January 1, 2009
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Ladies,
My husband and I had a deep conversation this morning about our home mortgage, and we'd like to know what the norm is. Do most people get a 30 year loan for ...
Answers
- What my friend used to do was get a breakdown from the bank of what amount of the loan went twards intrest/principial every month. Then she would pay the regular payme...
- Good Morning Reba S I work for a title company and most of the closings that have loans are 30 year mortgages. I always suggest in closing that you make extra princ...
- Hi Reba, I have a 30 year note which made my monthly payments affordable. Most people I know have 30 year mortgages. In addition to the monthly note, I add a separa...
Refinancing Mortgage
Asked by J.V. from Chicago
on February 29, 2012
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Hubby and I are on an ARM that will reset this summer. When it does, it most likely will go down a percent. For the past 2 years, I've tried to convince hubby that we ...
Answers
- They won't let any type of refi go through WITHOUT an appraisal first. I know this because our refi didn't go through for this very reason, not enough equity and the ...
- While it would stink to pay PMI, it might still be totally worth it! What you really need to do is get all of your information together and just make that appointment...
- It doesn't help to worry, just go and talk to a broker. I know it's making you nervous, but rates are at historic lows and it may be worth it even if you do have to p...
Where to Get the Money
Asked by K.R. from Milwaukee
on April 19, 2008
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I own my own home in Milwaukee, WI. I want to move the the suburbs. With the market the way it is currently. It will probably take 6-9 months to sell my house. I c...
Answers
- I just read about banks or mortgage companies who are offering "guaranteed sale" deals. The way it works is that if your home doesn't sell in a specified number of mo...
- Actually, K., moving to an apartment may be a good way to start over only because it achieves your first objective (and most important): getting your son to a safe pla...
- K., I am a Realtor in Wisconsin. Talk to your lender and see what they have to offer you. About the only way to get a home while you try to sell yours is a "Bridg...
Money Problems with No Government Help
Asked by S.R. from Denver
on November 7, 2008
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I am wondering if anyone out there knows of any programs that can help single mothers financially. I am a single mother of a beautiful 7 year old and I do not receive...
Answers
- Check with your school's scholarship office, if they have one. They should be able to help you find some grants and/or scholarships to help you fund your education. Co...
- Do you know about WIC? It is a food assistance program for kids and pregnant moms.
- I don't know if you are paying for insurance for your little girl through your work, but if you are you might want to look into the CHP (CHiP) program. It is a state ...
Refinance Input
Asked by C.G. from Las Vegas
on August 21, 2007
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I am trying to refinance my home I have checked with 2 differnt people (lenders) and I just get higher quotes than I am paying now I dont know what to do. I have to re...
Answers
- HI C. See my mom owned business. This is my field. I am a Mortgage Agent. Call me. There are many goverment programs that you may now qualify for. Call me at a...
- C., I don't know much but there were a bunch of articles on MSN not too long ago about this. I think you should contact the lender who holds your loan currently and...
- Hi C., sounds like you are on a 2/1 or 2/28 ARM which means the initial rate was a lower "teaser" rate fixed for 2 years and will be re-casting. First of all, don'...
Buying a Home
Asked by L.P. from Pittsburgh
on June 15, 2010
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We are in the beginning stages of planning to buy a home. I know many of you have been through this process, and I am just looking for any wisdom or experience you ca...
Answers
- My tip would be to get a very experienced realtor,( and one with morals. )There is a huge amount of people in realty, and you have to sort through alot to find a gem. ...
- I would use a buyers real estate broker or realtor. There is so many thing in buying a home. Over here in Oregon I do know there are first time home buyers asstance an...
- You have received a lot of good responses and info. I read most but not all so if repeating...oops. I just wanted to add this info for once you have found some hous...
Should I Refinance?
Asked by T.B. from San Francisco
on February 5, 2009
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I purchased my home 6 yrs ago at a fixed rate of 6.375% for 30 yrs. My financial advisor is advising that I refinance at a new fixed rate of 5% for 30 yrs and include...
Answers
- you should get the advice of a finance expert that is not positioned to gain a commission if you choose this option. it is hard to get an unbiased opinion from someo...
- Hi T., If you can afford the payments as you have them now, then don't refinance. Not only will you owe more than you do now on the principle but over time you will...
- I've been a Realtor for 40 years, and have seen all the scenarios you can name. One of the crucial things you need to think about before refinancing is "how long do y...
Life Insurance
Asked by L.M. from Barnstable
on June 8, 2008
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Can anyone recommend who they use or life insurance?
It is on my list of things to do this week and was looking some feedback.
Do you term or whole?
Thanks for your...
Answers
- Level term life insurance is what you need as others have said. We have 30 year from sbli. I don't think it is necessary to get whole when you are older (someone said ...
- Hi L., I actually work in the insurance field(we sell all companies and types of insurance) and we use AM Best ratings system to find what companies would work best fo...
- Hi L. and everyone else, My husband & I picked up a term policy from Primerica. The company is locally owned as a franchise and I like that. Erick Arndt came to our h...
Lookin to Buy Home
Asked by P.R. from Dallas
on July 4, 2007
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Hi moms,
We are looking seriously to buy a home in plano. My daughter is 6 years old and looking for homes feeding to exemplary schools in plano.We re ready to mov...
Answers
- We are getting ready to put our home on the market. It is in Canyon Creek which is in Richardson, but we are Plano schools. Canyon Creek is located right off of Geor...
- Mark Bouchard- ###-###-#### He is great to work with, he finds exactly what you want!! Give him a call and see if he can help you find a everything you want in a hou...
- Hello P., My name is S. and I’m a Realtor with Keller Williams. I can understand how important schools are to you especially with a 6 year old. It’s so importan...
Seeking "Sound" Advice on How to Recoup from Major Credit Mistakes
Asked by S.D. from Houston
on January 26, 2009
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Long story short..Former SAHM recently returned to workforce, but not before my husband and I ran into some really hard financial set backs. Our credit has been great...
