Managing Debt
Results 71-80 from 3,009 articles
Need Advice on Getting Out of Debt
Asked by H.M. from Kansas City
on November 3, 2007
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My husband and I have hit rock bottom, I don't know what to do. We are about to lose our house and car and I'm afraid then we'll lose my 2 stepsons too. We owe almost ...
Answers
- H., I am so sorry for all the bad luck that you and your family are having at this time. Have you checked into any of the Churches? Is there any way that you can work...
- H., Have you tried the HUD and FHA Loans, supposedly Bush has made those easier for families to get since all the foreclosures that are going on. Call a broker or...
- Hi H., I know you probably don't want to but you could try finding a job to help out a little. You could work it around your husbands schedule so you wouldn't have...
Know Any Good Debt Consolidation Companies?
Asked by K.S. from Dallas
on July 21, 2010
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I was wondering if anyone knew of or used a reputable debt consolidation or debt solution type of company. I would be greeatful for any help.
Thank you
Contact with Debt Collectors
Asked by S.M. from State College
on May 14, 2010
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I recently went through the file labeled "DEBT" in my cabinet. Several of them were from banks with overdue balance, which I think I can work out fairly easily since ...
Answers
- To the best of my knowledge... You do owe them the $1,000, not the $300. Remember, you have been accumulating interest and bank charges. Do not answer their ph...
- Yeah, don't send a check. They'll say that they can electronically debit your account, and keep doing it. (and they will, it's happened to me). Send them a money order...
- I've never done this so I can't be sure. But it's my understanding that when you settle for a lower amount it is reported as settled and not paid off. If you want to...
My Debt Was Sent to a Collections Lawyer
Asked by A.W. from Sumter
on March 11, 2009
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I got out of the Air Force early and owed back part of my bonus. We did not have the money to pay it back and I asked for a 6 month extension on payments so that for t...
Answers
- Collect all of your financial information about this debt and all others you have. Make an appointment with a bankruptcy attorney in your community to explain your op...
- I thought the rules about how premarital debt effected your spouse varied from state to state. Maybe it's different because it is a government debt. In SC we are a non...
- Go talk to JAG. And they can ask for his information cause when you get married your debt becomes his debt. And if you apply for any kind of loan jointly it will b...
Debt Consolidation- Advice Please :-)
Asked by S.B. from Gainesville
on April 22, 2010
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Hello ladies. I am trying to figure out this whole debt consolidation and whether or not it's good or bad. It seems some people are adamant about it being a horrible i...
Answers
- I would check out Dave Ramsey as well. He is adamently against debt consolidation and he has a method he recommends for getting out of debt. I'm not familiar with al...
- Debt consolidation companies do the same thing your friend can do, the only difference is when he does it, it's free, no fees. Either way it's going to be a pain he j...
- I would highly reccommend Dave Ramsey Financial Peace University. He has a great system that really works. My husband and I literally just graduated from this class ye...
Dog Troubles and Debt
Asked by L.B. from New York
on April 1, 2010
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Some of you may have read my previous post about dealing with debt, this post relates to our debt. Our beautiful dog has been a part of our family for the past 5 year...
Answers
- I have 2 labs and it got to the point that spending $50 just to get in the door at the vet and usually walking out of the vet clinic with a bill over $100, it was tim...
- My dog has had severe allergies her entire life. Used to be on a Rx. Diet and she then became allergic to it. She has been on Prednisone and Diphenhydramine (Benedry...
- I know that tractor supply sells shampoo especially formulated for fungal and yeast infections on coats, I know I have seen it for horses too.... I think it just an io...
Student loan...drowning in Debt :(
Asked by J.F. from Toledo
on July 13, 2010
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I graduated from a "cracker jack" college (realized that after the fact) in 2006. I obtained a legitimate degree, however soon realized that employees in my field are...
Answers
- Look into different payment plans. There's one called "Income Based Repayment" and it basically calculates a percentage of your income that you can afford to pay and ...
- have you checked out any of Dave Ramsey's books? he really speaks to the every day person (As he considers himself one) and can give some really good tips as to how to...
- If you can't afford the $200 right now, when will you be able to aford it? When will you be returning to work? What can you afford at this time? Ask yourself these q...
Not Sure What to Do / Am I Responsible for Husband's Debt?
Asked by J.T. from Austin
on July 26, 2012
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Do not want to go into a lengthy story here so will try to summarize without leaving out too much detail:
Several years ago, my husband and I got married (we had bee...
Answers
- I agree with the pp that stated that the $1K would not be your responsibility since that was before marriage, but the $700 would be since that after marriage. And I ca...
- Legally or morally? I guess yes, you are in either case. I mean, if your neighbor suddenly came calling on the loan you wouldn't very well say "that's your problem and...
- If you are married then you should look at it as a team. Even if he did borrow the money without telling you. What does your husband say about borrowing the money?...
Seeking a Solution for Debt Years Old
Asked by M.M. from Dallas
on January 18, 2007
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my husband and i have credit card debt from a few years ago. what should we do to zero the balance out without filing bankruptcy?
Answers
- Check out Dave Ramsey. You can find his website online and there are classes that are offered most of the time at a local church. He is GREAT about teaching how to ge...
- I agree with checking out the Dave Ramsey program. If finances prevent you from attending, some seminars offer scholarships. And DON'T file bankruptcy. You won't be ab...
- Check out Dave Ramsey he is a financial guy. He has a website and wonderful advise. He teaches you how to get out of debt and stay out and build wealth. He has chan...
Debt Consolidation Is It Worth It/does It Work???
Asked by O.G. from Sacramento
on August 28, 2009
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I am currently in a lot of debt and looking at the possibility of using a debt consolidation company. Does any one have experience with them and can you tell me what t...
Answers
- I joined CNI a few years ago and they negotiated a good portion of my debt away. Look into them too, I cancelled all my cards and have bad credit for a few years but...
- Hi there, We looked into this last year when we encountered some of the same problems. You have to be really careful about which companies you go with - there are man...
- Several years ago I went with Consumer Credit Counseling and had a great experience with them. I learned my lesson and, as great as my counselor was, I plan on never ...
