Managing Debt
Results 61-70 from 2,708 articles
Husband's Bad Debt
Asked by C.J. from Tampa
on August 11, 2010
-
My husband has bad credit. He seems to believe that it will simply go away one day and he will not have any worrries. I am currently unemployed and I'm a stay at home ...
Answers
- just to let you know the post below about filing for bankruptcy affecting both of you is not true. i had the bad credit in my relationship, and i ended up filing for b...
- You are man and wife and his debts are your debts in the eyes of the law and in the eyes of God. I would however, cut up or cancel any credit cards and if you can't s...
- If you are involved with a church, please go there to talk about it. They have sources that can help. If not, you all should go to a credit counselor. Bad credit ...
Trying to Get Out of Debt
Asked by H.M. from Dallas
on October 13, 2008
-
Does anyone out there have personal experience with trying to getting out of credit card debt? I was wondering if I should consolidate them, but not sure who to go thr...
Answers
- Here's another vote for Dave Ramsey. We've been following his program for a year and have made a big dent in our debt. It's taking time, but it's a great feeling to ...
- Hi H., I think our country, especially middle and upper-middle class families, are going to have to take a good hard look at the spending habits we have engaged in ...
- PLEASE CALL ME. I've been through this. 3 yrs. ago I was in $70,000 debt. and now I'm at the tail end of it. I also have been there before and did it then as well. I a...
Paying off Credit Card Debt
Asked by S.M. from Kansas City
on April 3, 2011
-
Please help me put this in perspective...
Here's my dilemma. I owe an enormous amount of debt. I don't really feel that bad about it. I tell myself that the mone...
Answers
- I have tried so many things to get out of debt. The only thing that I found that is working is something called Capital Resources. It is a software program that mana...
- You need to pay down the debt on the credit card no matter what your justification because God forbid you or your husband is out of work again, you will need to free i...
- I was last year and the year before. because of unpaid maternity leave and a high risk pregnancy with extra dr bills I was living off my credit card for the essential...
Help for Debt Problem
Asked by N.K. from Chicago
on September 25, 2007
-
Can anyone recommend the best way to get out of debt? A close friend of mine is looking for a way to start paying off her many debts. She frequently receives letters a...
Answers
- My Hubby is a VP and does the debt consolidation and he works for citigroup. If your friend refer my name, the analysis can be done free. And you can decide your ne...
- You have gotten some really great answers here but I wanted to throw out a financial author who I really like that she could use by itself or in conjunction with a deb...
- Hi N., My husband and I had an issue last year as he was laid off and we lived on our credit cards. We used a service called Credit Solutions. We've since paid of...
Debt Collectors Harassment
Asked by S.H. from Huntsville
on August 19, 2010
-
Are there any laws about how a debt collector can speak to you when they call??
My husband just got a call from one, and this lady was telling him things like "it m...
Answers
- You should be able to do an online search to find the collection laws in your state. I have worked with collectors before (providing the software to make collections)...
- Unless he gets it on tape, there are really no avenues for him to persue unless he goes after slander, then he has to prove that someone he knows, not you, overheard t...
- debt collectors can be horriably rude. I once had one call me on the phone and start screaming at me out of no where! he asked if I had any major credit cards, I said ...
Credit Card Debt
Asked by D.G. from Lincoln
on March 3, 2011
-
A friend at work and I were talking about that ad we hear all the time about if you are $10,000 in debt and they'll get you out of it. Does anyone know anymore about ...
Answers
- If you are not delinquint (sp?) on your current debt I would suggest working on the Dave Ramsey method of snowball to pay off your debt. If you ARE delinquint contact ...
- If you are settling, that could hurt your credit. I have used www.careonecredit.com They are a credit counseling service and it will NOT hurt your hurt as some peop...
- Like the other moms said, it will ruin your credit. They will advise you to stop paying your credit cards for 6 months, and only then will the credit card companies ne...
Debt Consolidation Possibilities
Asked by O.S. from Birmingham
on September 30, 2010
-
Loans to consolidate credit card balances are especially hard to find right now but I desperately want to do this to stop the revolving credit and get out from under t...
Answers
- My advice would be to absolutely do this as a last resort. Consolidating your debt can DESTROY your credit. Are you with a bank or a credit union? I have heard th...
- Check out Suzy Orman's website. Don't use a consolidating company- They don't do anything that you can't do on your own, but they charge $$$$. best wishes!
- Don't do it. It is as bad as filing bankruptcy on your credit report. You can do the same thing as the company would do. Read, The total money makeover by Dave Ramsey....
Need Help with Debt
Asked by L.L. from Tulsa
on October 18, 2006
-
I got into debt when I first turned 18. It has gradually gotten worse over that past 5 years. I am trying to pay it off right now, but I have a 3 mth old baby. What I ...
Answers
- Call the school and try to make arrangements. If the need arises ask to speak with a supervisor. Explain to them your situation with your daughter and what is going ...
- L., Hi...my name is C. and i just moved to tulsa. I read your request and thought i would tell u what i know about this subject. I did exactly the same thing righ...
- L., from what I understand and this may just be on like medical issues but if you pay at least $5 a month they cant do anything to you. When paying at least $5 it sho...
Debt Collectors Calling for a Minor?
Asked by E.D. from Seattle
on April 28, 2011
-
My three year old (four soon!!!) niece has lived with us for 11 1/2 months now. Before that, she and her mother, my sister, were living with my mom. They lived there...
Answers
- My first thought is identity theft. Could be that her mother used her name and social security number to get credit. Or someone else stole it. I saw a story about a to...
- I used to be a legal secretary for a debt collection agency so I think that I can help you here. First, if your mother clearly states that she does not want the agenc...
- E., I know you already got good responses to your question, but I had to share this link with you... I actually just saw this recently, and found it alarming, and h...
Need Advice on Getting Out of Debt
Asked by H.M. from Kansas City
on November 3, 2007
-
My husband and I have hit rock bottom, I don't know what to do. We are about to lose our house and car and I'm afraid then we'll lose my 2 stepsons too. We owe almost ...
Answers
- H., I am so sorry for all the bad luck that you and your family are having at this time. Have you checked into any of the Churches? Is there any way that you can work...
- H., Have you tried the HUD and FHA Loans, supposedly Bush has made those easier for families to get since all the foreclosures that are going on. Call a broker or...
- Hi H., I know you probably don't want to but you could try finding a job to help out a little. You could work it around your husbands schedule so you wouldn't have...
