Managing Debt
Results 51-60 from 3,094 articles
Does Anyone Have Any Info on Debt to Wealth?
Asked by T.D. from Sacramento
on January 1, 2010
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Hi Moms. I just came across a website that helps eliminate your debt faster than "you" would usually. Basically the program will teach you to manage and eliminate yo...
Answers
- Don't pay. Simply do it. A lot of it is learning (which is FREE at the library) and then it all boils down to self discipline. Don't spend more than you make. ...
- I haven't tried the program you mentioned, but just from looking at info about it, I would not spend money on it. It looks like advice that you can get free other pla...
- Hi T. I would NOT send in any money whatsoever. However, you might want to pick up one of Dave Ramsey's books. He was once in debt and made his way out of it and now ...
Debt Vs. Savings
Asked by M.P. from Grand Forks
on March 17, 2011
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i was watching suze orman last night and this awesome girl (woman) had all her financial stuff together and asked suze the best way to start saving for college. befor...
Answers
- Great question. You don't mention what type of debt and how much interest you're paying. If there's anything that's high interest, I would get that paid off first ...
- You need to have some emergency cash - about $1000 for when your car breaks down, your child is sick...something like that. If you don't have this, you will turn to cr...
- In my opinion you should get rid of the credit card debt first and foremost due to the high interest rates. Once that is gone you'll have a lot of money left over to ...
Help! Need So Advice on Debt.
Asked by D.P. from Chicago
on August 14, 2008
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My name is Lisa I live in tinley park. I screwed up big time I have a lot of credit card debt, my credit score is low and I feel bad for what I'm putting my family th...
Answers
- Is it a gambling, drug, or alcohol problem? How about habitual shopper? There's help out there for almost anything nowadays.
- First off, don't beat yourself up. We all make money mistakes, put that energy into wanting to make it stop and live a better life for you and your family. I'm on the...
- I wonder if your working or looking for a home based business. I have a number with free info, you can check it out and leave a message if your interested in more inf...
Seeking Advice on Paying off All Debt
Asked by S.M. from Dallas
on February 13, 2009
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A family member of mine died and left me money. My huband wants to eliminate all our debt- cars and house. We both have jobs, We contribute to our retirement. It is su...
Answers
- i would agree that you definately want to make sure that you don't have to pay taxes out of it before you use it all to pay off your debt. After that I would pay off d...
- My husband recently lost his step-dad and it is hard. We paid for half the arrangements. My suggestion is do both but a little at a time. Pay off your smallest bill wi...
- S., I am so sorry for the loss of this family member, and how very special that she or he thought so much of you to leave you some money! If this death occurred...
Credit Card Debt Help/advice
Asked by L.P. from Chicago
on August 20, 2009
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Hello. I am just interested in hearing anything you ladies have done to help with your credit card debt. I have quite a bit built up on my card. I am able to make min...
Answers
- I tried a debt settlement company and all they did was take my money and the settlement amounts weren't anything I could do. They wanted 3 payments of $3000 over 3 mon...
- I too would suggest Dave Ramsey. If you live in Lake County he is on the radio at 1220 am from 1-4. His Total Money Makeover book changed our entire way we look at m...
- I am not sure what your debt is, but I can only tell you our story, we had about $10,000 in credit card debt, the collection calls were depressing me and we were going...
Help with Credit Card Debt
Asked by V.G. from Tampa
on June 25, 2009
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I am really needing help with our financials right now and was wondering if it is better to go with a debt colsolidation company or a home equity line of credit - I do...
Answers
- Typically if you use a debt consolidation company they are able to lower the total amount you owe before you even make your first payment. Go to goodsenseministry.com ...
- Hi V. Last year I consolidated my $10,000 debt via a really awesome family credit union. Doing so lowered my total interest rate immensely, and my monthly payment...
- Good Morning V.... I wanted to let you know I just started a program with Family Life Resources.. They are a Christian non-profit agency that helps determine whats ...
Debt Ceiling Anxiety
Asked by S.B. from Los Angeles
on July 24, 2011
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Hi Moms -
I'm having anxiety about the unresolved debt ceiling issue. It is literally keeping me up at night (as evidenced by the midnight posting of this question)....
Answers
- Yes it makes me sick & worried for my families future Don't let Obama fool you he can push this thru WITHOUT Repubs vote. But he doesn't want to because Dems don't...
- I take it as they are learning their lesson! TOO MUCH SPENDING. Period. That is how this became a problem. So, since this makes sense- it isn't shocking. If this is...
- A little, I think that if we default it will be a disaster beyond anything we have ever experienced...which is why I believe they won't let it happen. Just like with t...
Debt Consolidation, Ideas??
Asked by D.M. from Dallas
on September 7, 2007
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We have decided that we would like to consolidate our debt that we have incurred from our son's medical needs. Paying each credit card each month is draining us dry a...
Answers
- I used Express Consolidation several years ago ( a credit card for a single college girl got me in trouble!) and it really helped. http://www.expressconsolidation.o...
- Hi Shannon, Wow what stress you are under. I will pray for you and your family. We too are Ramsey followers and my husband does financial advising (our journey wi...
- Shannon, I would think carefully before you use your home equity. Credit Cards are "unsecured" debt. That means there is no real property that can be taken from you...
American Debt Counseling
Asked by S.K. from Denver
on May 15, 2010
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we were contacted by american debt counseling and I wanted to know if anyone else has gone through them and if they were legit. They claim that if we close the cards...
Answers
- These companies charge a lot of money what you can do yourself. They report very badly on your credit. You are better off doing what was suggested early about Dave R...
- I agree with the others but have some help to offer perhaps. The American Airlines Credit Union has a debt counselor. He looks at your credit report and tells you wh...
- I don't anything about American Debt Counseling, however if you need to get out of debt (i.e. are close to are already missing payments), then a legit credit counselin...
Credit Card Debt.
Asked by M.H. from Hartford
on April 6, 2009
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Hello Ladies,
here is a question I am too embarrassed to ask my friends & family. Has anyone had to consolidate debt? I hear a bunch of ads for all kinds of companie...
Answers
- Its a good thing that you asked this question because I think that more people then not are in ( or have been ) in the same boat. When I found myself with tons of smal...
- When I found myself stuck in the cc debt rut several years ago, what I did was take advantage of cc offers to transfer balance for 0% interest over so many months. Wh...
- HI, I used a company called TCA (Take Charge America), they were GREAT!!!! Best thing I ever did. You can look them up on the web. Very helpful and postive. T...
