Managing Debt
Results 191-200 from 3,003 articles
CreditSolutions.com
Asked by M.S. from Dallas
on June 12, 2009
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Does anyone know anything about or used this company or one like it? They are supposed to settle your debt for about 50%, but I can't help but be skeptical. In order t...
Answers
- M., Honestly....I would not do it! My husband and I recently do this. We used (I3 Solutions) they are located in McKinney and that is correct you are to stop paying...
- Hi, we looked into this at the beginning of the year and instead went with CAreone to consolidate our debt into one payment. They negotiate with creditors to bring th...
- Don't do it. I just read on cnn or wfaa that the attorney general in KS or MO just filed some criminal inquiry thing against them. The link is http://www.dallasnews....
Because Everyone Seems to Love Dave Ramsey
Asked by J.W. from St. Louis
on August 5, 2011
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I stole this from one of my friends Facebook.....
"If the US Government was a family, they would be making $58,000 a year, they spend $75,000 a year, & are $327,...
Answers
- The scary part is that I think he forgot to include something in his analysis: (paraphrasing) 'We spend $75,000 a year now, but we are proposing to reduce spending ...
- I would consider leaving my husband for Dave.
- Scarlett... love you, but get in line! We're screwed... maybe the Feds should have a bake sale or something.. oh wait, we'd have to buy the damn brownies!
Credit Score Information
Asked by E.B. from Seattle
on March 5, 2012
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Where can I go to get my complete Credit information?
I know you can get them for free through certain sites...but when I have retrieved them they have been only pa...
Answers
- Go to www.annualcreditreport.com--it is the site that gives you free reports from the 3 reporting agencies. You can also get your credit score from each of them for a...
- Go to annualcreditreport.com for a free report. Going straight to the credit bureau site will cost. Once you go through the link, you can order your report and it wi...
- www.annualcreditreport.com This central site allows you to request a free credit file disclosure, commonly called a credit report, once every 12 months from each of...
Legal, Divorce Assistance
Asked by G.M. from Austin
on February 1, 2010
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Hi All,
My husband and I have been separated slightly shy of two years. Before he left our home, he had obtained a divorce decree from a website for about $75.00 and...
Answers
- Hello Again. I responded to today's post and now have read yesterday's post. Ok. Your ex is used to getting his way. It is now your turn. Please, please, please t...
- I've heard of getting a divorce using an arbitrator. However, my best advise is get a lawyer. Ask friends, family and collegues for recommendations. When you call t...
- With what you are saying it would be good for you to get a lawyer. You could possibly even request that he pay your lawyer fees. Either way he should be required to pa...
Financial Help!
Asked by S.C. from Fort Wayne
on February 5, 2011
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I have a financial dilemma. My husband has some old credit card debt that we're trying to pay off. We're getting a decent sized tax return and we're trying to figure o...
Answers
- We had a credit card that we could not pay and the credit card company set it up at 2% interest and is accepting low monthly payments. If I were getting a large ta...
- Use your TR to pay down/off one of the cc, make sure to call them and tell them how much you can pay, so if you owe $5,000 but your TR is $3,000 say I can pay $3,000 a...
- I'm assuming the credit card debt is still accruing interest, so I would go for that first. I would call up each place and offer to settle for half of the debt and the...
Recommendation for Bankruptcy Lawyer Needed
Asked by K.C. from Chicago
on February 9, 2009
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Unfortunately, we have exhausted all other avenues and have tried our best to work our way out of debt, but we are now in a position that we must file bankruptcy. If ...
Answers
- Daniel Santana ###-###-#### - he's in schaumburg. Very nice to work with during difficult time
- I don't have the exact info that you wanted, but I do have a way to make money. I sell lia sophia jewelry and our business is up %11 from last year. You make $150-$300...
- One you DON'T want is the one you see advertised on TV, Peter Francis Geracy! Yes, they do bankruptcy, but they run it like an assembly line process...not at all pers...
How Can We Get Out of This Circle?
Asked by S.M. from Dallas
on February 23, 2008
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Hi ladies,
I really need help. My husband and I are in serious financial trouble. A couple of months ago, my husband was out of work for a few weeks. He has a job now...
Answers
- First, I agree with some of the previous posts--cut up those credit cards (and go a step farther--call and cancel them with the company)!!! Credit debt is not necessa...
- Oh S.. I know what you are feeling all too well. Have you seriously thought about claiming bankruptcy? It sucks and doesn't look good on the credit report either bu...
- It's been said a ton already, but I gotta say it again-DAVE RAMSEY. His total money makeover book and his talk show is a good start. I won't add anymore about his pl...
401K's and Penalties for Taking Some Funds Out
Asked by K.C. from Las Vegas
on May 4, 2011
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Hello Mom's
Could any of you tell me about penalties on taking money out from your 401K's before retirement. I had some friends take it out for buying a house, but ...
Answers
- You really have to look at the rules for your plan. But, in general, a loan is always better than a withdrawal but you generally only have access to a portion of your ...
- I don't see that anyone has mentioned the specific numbers, so here goes: If you withdraw the money from your 401k (not a loan) and you are under 59 1/2, you will pay...
- My company administers retirement plans. Your friends were eligible for what is called a primary-residence loan. They have to pay back the loan, with interest, to the ...
How Hard Is It to Apply for a Small Loan at the Bank?
Asked by L.D. from Dallas
on October 2, 2012
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So I was wanting to to go to the bank to apply for a small loan to have a tubal reversal.I only have a car debt and that's it.Credit score is about 800.
I guess I'm j...
Answers
- A credit union might be more open to a personal loan. You do not have to give full detail, even to a bank, regarding what the money would be for. Just state it is fo...
- You should be able to get a small loan with your excellent credit score. As for telling them what it's for, just say medical expenses. They don't need to know or hav...
- Personally, I would not do it. If i did, I would not take out a home equity and then lie about my plans. Lying will bite you in the rear in one way or another. Fi...
What Do I Do Now?
Asked by M.H. from Raleigh
on March 8, 2011
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Good Morning Mamas,
Please bear with me as this is going to be long. So my husband and I have not had an easy road the past few years. I reluctantly agreed to move ...
Answers
- I really don't mean to verbally beat you up, but it doesn't sound like you held up your end of the plan. Point blank: you were suppose to work full-time. Yes, your he...
- As a marriage therapist, I have to point out that neither of you is looking at what's best for your family and your relationship. It sounds as if you originally agree...
- unless you can find a job that allows you to take off every time one of the kids gets sick, you will need a lot of support. or you will lose your job. and you will nee...
