Managing Debt
Results 151-160 from 3,082 articles
How to Help a Teenager Decide What Career to Choose?
Asked by K.M. from San Francisco
on September 12, 2011
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Hello, I'm trying to help my teenage little nephew decide what career path to choose. He is 16 and has been raised by my aunt and uncle (instead of his own parents) an...
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- First, you're an awesome aunt for wanting to help! Second, I totally agree with the others who said make sure he's taking full advantage of his school guidance/career...
- He's got good grades. There are thousands of scholarships written specifically for teens whose parent or guardian works in a certain type of job or in a single firm. ...
- my husband works at a nuclear power plant....he said there are a lot of guys that serve in the navy for 4 years & get a job there making six figures.
Fun / Unique / and Good Ways to save Money
Asked by B.B. from Chicago
on January 3, 2012
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A year ago we took the Dave Ramsey Financial Peace University class, and we are almost debt free - he said you can say that when the only debt you have is your mortgag...
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- I use vinegar and baking soda for cleaning. Also, instead of fabric softener, use a splash of white vinegar . Pour it in when you pour in the detergent.It's better for...
- Not sure how fun some of these are (it is fun to me because I make it a challenge/game) - tear laundry sheets in half and only use half per drying load - make your...
- It depends on what your priorities are. Changing cleaning products is a good one. Or using less. Most people use too much shampoo, for example. Investing in things ...
Bye Bye Money :(
Asked by A.S. from Los Angeles
on February 2, 2012
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Some of you may have remembered my debt tackling question (we have a plan to pay off our cc debt which comes in at around 30K) ... well we have just received my husban...
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- SO Cool!!! Keep it up! When my hubby and I did Dave Ramesy and the debt snowball we made a list on a 1/4 poster size board. Then with each debt we paid off we would...
- wow, what a terrific start on freeing yourself of that awful, heavy, crushing burden! if you are truly disciplined you could allow yourself a small treat with each pay...
- Congratulations! That's awesome. I remember feeling just like you. It gets easier, I promise. The 'incredible lightness of being' feeling you get when you are cc d...
OK Ladies, This Is a Big question...all Advice Welcome!!
Asked by A. from Dallas
on September 30, 2008
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Here is the deal...(I will try to make this short!!) My Dh and I are 33 and his is about to enter Parker chiropractic school. We have been working towards this goal f...
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- One thought comes to mind, and that's that plans change. 10 years ago, you had no idea of knowing what you'd be doing now, thus yor plans then, while maybe they made ...
- I can't give you firt-hand advice, but I had a great friend who's husband went to Parker as well. He is finishing up this year and it has been a long, long haul for th...
- What if there were a middle ground? I am a stay at home mom of two kids. My husband works full time and is getting his MBA right now. We were very open in our discu...
Bankcruptcy/Debt Consolidation or 2Nd Child???
Asked by C.W. from Austin
on January 3, 2008
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Has anyone filed bankcruptcy or had a debt condolidation plan that worked out for them, or maybe settled with the credit card companies? My husband and I are $80,000 i...
Answers
- Even if you file bankruptcy, the laws have changed so you still have to pay back the debt. Besides, your husband "just recently" lost his job, according to you - ther...
- filing bankruptcy would be a really bad idea, and it won't get rid of your student loans. paying someone to consolidate your debt is also a bad idea. you can do th...
- I would file Bankruptsy. Thats alot of money. But the rules have changed but no you don't have to pay any back even if you file chapter 7. We just did this. People...
Are They Good?
Asked by S.M. from Norfolk
on April 1, 2008
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I became a SAHM in Nov. and we were all right financially b/c my hubby was deployed and we were getting all this extra pay. He is coming home in a few months and i thi...
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- I've heard that working with one of these companies is a mistake...no personal experience. If you do go with one, make sure that you're not paying them any fees (why i...
- Dear S., I am writing to check in wit you regarding your financial situation. I would imagine your husband is home by now from overseas and I am hopeful that things ...
- We did Incharge a while back for a credit card that got out of hand. They call up the company and usually get them to freeze the account and make it zero percent as lo...
Money Saving Tips??
Asked by K.R. from Springfield
on July 31, 2011
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My husband and I are determined to get out of debt! We already have paid off our credit card debt - woohoo! We are now down to student loans, 2 car payments (we driv...
Answers
- Take a Dave Ramsey class. You guys are already doing alot of the things he says but the Financial Peace class goes into insurance, investing etc. Lots of other thing...
- CLOTH DIAPER!!! Seriously! It is NOT what it used to be. No longer plastic pants, but cute colored diaper looking covers, diaper sprayers to clean the diapers instead ...
- I see you got a LOT of great tips! There is one that I know has worked for many people, it sounds silly, it really does, and you might not see immediate changes, but o...
Should I Refinance?
Asked by T.B. from San Francisco
on February 5, 2009
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I purchased my home 6 yrs ago at a fixed rate of 6.375% for 30 yrs. My financial advisor is advising that I refinance at a new fixed rate of 5% for 30 yrs and include...
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- you should get the advice of a finance expert that is not positioned to gain a commission if you choose this option. it is hard to get an unbiased opinion from someo...
- Hi T., If you can afford the payments as you have them now, then don't refinance. Not only will you owe more than you do now on the principle but over time you will...
- I've been a Realtor for 40 years, and have seen all the scenarios you can name. One of the crucial things you need to think about before refinancing is "how long do y...
Free Grant Money?
Asked by B.L. from Missoula
on June 28, 2010
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Does anyone know if this is legit? I was on a site that says you can apply for free grant money to help pay off debt and get the check from the government quickly. See...
Answers
- Here's a useful link that discusses this in more detail. http://www.debtcuresreviews.com/free-debt-cures-tips-free-money-and-getting-out-of-debt/ Summary: There i...
- If you're trying to get out of debt, I can recommend a great company that worked with our cc, etc. We were completely out of debt in less than 5 years, and saved a lo...
- If a thing seems too good to be true, most likely it IS too good to be true. Their use of the words "free" and "grant" may be quite different than what the words usua...
Mom Wants to Work 80+ Hours per week..Doable?
Asked by K.B. from Tulsa
on November 11, 2011
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A friend wants to get debt free. Her husband works 11-7 and takes a nightschool program.
She has been offered a job working 3-11. She plans on sleeping from 11:30...
Answers
- It's doable, but it won't work. She will have no life and will burn out. Her children will not function well - this wouldn't work with kids that didn't have any specia...
- I understand her wanting to be debt free, but just how much debt does she have? It might make better sense to take a few years to work a little less/pay off debt than ...
- Are you sure she's worried about debt? Not to sound too harsh but it sounds more like she's trying not to be home with her family! I know children with autism, ADHD ...
