Managing Debt
Results 111-120 from 2,982 articles
Credit Card Debt!!!!!!
Asked by C.E. from Boston
on November 14, 2007
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Can a credit card company take you to court eventhough you're paying them something (100) monthly???
Thanks!
Answers
- if you are having problems i recommend calling American Consumer Credit Counceling, ACCC. I've worked with them and will make my last payment this summer! It took 5 y...
- Yes, a credit card company can take you to court even if you are paying them. If the amount that you are curretnly paying them ($100) is less than the amount on your m...
- I am pretty sure they can try, but if you have proof that you are attempting to pay SOMETHING then they won't be able to do much.
Failed IVF
Asked by A.H. from Chicago
on May 8, 2008
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Hi:
My husband and I just found out today that our 4th IVF failed (including one round with a donor egg - mine are about gone). We are devastated, not to mention ver...
Answers
- A., My husband and I had five failed rounds of IVF. After having two adoptions fall through (1 after having the baby for four days) we were about ready to go back to...
- My thoughts and prayers are with you. I've never done the IVF, but did have one failed IUI. After that, we decided God was needing us to adopt a child. We now have a 8...
- I am so sorry for your losses. I completely understand the devestation of failed IVFs. I had two failed, one successful (she is 2 1/2 now - was originally a twin and...
Dave Ramsey
Asked by Y.B. from Dallas
on June 22, 2008
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Ladies can anyone tell me about Dave Ramsey's program. My husband and I are drowning in debt and can't seem to swim out of it.
Answers
- Absolutely wonderful and do-able! I highly recommend Dave Ramsey's program. He has steps that are very practical to follow. It's worked for my husband and myself and ...
- There are no words to explain how Dave Ramsey has helped us. We are still snowballin' it and working our way out of debt, but we had a lot to get out of. Since Octob...
- He is AWESOME!! He has a famous saying " live like no one so you can live like no one". which means make sacrifices today that others are not willing to make,so that y...
Dave Ramsey Program How Long Did It Take You??
Asked by S.T. from Kansas City
on October 26, 2010
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Just feeling a little off course and wondering how long it took you to become debt free or almost debt free? I felt like we were on a great roll and paying off a lot m...
Answers
- I love the Dave Ramsey program!!!!! It took us a year and a half to pay off $80,000 in debt- most of that being student loans and boy, oh boy, it felt GREAT to kick...
- Wow Denise, Including the house? Awesome! We basically just have the house mortgage debt and try to apply a little extra each month to that but our income plummetted...
- I read the book and listened to his radio show. Probably took over a year to be debt free....depends on how much debt you have to begin with. You'll see the "snowbal...
Living on Credit Cards
Asked by M.L. from Chicago
on April 15, 2009
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Financially we are quite a mess, and at odds as to what to do! So please, any advice would be helpful.
Our credit score is excellent, we manage to pay things on ti...
Answers
- I don't have much advise to give you, just suggestions. There are good credit counseling companies, but so many scammers as well. Get rid of whatever you can, walk m...
- Google "Free Bankruptcy Advice" and see what pops up. There are plenty of legitimate sites that can help you figure this out. Check out Suze Orman for financial plan...
- Have you called your credit card companies to get on a payment plan? I suggest sitting down with a friend or family member who has been financially stable/responsible...
Credit! House Vs. Credit Cards
Asked by I.G. from Sacramento
on November 28, 2012
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I am going through a divorce and while married to my ex we had so much debt that it wasn't even funny. However, we tried our best to pay it off and at least during ou...
Answers
- Well I don't think the mortgage rep is trying to get your money. Sounds like a helpful work 'friend'. I know so many people are against credit cards but if used respon...
- I don't know how a divorce would affect your credit unless in the settlement you get stuck with some of joint debt that is past due. I do know quite a bit about cre...
- I had done the same thing before I bought my house and when you go through the some loan companies like Providence or other ones they can help you and push through the...
Credit Counseling Service Recommendation
Asked by T.C. from Dallas
on May 8, 2006
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Hi Moms,
I was wondering if anyone had a recommendation for a REPUTABLE credit counseling agency. When I was pregnant with my son I was very sick and I had to quit...
Answers
- I have been with Care One Credit for over 1.5 years now...They are great. I have paid off several bills and am on the downslide now. Go to www.careonecredit.com for ...
- Hi T., Back in the early 90's, I got into a lot of debt while I was in college. They gave me credit cards left and right and I maxed them all. I went to M. David Cole...
- T., I wanted to take a second to respond to your inquiry as I am in the mortgage business. I can tell you from a mortgage lending perspective, your best bet is to NOT...
Combining Finances - How Do You Do It?
Asked by S.J. from Charlottesville
on March 24, 2008
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I am new to this site so I am hoping that I can get some good advice on what to do. My daughter was born 3 months ago and my husband and I are trying to figure out ho...
Answers
- Hi S., We handle finances that way at our home and what we did was take out a credit card that is only used to pay for the things our girls need/want. At the end o...
- My husband and I have been married for 10 years and we have had a joint account since we got engaged. Much easier to handle finances that way. The way I see it is, i...
- I just thought once you get married everything gets merged togther. Well when my husband and I were dateing and living togther we had sepreat accounts but now we put e...
Don't Know Where to Turn??? Husband Doesn't See That We Have a Financial Problem
Asked by T.J. from Phoenix
on August 18, 2009
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I have been a stay at home mom for a couple of years now. I love it!!! But financially we are not making it! We have cut back on soooo....much. But recently it see...
Answers
- You should read Dave Ramsey's "Total Money Makeover". My husband is a full commission loan officer. We have always had enough money for all our bills until more rece...
- I know what you mean. Currently my husband is looking for a second job because frankly he makes more money than I ever would. I sew some of my kids clothes and go to t...
- Sounds like you are trying to do everything right! How about refinancing your mortgage? Consolidate any debt into one bill/low interest rate? Watch carefully on you...
Hubby Thinks 2Nd Job Is Worthless, Behind on Mortgage and Bills.
Asked by D.D. from Denver
on November 9, 2012
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My husband works a 4 10 hour schedule and off on Friday, Saturday and Sunday. I work 5 8 hour shifts off on Saturday and Sunday. We had 2 boys and added a unplanned ba...
Answers
- Do you have any extra in your budget right now? Before adding any extra jobs? You mentioned in your title that you're behind on your mortgage, but don't mention it sp...
- If he won't budge, then YOU go get that second job and let him see how much more sense it would make for you to cover at home while he works a measly 2 extra days a we...
- First you need to understand Bankruptcy and what it will do and won't do. Chapter 13 will not wipe away debt, it will restructure your debt. For some who are way o...
