Kids & Money: Infant
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Money
Asked by S.B. from Rochester
on October 11, 2006
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My husband and I have been fighting about money a lot lately. He thinks I spend too much driving half an hour to see my family and going out to lunch once every week ...
Answers
- S....It seems to me that this is really not about money...I get the feeling you are crying out for help...I 28 years old and married for 8 years...I grew up in abusive...
- it sounds like something else is wrong and he is taking it out on you. He sounds like he isn't in control about something and he is trying to get control back. My name...
- Hi S.- I think that money is the number one sticky point in most marriages. My husband and I have been fighting about money lately as well, but that's because right ...
Money
Asked by L.J. from Detroit
on June 15, 2010
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Like many other families we are struggling. We have two girls 7 and 3, My husband has a full time job as a firefighter, I work part time (daycare would be too much and...
Answers
- I don't doubt that Dave Ramsey has good advice. I have personally not needed to follow it, but I do agree with the others NOT to touch your 401K unless it's a dire em...
- There are a FEW exceptions to dipping into a 401k that mean that you don't have to pay all the penalty fees. As I recall (talk to a lawyer, my recollection isn't spot ...
- ok we original took out a loan to get an inground pool needless to say instead we paid two credit card off than we jack them back up used my retirement fund paid them ...
How Much Do You Spend on Your Kids for Christmas?
Asked by C.R. from Kansas City
on December 7, 2011
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We have three girls ages 10, 5, and 4. I'm just curious what would be considered going overboard money wise for Christmas shopping. I am talking about Santa, stockings...
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- We spend between 500-700 on our two kids that includes Santa gifts and stocking stuffers..our kids are 5 and 10...they are both into video games so Christmas is always...
- We do not get our kids Christmas gifts no need for it since my inlaws spend $150 per kid. PS just read some responses $400-$500?wow
- We spend $500 on 2 kids.
What Do You Spend?
Asked by D.P. from Pittsburgh
on June 27, 2011
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If you go to a baby shower, or a wedding shower, what do you typically spend?
There was a post about a $5 baby shower gift and I was shocked at that idea!
I'm not ta...
Answers
- I guess I'd say it really depends on how close I am to the person. We have extended family on my husband's side who I don't even know or talk to these people other th...
- Before our current and much lower income situation, I never spent less than $50 on a shower gift (not incl wrapping/card/etc), but they were all family/close friends. ...
- I'd say around $25-$35...
Need Advice on Influencing Husband to Spend Less Money!
Asked by A.D. from Raleigh
on December 14, 2009
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I am sure I am not the first spouse to be in this situation, especially in this economy. My husband and I have differing philosophies on spending, and it seems that t...
Answers
- Some people have a hard time facing certain realities, such as limited finances. These individuals not only won't change their habits when times change but they becom...
- Why don't you suggest that you would like to start tracking a family budget. You can set it up in Excel or an accounting software like Quicken. Don't make it seem like...
- He needs to grow up. He is now a father and more responsible for another life. If you are not working, he needs to think before he spends. Does he really need it? Cou...
Roughly How Much Do You Spend on Each Kid at Christmas Time??
Asked by S.T. from Kansas City
on July 5, 2010
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Just wondering what others do for Christmas when they have more than one kid?? I have a 7 year old and a 3 year old and the 7 year old is now getting into more expensi...
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- i wonder if you're feeling pressure to measure up, from your kids, or from neighbors or peers...but i bet if you stop and think about it, you know in your heart that r...
- I would just keep it even. Do what you can afford. Do not put things on credit pay cash. Each year can be a different amount, as long as it is even.
- While they are still young, you probably won't have to worry about spending even amounts on them. Try to get at least the one thing or few things that they ask for, a...
Why Teach Our Kids to Work?
Asked by M.W. from Flagstaff
on April 16, 2008
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I have been asked to give a presentation on why we teach our children to work, and I was hoping to get some feedback from other moms. What I'm requesting is: What ki...
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- I was given some chores when I was younger, vacuuming, dusting, cleaning my room. For that I am thankful. However, Mom always did the laundry.....I just had to put m...
- I am so thankful that my parents worked from home and are entrepreneurs. It taught me not only how to be dedicated enough to run my own business, but how to be creati...
- My parents had myslef and siblings doing chores from a very young age. When i turned 12 I was responsible for my own laundry. I also started to help more with dinner p...
Teaching Kids About Money
Asked by R.B. from San Francisco
on July 9, 2008
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My boys are 7 1/2 and 6 years old - How do I teach them about money? They have a piggy bank and put money in it that they get from relatives, etc. We also did a "star'...
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- R., One of the things that you could teach them is the value of giving to others. That is a big goal of mine in teaching my kids not only the value of money, but eve...
- HI R., One of the things I will teach my child is social responsibility. Sure, I would let him buy what he wants but he should be saving some of his money and find...
- I just wanted to agree with everything that has been said. Especially Allison who said they have to learn from experience. Our kids (7 and 8) are only allowed to spend...
Money Fight!!
Asked by J.M. from San Diego
on June 6, 2011
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Let me start off by saying my husband I rarely fight. We are best friends and communicate very well. The issue I am having is money. Until 3 years ago I always made...
Answers
- Hi J., both my husband and I are impulse buyers and often buy things just because. We have our times when we try to be "good" and then next thing you know, we've gon...
- Tell him, with SOME of HIS money, to have his own, account, to spend it in his impulsive buying. BUT, it should not, take away from the REAL budget at hand, for th...
- We have NO CREDIT CARDS - we are a CASH ONLY family. We have "debit" mastercard/visas - but there is NO LINE OF CREDIT... I am the spender...I get $200 put into my ...
Unexpected Money
Asked by T.P. from Washington DC
on December 4, 2010
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You just got and unexpected check for $1000....What would you do with the money? I could think of a lot of things to do for myself but considering where it came from ...
Answers
- I'd use half and put it into savings and take the other half and give it away. If it were around Christmas time, I'd probably do a bunch of angels, off the angel tree.
- I'd save it. Think delayed gratification. When you get surprise money, inheritance, etc......don't make any major decisions for at least a year. I know, $1000 i...
- I'd pay down some debt. And considering how much we have that's about all it'd be able to go to.
