IRA: Myself
Results 1-10 from 228 articles
Career V. SHM
Asked by S.B. from Los Angeles
on March 3, 2010
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I would love to hear insights from others who have addressed this issue. I am the very fortunate mother of a 17-month old. I have a job that let's me get home around...
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- Hi S.. I am a mother of 2 toddler girls (ages 4.5 and 3) and what I wouldn't give for my husband to be able to support us without my income, even if it's tight. It p...
- Hi Sara B. - My name is P., from Simi Valley - California, and we have three children ourselves. We have a 10 year old daughter and 4 and 3 year old sons. Sometimes...
- I think you have already answered your own question simply by posting this. If you are thinking it would be better to be home with your child then do it. They are only...
Advancing in Career vs Motherhood
Asked by A.B. from Naples
on January 20, 2012
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It's a long story, but basically, thanks to the economy and my timing in earning a degree I am in a position I am way overqualified for. For a while it really bothered...
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- If it were me, I would go for it. Get that nice title to put on your resume. Take the money you are earning and work to put a lot of it away. In 2 or 3 yrs when you...
- I have been through this agonizing decision and I get how difficult and all consuming it can be. One suggestion is to try to separate out what you think others expect...
- I had a coworker in a similar situation a few years ago. She had to sit down and decide for her and her family. BUT, I was privvy to a meeting (we were in different d...
Health Savings Accounts (HSA)
Asked by C.M. from St. Louis
on September 29, 2010
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My husband's job is going to a new health insurance that uses Health Savings Accounts. My husband and I are fairly healthy - I go to the doctor usually 1x a year (annu...
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- I have NEVER heard of an HSA which allowed you to roll over the money YOU contributed from year to year. Every single one has been a "use it or lose it" situation. ...
- We don't have money taken out of hubby's paycheck. We set up the account with a bank, and when we need more, we put more in the account. It's hard for us to know how m...
- An HSA does roll over what does not rollover is a flex plan which is a use it or lose it plan. The good thing about an HSA is it works more like an IRA the funds will...
Health Insurance...
Asked by R.. from Chattanooga
on January 10, 2011
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My fiance and I are finally in a position that we can afford to buy health insurance... barely. His job doesn't offer any insurance plans, so we have to find our own....
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- The options vary by state. I live in MN and have had individual insurance through Medica for 4 years and I am OK with them and the plan I'm on. My deductible is so hig...
- Is there a Farm Bureau in your area? We get BlueCross/Blue Shield coverage through them at a very reasonable rate. (Better rates obviously if you're reasonably healthy...
- Try to research if your State has State provided health insurance... it is much cheaper or free. My kids are on that for in our State...which covers medical and denta...
Searching for a Work from Home Position
Asked by E.C. from Miami
on November 19, 2008
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Hello ladies! I just had a baby 4 months ago(my first child) and I had to return to work in order for my family to survive because one income(my husbands) just does no...
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- I've owned my own Pampered Chef business for over 2 years. The investment you mentioned not having money for is $155. But if you host a show first, you can use some of...
- E., I am getting ready to start working with a company that does gold buying. I am really looking forward to it. No selling! This company is the originator of the...
- Hi E., Congrats on your new little one! I know this is a special time in your life! I have had my own business for 4 years now as a beauty consultant with Mary Kay C...
Money for Retirement Account
Asked by O.L. from Los Angeles
on December 30, 2011
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Hi, just wondering what a reasonable amount of money is to put into one's retirement account? What type of account do you put it in?
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- I agree with the answers below, especially about needing to personalize your own situation with regard to your current income level, your spending habits, your current...
- I think you need to talk to a trusted financial consultant so you can figure out how much is right for you to be investing. Everybody is different. As for us, we...
- Shannon's advice to check out Dave Ramsey's program is a great idea; Clark Howard also has several books on financial 'smarts'. Like many of the other moms mentioned:...
Ways to save Money
Asked by S.O. from Chicago
on November 7, 2007
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Does anyone have a good way to save money? Things are hard right now and any idea someone can share would be much appreciated. Thanks in advance!
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- 1. Write down all expenses weekly/monthly. 2. Look at items that seem high or may quickly reveal some unnecessary waste and prepare to make changes. I think ther...
- Rent movies from the library for free Also, have you read the book Miserly Moms by Jonni McCoy? She has a couple others too. Check out her website at www.mise...
- Sign up for freecycle, freesources and dupagecountyparent swap. It's a recycling site where people give stuff away, and you can get rid of stuff. You can get a lot of ...
Several Money Curiosity Questions..
Asked by T.C. from Dallas
on July 5, 2011
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We're working on buying a new house to accommodate our growing family. As I'm figuring out our budget and everything, it got me to wondering what everyone else does. ...
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- We moved into our current home, probably a forever home, in '99. I was told I could buy up to a $275,000 home with a $25K down payment. My wife and I looked at w...
- We are debt free with exception to the mortgage which is crazy low for our area. I see you are in Allen as well and the prospects for TX are fantastic. We are not in...
- Two things: 1) Set aside the money you will be spending on your future house payment NOW. See if you can do it for 6 months. If you can, you are ready for the exp...
What to Do with the Money???
Asked by M.D. from Dallas
on February 21, 2010
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I need some input. My dad passed away in December after a year long battle with cancer. We recently found that he left us kids a small insurance policy- everything e...
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- First of all never make big financial decisions for 1 yr. This gives you time to think and evaluate what you need to do. If you don't already (which you should).......
- Look, I am convinced that the dollar is going to get devalued and we are going to have the same problems Greece is facing right now. America's debt is much more larger...
- I am sorry about the loss of your dad and that is a nice surprise gift he left you. A lot depends on how much you inherited. also, it sounds like you are on track to...
Job Loss
Asked by M.M. from New York
on July 5, 2011
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My husband just lost his job. The company he was working for was run by a trust in England with an office in the US. Now the company went out of business and they wa...
Answers
- Wow I am so sorry to hear this-and supposedly the economy was picking up right!!?? They say unemployment has dropped-maybe they aren't considering that it dropped beca...
- As far as the person who wrote that Texas isn't having a recession, I'm not sure about that. Texas is hurting a bunch, also. Thousands of teachers across the state ...
- I'm sorry your husband lost his job. There are jobs in Connecticut...have him apply for Unemployment Benefits and search for a job. I would NOT cash in my retiremen...
