Insurance & Medical Costs: Infant
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Maternity Insurance
Asked by T.M. from Dallas
on April 28, 2008
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I am in need of some maternity insurance. I've been checking out some discount insurance cards for maternity only, but I don't know what to use. I have private insur...
Answers
- I listen to Dave Rasmey (570am 1-4PM) and he says maternity insurance is a waste of money. Instead hospital shop. Make an appointment dress your best and ask for the...
- The old fashioned way is giving birth at home. Midwives are a great, supposedly. I have a friend who did it 6 times! If there are complications they take you to the...
- Hi T., My husband and I own our own business, so I didn't have maternity insurance with either one. I used a discount plan on both. Be very careful of discount pl...
Maternity Insurance
Asked by M.Q. from Dallas
on August 24, 2009
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I have read a couple of the other womens questions with no maternity insurance, but they are a couple years old. My family has personal insurance with no maternity ins...
Answers
- I am in your same boat. So far it seems Medicade is the only option. There was a law passed that pregnant woman with no insurance options must be covered. I personally...
- I am a licensed insurance agent and know for a fact that you will be unable to get insurance if you are currently pregnant. I offer a pregnancy benefit but not if a cl...
- Midwifery care is often a more affordable option when you're paying for care out of pocket. I had a homebirth with each of my kids, and IIRC it was about $3500 for ev...
Maternity Insurance?
Asked by A.M. from Houston
on September 30, 2010
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Hi- I am wondering if any of you ladies know of an individual healthcare policy that covers maternity insurance. I have NOT been able to find one. I worked throughout ...
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- I'm an agent and in Texas, there is only one company that I'm aware of that will write maternity on an individual plan. The deductible on that particular plan is high ...
- I researched this heavily when we decided we wanted baby number two about three years ago. I was only able to find two companies that offered maternity coverage throu...
- Depending on income, you might qualify for Medicaid insurance. I've had friends in similar situations (SAHM, dad works) who used it for their pregnancies and also cov...
Maternity Insurance
Asked by K.M. from San Francisco
on June 2, 2010
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I just found out that I'm pregnant with number three (YAY). I called Blue Shield, who I was insured with until today, and found that I was not covered for any pre-nata...
Answers
- Any insurance you get will have a waiting period before they cover maternity. Most insurance companies don't cover pre-natal or maternity care unless you have an HMO ...
- We've had Kaiser for years and really have found it to be great. Take advantage of the pharmacy - they sell lots of OTC medicine and even prenatal vitamins for cheap....
- Contact social security and see if you qualify for medicaid. Or call you local or state health dept. and see what type of government programs you qualify for.
"Must Haves" for Labor and Delivery
Asked by J.L. from Norfolk
on July 6, 2009
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I am trying to figure out what I absolutely need to pack to take with me to the hospital and wonder what one thing did you take with you that you just would not have m...
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- A few thoughts: First, I couldn't face the thought of having to wear maternity clothes again after delivery, so I brought my favorite stretch stretch pants and paja...
- Hair elastic or barrette. slip on shoes
- After 2 children, here are a few of my must haves: chapstick money for the TV and phone boppy pillow lanisoh cream my own pjs clothes for the baby
Pregnant - No Maternity Insurance
Asked by A.P. from Dallas
on August 28, 2008
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My husband and I have private insurance that does not cover any maternity related costs, (except for complications such as gestational diabetes or other medical condit...
Answers
- An out-of-hospital birth with a midwife will cost you around $2500 - $5000, and that pretty much includes everything. If you birth in a birth center, there is an addit...
- My sister in law was in the same boat with her first two. She used a midwife and had ALL 5 at home. She had a great experience. She did not use the same midwife for...
- I would strongly urge you to go to www.birthcenter.net to get familiar with a birth using a nurse midwife. Your costs for all your prenatal care and delivery will be ...
Pregnant with No Maternity Insurance.
Asked by K.G. from Chicago
on January 26, 2010
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If you had a baby with no maternity insurance, how did you keep the cost down? Is it cheaper to go with a midwife? Where else can I have my baby besides a hospital? I ...
Answers
- You are able to apply for state aid, it's called All Kids. It covers mom and baby during and after delivery. Please consider it...it will save you so much money! C...
- I agree with Kymberly! Apply for state coverage. You may not have to pay anything out of pocket. I found myself pregnant without insurance and easily qualified. I beli...
- You will be surprised by how this may be more beneficial to you. With my last pregnancy I was weighing my options on if I should add on to our basic insurance the mate...
My Insurance No Longer Covers Maternity!
Asked by A.J. from Dallas
on March 28, 2009
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We are ready to start working on having a 4th child. My insurance no longer covers maternity. Any ideas on how I can get affordable prenatal care and give birth withou...
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- Looks like a lot of mamas already said what I was going to say, and that is to consider a birth center or homebirth. Much cheaper than a hospital birth and most midwi...
- Hi A., I just want to throw in another vote for a non-hospitalized birth. Since you have already experienced 3 healthy pregnancies and deliveries, you should feel ...
- Hello Anji, Sounds like you have a wonderful little family! I had 4 children and they have been the blessings in my life! Something to think about besides do...
No Maternity Insurance and Pregnant.
Asked by J. from Johnstown
on December 5, 2007
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Hi everyone. Well I found out the day before yesterday that I am pregnant with child #4. We have health insurance, but no maternity coverage. I saw online that there i...
Answers
- Having had two homebirths myself, I'd definitely reccommend the homebirth option. However, being as you have twins, I'm wondering if you have had a vaginal birth? ...
- On Cafe Mom another mom talked about this policy and she stated it was not good at all. It is more like a discount plan where they try to get the doctor to reduce the...
- You can go to your local Social Services office. Pregnant woman are eligible for Medicaid. I'm pretty sure that there isn't an income guide if you're pregnant. It n...
Maternity Insurance Coverage.
Asked by A.H. from Dallas
on August 20, 2007
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My husband and I are wanting to try for another baby sometime soon but my individual insurance plan doesn't cover pregnancy. My husband's job doesn't offer health ins...
Answers
- Hi Alecia, I'll preface this story by saying that any maternity coverage will cost you out the wazzoo!! Basically, you have to have the coverage in place for seve...
- What did you end up doing? I'm 4 or 6 weeks along and our medical doesn't include maternity...need some advice. Thanks!
- Just to let you know, there have been some questions on this same topic asked before, if you read thru some of the history. I happened to ask this same question mysel...
