Insurance Agent
Results 151-160 from 1,030 articles
Insurance for Storage Unit?
Asked by J.O. from Kansas City
on March 19, 2010
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My inlaws are in the process of storing most of the stuff in their house until they can figure out their longterm plans. They have a friend with a commercial warehous...
Answers
- We stored stuff when moving. The place offered a plan you could purchase to cover storage of our belongings. Also, our home owners insurance covered us. If they are...
- I think Lloyd's of London will insure just about anything... form singer's voices to space satellites. Have they inquired if their homeowners policy will offer them a ...
- I used to manage a storage facility for several years. As one poster said, check with their home owner's insurance. They will most likely find they are covered. If ...
Insurance Settlement - What Should You Expect?
Asked by D.E. from Portland
on July 10, 2009
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I was recently in a car accident. Not my fault. Hit by someone else. Their insurance has covered everything so far. I was not badly injured, but had to go to a chi...
Answers
- Hi D., I don't have alot of experience in this but I do know that you should be super cautious about closing out the claim. Things can crop up months later that are ...
- I recommend telling the insurer that you would like to complete treatment. Since PIP is supposed to cover the first year (my insurer did two years), you should be WAY...
- Hi D., I used to work for a Chiropractor, so I saw this all the time. My hubby also used to be a claims adjuster, so I know a little bit from an "insiders" perspectiv...
Individual Health Insurance
Asked by K.P. from Atlanta
on September 6, 2009
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Hi ladies! Medical insurance...yuk!!! I so dislike this subject! But I have to ask if anyone has found good coverage for either themselves (on an individual plan) o...
Answers
- Hi K., Give a call to an American Family Insurance agent. They have individual health insurance policies brokered through American Republic. It may be a good fit for ...
- I don't know. I would go to ehealthinsurance.com and shop around. There's even a phone number you can call for someone to help you pick out a plan. Good luck!
- I would recommend looking into Coventry. We have a small business, so I've had to research afforable health coverage quite a bit. We were with Blue Cross Blue Shield...
Confusion on What Home/Auto Insurance to Get
Asked by H.N. from Dallas
on July 15, 2009
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I have had State farm for so long but they are so expensive. I have gotten several quotes from Hartford, Farmers, and Liberty Mutual with savings of over $1200/yr for ...
Answers
- We shopped around quite a bit since we have 2 teenage boys. The best rates we found are with Texas Farm Bureau insurance. As with most companies, you get an additional...
- Contact Eric D. Hurt @ ###-###-#### He Is an agent that shops around for the best policy for you. I trust him. He knows what he is doing. A little about me...I'm a...
- I would go with a personal Agent. They can get you several quotes from different companies and they will explain the differences to you. I suggest my Agent, Karen Ab...
Health Insurance Question....
Asked by J.G. from Chicago
on August 2, 2011
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I need to find decent health insurance...can you please help??? It is too expnsive to get on with the hubby....we make too much for the state's family care..What else ...
Answers
- not sure if you have Kaiser in your area.... I got it for my daughter who lives in an area that has Kaiser. I don't so I don't have it but I would if I could! http:/...
- You could always go with a high-deductible plan. The premium is lower than a traditional plan, and you might be responsible for the first $1500/year of medical expense...
- BCBS of Illinois is the only carrier that still offers a true maternity benefit. The premium is approximately an additional $200/month for the maternity benefit. The...
Independent Health/dental Insurance???
Asked by S.S. from Tulsa
on November 15, 2010
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need to find health insurance and dental for myself, spouse and two young kiddos. husband is self employed and the previous deal we had expired, any suggestions on som...
Answers
- Hi S., Here's what I remember about HMO and PPO: HMO you MUST use someone on their list to get it paid at all. PPO, you can use anyone, but you will get a higher pe...
- The basic difference between an HMO and PPO is that with HMO you will have no out of network benefits and require a referral to see a specialist. HMO's are not really...
- You might want to try to find an insurance BROKER as opposed to an insurance agent. I'm not sure how brokers work in Olahoma, but here in Washington state, insurance ...
Car Insurance with a teenager...HELP!!!
Asked by J.C. from St. Louis
on May 30, 2012
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To explain why I am in a horrible predicament....I recently had to replace my 1997, 172,xxx mile minivan because it was "totaled out" with hail damage....broken window...
Answers
- There are a couple of ways around this. 1) provide a differant address for him. Use dads address, grammas, whatever to show he is not a member of your household an...
- Maybe see about excluding him from your policy and putting him and his car on a separate policy with a different company will work to your benefit. You will have to f...
- I always made my kids get their own policy. Worked well. Oh an they were responsible for paying their own insurance.
How Much Life Insurance for SAHM
Asked by G.R. from Houston
on January 16, 2011
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How much Life Insurance is right for a SAHM? I know the formula 10 times annual salary for the husband/breadwinner. But how much is right for me? We have 2 kids, age...
Answers
- You couldnt have enough..... you, in the household, are irreplacable :)
- Any life insurance agent should be able to answer this for your specific situation but if you want to make sure you're not being oversold, figure out a yearly "salary"...
- If something happens to you, your husband will need daycare for the kids, someone to drive the kids to and from school and preferably a nanny that can help in many of ...
Paying a Roofer with Insurance Money
Asked by C.T. from Denver
on August 8, 2009
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Hi everyone - I'm looking for advice on how to negotiate our final contract with our roofing company. Insurance gave us a check already for the depreciated cost of th...
Answers
- Hi C., Years ago, I was a claims adjuster, so I understand your question. Also, I have been out of this industry for several years, so some things have changed. Thu...
- That was a nasty storm wasn't it? Whew! We went through this last year when a big hail storm ripped through town, with a similar payment scheme from the insurance co. ...
- I would negotiate the contract as if you're only getting from the insurance what the roofer chargers. He shouldn't get paid any more just because you have more coverag...
Question About Car Accident and Insurance
Asked by E.B. from Denver
on April 25, 2012
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Last Friday my car was rear-ended on the highway. I am just kind of shaken up, not badly injured, thankfully. My car sustained damage to the bumper and fender but is...
Answers
- I just went through this last month, except I was at fault. I rear-ended the guy in front of me who rear-ended the guy in front of him--but he hit the guy in front fi...
- Just have to wait. It's the process. Glad you're ok. Hang in there :)
- It happens and they usually find the person. The whole accident was the suv's fault so the fact that the other car left isn't too big of a deal, just sucks not to have...
