Insurance Agent
Results 131-140 from 1,012 articles
Advice on Having a Baby W/o Insurance
Asked by J.P. from Tampa
on June 2, 2008
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My husband and I are talking about having another child. There are a couple if issues. Starting over would be difficult, but could be managed. We don't have health ins...
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- My sister in law had my nephew 3 years ago without insurance. She went to the hospital ahead of time to make payment arrangements. Because she was self pay and paid in...
- I know someone who had a second child at 49 and she said it is a lot of work. You need to consider what your wants and wishes are in life. Think, do I really want 2am ...
- I had health insurance with all my babies but I can vouch for Labor of Love. I went to the Lakeland center since I'm in Brandon and it was closer and they are the best...
Health Insurance for Adults
Asked by M.G. from Sarasota
on February 28, 2008
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Thankfully I have Florida KidCare for my children, but my husband and I are not covered by health insurance. It's offered for us through his work but we just can't af...
Answers
- I am not sure about the pre- existing condition clause..although I think it would greatly affect your insurance rate.. however I did want to mention I had a very hard ...
- You are right about the pre-existent condition clause. Things which are diagnosed while you're not covered are not covered in future cases. Some insurance companies do...
- No you are not wrong about the insurance clause. I live in Polk County and county insurance through work I don't think can deny you coverage but they will not pay out ...
Gerber Insurance That Great?
Asked by N.V. from New York
on November 20, 2008
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my daughter is almost 9 months old and i was looking at the gerber things you get in the mail about life insurance for you and your partner and then the life insurance...
Answers
- Hi N., Our financial advisor (who is also my uncle) told us that you should NOT put any money into life insurance for your child. The purpose of life insurance is t...
- N., This is basically a whole life insurance policy for a baby, which is a complete waste of money (ask any honest financial planner and they'll tell you the same)....
- I agree with Lori...My mom took out the Gerber plan for my son. The $10k plan. My husband and I have our life insurance through AIG. good prices on our plans and we to...
Gerber Life Insurance?
Asked by P.B. from Grand Junction
on December 30, 2010
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I got this peice of mail the other day and it was for Gerber life insurance. No idea what that is? I called and asked how things work with that but I am not, in my com...
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- I think Gerber Life Insurance is a great investment. It has been around for years, my parents had one on me. It is cheap and once they are 21 they can cash in on the ...
- Toss it. It's a scam. Not wise financially. Open a savings account or a 529 plan for each of your kids. It's a scam because what it's worth when you die is way m...
- My Grandmother has a policy for every Grandchild and Great Grandchild. I think it goes like this...You choose the amount you want for coverage and if (knock on wood) y...
Pregnant Without Insurance
Asked by J.H. from Flagstaff
on June 13, 2011
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I just found out I am pregnant, well I think. I took a Dollar Store pregnancy test and the line showed up faint, but it was there so I think it means positive. I am go...
Answers
- I'm an insurance agent in AZ and although I mostly do home/auto/life, I am familiar with health and can issue it. I don't know of any company that will insure a curre...
- When I was pregnant with my first, 23 years ago, all there was was high deductible insurance. My OB billed everything after the delivery. Since this was the norm wit...
- We paid off all tree of our births little by little. The hospital will be very fair with you for payments, they may have an out of pocket discount, and there is no sk...
Children's Life Insurance
Asked by M.P. from Cincinnati
on December 13, 2006
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I was just wondering if anyone carries life insurance on their children? My husband and I have been discussing purchasing life insurance on our three children, but wo...
Answers
- M., Speaking as an agent in Ohio and Indiana. It is one of the best gifts you can actually give a child. Now of course I'm partial to the company I work for, but G...
- State Farm has a good program that I can recommend called a 10 or possible 15 Pay Plan, meaning you pay on it for 10 to 15 years, (I think it is 15 years now, it was 1...
- We ahve been tossig that around too. We have State Farm Auto Ins and they do life insurance. So look into your auto ins providers and see if they offer life ins. Yo...
Temporary Insurance...please Help!!!!
Asked by J.M. from Dallas
on December 31, 2007
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Hi Mommies!!!
I am in great need of your expert insurance knowledge. After my maternity leave is up in end of April 2008- I will no longer be working full-time and h...
Answers
- I have had my daughter covered with Unicare since she was 3 months old and she'll be 3 in April. They have lots of different plans to choose from with varying deductib...
- I would stick with COBRA if it is only a couple of months. Plus, you don't actually have to pay for it if you don't use it in the first 90 days. What I have always d...
- Have you looked into buying the COBRA coverage to bridge the gap? If you only need a couple of months that would provide good continuity (you'd only have to go throug...
Low Cost Health Insurance
Asked by C.K. from Tulsa
on February 8, 2007
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I was wondering if anyone knew of a company that offered low cost health insurance? I work full time but after daycare can not afford to purchase thru my job.His fathe...
Answers
- If you live in the peoria area there's a place called family quick care that has very inexpensive office visits-the visits are for minor issues like sinus infections etc.
- I think that blue cross blue shield is one of the more overpriced and expensive heath insurance if you dont get it from your insurance. As far as the deductives, I thi...
- Depending on what state you live in, there should be a program that will give your kids free or reduced cost insurance coverage. In Illinois it's called All Kids. I ...
Health Insurance for Short Term
Asked by A.R. from Dallas
on October 16, 2008
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Does anyone know of an insurance company that covers short term, 90 days, for pregnancy? My husband just changed jobs and our ins. will run out on Nov. 1, we have loo...
Answers
- You need to use the Cobra.... and call his old HR department. They do know and can tell you what it is, you just need to find the right person. I don't know any insu...
- I don't anyone will take you while you are pregnant (except Medicaid). My husband took a new job in a new state when I was seven months pregnant. His new employer need...
- Try this: http://www.maternityadvantage.com/form2/benefits.asp Google: maternity insurance. When I got pregnant with my daughter I had NO insurance whatsoever a...
Can't Afford Life Insurance - What to Do?
Asked by M.T. from Minneapolis
on March 3, 2011
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Hi, we've been looking into life insurance. We decided term, about 250,000-350,000 for 30 years. We're in 40-45 year range. We decided on 30 years because we still ...
Answers
- You could look at decreasing term insurance where the benefit goes down as you age - it's intended to cover mortgages where the balance is also going down. I think yo...
- M., have you looked at Met Life? They are highly rated, treat their customers very well (my dad had Met and they were wonderful to us when he died) and their rates ar...
- Can you afford a lower amount of life insurance? Lets say $100,000? If so, then I would go that route. I do understand your worries; however, it would be better to ...
