Insurance Agent: Gerber
Results 1-10 from 22 articles
Do You Have Gerber Life Insurance
Asked by J.K. from Dallas
on February 26, 2007
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I don't know if I should get Gerber Life Insurance for my 2 year old. My father has one policy for her (he gets one for all the grandkids) but he's 69 now, and I don'...
Answers
- why don't you look and see if your work offers it first? I pay $1/month for my son's life insurance through work. If your father took out a policy on him, he doesn't p...
- i have it for all 3 of my kids. 18,15 and 5. my main reason for getting it as it helps towards college but they have to be 20 or 21 to get it though. but by that t...
- Not worth much- go term!It's a better deal w/ better outcome. Go to www.daveramsey.com to get more info. D.
Gerber Insurance That Great?
Asked by N.V. from New York
on November 20, 2008
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my daughter is almost 9 months old and i was looking at the gerber things you get in the mail about life insurance for you and your partner and then the life insurance...
Answers
- Hi N., Our financial advisor (who is also my uncle) told us that you should NOT put any money into life insurance for your child. The purpose of life insurance is t...
- N., This is basically a whole life insurance policy for a baby, which is a complete waste of money (ask any honest financial planner and they'll tell you the same)....
- I agree with Lori...My mom took out the Gerber plan for my son. The $10k plan. My husband and I have our life insurance through AIG. good prices on our plans and we to...
Gerber Life Insurance?
Asked by P.B. from Grand Junction
on December 30, 2010
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I got this peice of mail the other day and it was for Gerber life insurance. No idea what that is? I called and asked how things work with that but I am not, in my com...
Answers
- I think Gerber Life Insurance is a great investment. It has been around for years, my parents had one on me. It is cheap and once they are 21 they can cash in on the ...
- Toss it. It's a scam. Not wise financially. Open a savings account or a 529 plan for each of your kids. It's a scam because what it's worth when you die is way m...
- My Grandmother has a policy for every Grandchild and Great Grandchild. I think it goes like this...You choose the amount you want for coverage and if (knock on wood) y...
Gerber Life Insurance
Asked by T.J. from Seattle
on June 15, 2010
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My stepmom has offered to pay for life insurance for my two daughters. When she sent me the paperwork to sign she listed herself as the beneficiary! Is that weird that...
Answers
- Totally weird. That's going to be a hard one to approach, but maybe you can talk to her about these things?
- We have gerber life insurance for our children. Just a heads up here the policy is pretty much just enough to pay for a funeral. Have you discussed this with her? ...
- Generally speaking, it's not a great idea to insure a liability. You should only insure assets (house, car, people who earn an income or take care of the kids). As odd...
Gerber Grow up Plan
Asked by T.O. from Portland
on December 14, 2010
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I am wondering if anyone has started the Gerber Grow Up plan for their children? I received some information in the mail and liked that the policy is worth something w...
Answers
- You're right. Bad idea. You'll never get out of it what you put into it. Start a 529 plan for your child. Much smarter! :-)
- We did not go with the Gerber Grow Up Plan and instead got separate Life Insurance and a 529 plan that also gains value. The life insurance policy we got is cheaper t...
- I guess I'm not very smart according to the answers below. I have bought Gerber life policies for all 4 of my girls. It is very inexpensive if you buy before their fir...
Life Insurance
Asked by D. from Dallas
on September 26, 2006
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Does anyone have life insurance outside of your husbands job??????
Answers
- Yes! Although my husband works for Libery Mutual, most of our Life Insurance is through Northwestern Mutual. I highly recommend them...they can help you with financi...
- We get additional life insurance through the Knights of Columbus, a catholic men's association. We pay 66.00 a month for myself and my husband.
- We have insurance through his job, but it is minimal. Outside of that, we each have $100K and $10K on our two boys. We also have mortgage protection insurance in the...
Life Insurance
Asked by K.L. from Seattle
on March 6, 2009
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Hello Mommys!
I need some advice on getting life insurance. I have life insurance through work, but its not very much. I am 30 years old and I'm wondering if its i...
Answers
- Hi K.. Find a good independent insurance agent who can explain all of your options to you. Whole life insurance is more expensive than term life insurance. It may no...
- GOOD question K.- and NO you don't have to purchase term insurance ( that's the kind that only covers for a certain period of time) - you can purchase the other kind -...
- I personally dumped my life insurance at work, for my daughter anyway.It just wasn't really worth the money and we can't afford the extra expense when I only work part...
Life Insurance
Asked by L.M. from Barnstable
on June 8, 2008
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Can anyone recommend who they use or life insurance?
It is on my list of things to do this week and was looking some feedback.
Do you term or whole?
Thanks for your...
Answers
- Level term life insurance is what you need as others have said. We have 30 year from sbli. I don't think it is necessary to get whole when you are older (someone said ...
- Hi L., I actually work in the insurance field(we sell all companies and types of insurance) and we use AM Best ratings system to find what companies would work best fo...
- Hi L. and everyone else, My husband & I picked up a term policy from Primerica. The company is locally owned as a franchise and I like that. Erick Arndt came to our h...
Life Insurance
Asked by N.K. from New York
on October 5, 2009
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Can anyone tell me about Life Insurance? I'm 8 months pregnant and I would love to get this in place before my baby is born. I know my husband has some coverage thro...
Answers
- Hi N.. I agree with most of the responses. Term insurance is the best. I'm a life insurance agent & I specialized in educating people about life insurance by doing an ...
- Hi N., I would make sure that your SPOUSE not your child is your beneficiary. If your child is beneficiary, someone will be appointed to oversee their money, and it m...
- My husband went in and purchased term life insurance for 25 years when I was pregnant with my second child. The agent will talk with you to figure out how much you/hus...
Do Your Children Have Life Insurance?
Asked by S.H. from Green Bay
on June 15, 2012
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We have seen so many of those Gerber Insurance Policies, and also have several friends who have policies on their children. Do your kids have Life Insurance Policies?
Answers
- Yes, we have small policies on each of our kids. They are connected to our policies. I think it is like $5 - $10 per month. Our agent recommended them when we chang...
- I have and have had life insurance policies on each of my children since I got divorced and they were very young. Now they're all adults and I still carry the poli...
- No....health, dental, vision, but not life.
