Health Insurance: Myself
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Health Insurance
Asked by K.B. from Salt Lake City
on October 2, 2011
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Hi Mamas-I've been working as a contractor for a company and really like it. I've been without health insurance for me and my family since June because of the cost fo...
Answers
- It is too late for you to enroll in COBRA (if it was available before). Normally you have within 60 days of the date of event of losing your coverage to select COBRA....
- We have bcbs and pay $540 a month for a family of 4. We have a high deductable to keep the monthly pymt down. The only thing that helps us to do it this way is that ...
- We've been totally uninsured for years because of this. For a huge deductible, with which we would still be paying all appts etc, it is close to $700/month for us (and...
Health Insurance
Asked by E.G. from New York
on July 24, 2008
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My husband and I are both self employed. We need to change our health insurance as our cobra plan is running out. Does anyone have good/bad experiences they want to sh...
Answers
- Insurance is always so expensive! My husband and I own our own business and through that we have insurance - I think a little over 1000/mo for me, him, and the baby. ...
- Trust me, I know everything is crazy expensive. My husband is self employed and I am currently working only 1 day a week. We pay for our health insurance out of pock...
- We also did the Child Health Plus/Healthy NY program. We didn't qualify as a family for Family Health Plus but did get the kids covered under Child Health Plus. They...
Health Insurance
Asked by N.R. from Houston
on July 20, 2010
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I need advice on health insurance...my husband lost his job in june and has just started a new one...they only pay 50 % of his benefits and we have to pay for our fami...
Answers
- I suggest you look into the plan your husband's company offers and find out what it covers and what type of copays and deductibles you'll need to pay. Even if you cho...
- I would check into Kaiser. Honestly I had always had a bad opinion of Kaiser, but my current company coverage only offers Kaiser, and I have been very pleasantly surpr...
- Don't freak out just yet. My husband is self-employed and I work part-time so we pay out of pocket for everything. Currently we are going through Scott and White, whic...
Health Insurance
Asked by C.M. from Sacramento
on July 11, 2007
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I need help finding a cheap health insurance plan. i just had my daughter 5 mo ago and prego again. My job has been taking out almost 500 each mo and that is toooo muc...
Answers
- I too say check out Health Families. http://www.healthyfamilies.ca.gov/hfhome.asp It does go by your income. Its been a life saver for my son since it covers dental...
- If you are currently enrolled through an employer's plan, you won't be able to make any changes, including dropping the plan, until open enrollment (once a year). Che...
- Have you looked into healthy families for health insurance? The number there is 1-866-484-9166. Is varies from $9-45 a month depending on income. I've been on this p...
Health Insurance
Asked by A.K. from Chicago
on November 30, 2010
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Hi,
We are looking to switch to a different health insurance in the new year. My husband's work is way too expensive. Any recommendations?
Answers
- Good Luck in your findings
- It's really not a good idea. Cost aside, a group plan is your best option. By law, you are covered from group plan to group plan. Should your husband change jobs, t...
- Find a reputable insurance person/broker -- they do not charge you a thing and since they don't work for a specific insurance company, they can offer you a variety of ...
Health Insurance
Asked by S.M. from Denver
on February 5, 2010
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I have never had health insuance as an adult, and i have no idea how to go about getting it. where to find information is the hardest thing i guess because it is the f...
Answers
- Contact Dan Fosco in Boulder. He is independent and usually works with businesses, but I'm sure he'll still help you with an individual policy. He's very knowledgable ...
- I highly recommend Karen Stengel with the Stengel Raisley Group. Her phone number is ###-###-####. She works with my small business but has also helped my husband wi...
- I have been self-employed for 6 years. I have had 3 brokers during that time. The absolute best person I know is my current health care broker. Unlike others he is hap...
No Health Insurance :(
Asked by T.T. from New York
on January 2, 2007
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Hi,
Does anyone know of any low cost health insurance. I work 2 jobs and go to school, since I have to part time jobs I am not offered insurance. I have applied for...
Answers
- Hi T., first let me wish you and your son a happy new year i live in middlesex county, i am on njfamily care, i too work partime and have 4 children ages ...
- Have you tried applying for medicaid? You can qualify for free or low cost health care, go to any hospital and inquire about it or contact you local social services of...
- I also live in Union County the best thing for you to do is apply through your city welfare office and see what they tell you about Medicaid for low cost insurance but...
Health Insurance...
Asked by R.. from Chattanooga
on January 10, 2011
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My fiance and I are finally in a position that we can afford to buy health insurance... barely. His job doesn't offer any insurance plans, so we have to find our own....
Answers
- The options vary by state. I live in MN and have had individual insurance through Medica for 4 years and I am OK with them and the plan I'm on. My deductible is so hig...
- Is there a Farm Bureau in your area? We get BlueCross/Blue Shield coverage through them at a very reasonable rate. (Better rates obviously if you're reasonably healthy...
- Try to research if your State has State provided health insurance... it is much cheaper or free. My kids are on that for in our State...which covers medical and denta...
Health Insurance
Asked by L.J. from San Diego
on February 10, 2011
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Hi ladies...I have a health insurance question that I'm hoping someone can help me with! I am about 19 weeks pregnant and we currently have an individual health insur...
Answers
- Yay for you! Group medical will work for you. Regardless of pre-existing conditions, you are able to join and be covered.
- There aren't pre-existing conditions with group plans, they have to cover everyone.
- You can join the company group plan. No one is excluded from company insurance. That is the benefit of group insurance.
Health Insurance
Asked by S.E. from Dallas
on December 18, 2007
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Hi moms. I'm seeking health insurance for my family. My company just closed down and Cobra payments is just not an option for us. Has anyone had any luck in finding...
Answers
- We are on our own due to owning our own business. We did the research and came up with Aetna being the cheapest of th eones with solid coverage. It is only good if y...
- I am self employed and have Blue Cross Blue Shield. It's a little pricey, but it is one that I know is well accepted. I have NOT heard good things about Unicare or Hum...
- Hi S., You should give Sara Edwards a call! She is an independant consultant that has access to many of the major insurance carriers that you would recognize. She ...
