Health Insurance: Gerber
Results 1-10 from 84 articles
Do You Have Gerber Life Insurance
Asked by J.K. from Dallas
on February 26, 2007
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I don't know if I should get Gerber Life Insurance for my 2 year old. My father has one policy for her (he gets one for all the grandkids) but he's 69 now, and I don'...
Answers
- why don't you look and see if your work offers it first? I pay $1/month for my son's life insurance through work. If your father took out a policy on him, he doesn't p...
- i have it for all 3 of my kids. 18,15 and 5. my main reason for getting it as it helps towards college but they have to be 20 or 21 to get it though. but by that t...
- Not worth much- go term!It's a better deal w/ better outcome. Go to www.daveramsey.com to get more info. D.
Gerber Insurance That Great?
Asked by N.V. from New York
on November 20, 2008
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my daughter is almost 9 months old and i was looking at the gerber things you get in the mail about life insurance for you and your partner and then the life insurance...
Answers
- Hi N., Our financial advisor (who is also my uncle) told us that you should NOT put any money into life insurance for your child. The purpose of life insurance is t...
- N., This is basically a whole life insurance policy for a baby, which is a complete waste of money (ask any honest financial planner and they'll tell you the same)....
- I agree with Lori...My mom took out the Gerber plan for my son. The $10k plan. My husband and I have our life insurance through AIG. good prices on our plans and we to...
Gerber Life Insurance?
Asked by P.B. from Grand Junction
on December 30, 2010
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I got this peice of mail the other day and it was for Gerber life insurance. No idea what that is? I called and asked how things work with that but I am not, in my com...
Answers
- I think Gerber Life Insurance is a great investment. It has been around for years, my parents had one on me. It is cheap and once they are 21 they can cash in on the ...
- Toss it. It's a scam. Not wise financially. Open a savings account or a 529 plan for each of your kids. It's a scam because what it's worth when you die is way m...
- My Grandmother has a policy for every Grandchild and Great Grandchild. I think it goes like this...You choose the amount you want for coverage and if (knock on wood) y...
Life Insurance? Aflac? I Spend Our $ on Health Insurance
Asked by M.N. from Charlotte
on October 18, 2011
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We all have health insurance, but none of us have Aflac or life insurance. My friend told me she spends hundreds a month on Aflac and life insurance and if I don't bu...
Answers
- I actually have some great benefits for my job. I do have health insurance on my whole family, in addition I have life and AD&D insurance on everyone. I can only hav...
- First of all I would never sacrifice health insurance. You never know when you will be sick or an injury can occur. When it comes to life insurance on children, ...
- I wouldn't say you are making a mistake but I will say she is. She is giving up health insurance in place of life insurance? Seems like she is too focused on their d...
Life Insurance
Asked by K.L. from Seattle
on March 6, 2009
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Hello Mommys!
I need some advice on getting life insurance. I have life insurance through work, but its not very much. I am 30 years old and I'm wondering if its i...
Answers
- Hi K.. Find a good independent insurance agent who can explain all of your options to you. Whole life insurance is more expensive than term life insurance. It may no...
- GOOD question K.- and NO you don't have to purchase term insurance ( that's the kind that only covers for a certain period of time) - you can purchase the other kind -...
- I personally dumped my life insurance at work, for my daughter anyway.It just wasn't really worth the money and we can't afford the extra expense when I only work part...
Life Insurance
Asked by L.M. from Barnstable
on June 8, 2008
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Can anyone recommend who they use or life insurance?
It is on my list of things to do this week and was looking some feedback.
Do you term or whole?
Thanks for your...
Answers
- Level term life insurance is what you need as others have said. We have 30 year from sbli. I don't think it is necessary to get whole when you are older (someone said ...
- Hi L., I actually work in the insurance field(we sell all companies and types of insurance) and we use AM Best ratings system to find what companies would work best fo...
- Hi L. and everyone else, My husband & I picked up a term policy from Primerica. The company is locally owned as a franchise and I like that. Erick Arndt came to our h...
Life Insurance
Asked by N.K. from New York
on October 5, 2009
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Can anyone tell me about Life Insurance? I'm 8 months pregnant and I would love to get this in place before my baby is born. I know my husband has some coverage thro...
Answers
- Hi N.. I agree with most of the responses. Term insurance is the best. I'm a life insurance agent & I specialized in educating people about life insurance by doing an ...
- Hi N., I would make sure that your SPOUSE not your child is your beneficiary. If your child is beneficiary, someone will be appointed to oversee their money, and it m...
- My husband went in and purchased term life insurance for 25 years when I was pregnant with my second child. The agent will talk with you to figure out how much you/hus...
Life Insurance for Your Kids?
Asked by S.A. from Washington DC
on March 17, 2011
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So what is your opinion on life insurance for your kids? Should you have it or not?
Answers
- I have it for my son. Shortly after he was born, my husband and I got life insurance for the whole family. Its doesn't cost much and now we have it, heaven forbid we e...
- No, we feel like life insurance, especially the whole life ones, are a gimmick. We don't carry life insurance on ourselves. However, if we weren't in the position ...
- We have a rider on my husbands policy for our children for 20K. God forbid anything should ever happen, at least we have a small amount of coverage to help with any e...
Anyone Know Anything About the Gerber Life Grow-Up Plan??
Asked by J.L. from Chicago
on May 25, 2008
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I have three kids and just got a brochure on the Gerber Life Grow Up Plan in the mail. My husband is a teacher and I am a SAHM and would like some sense of security f...
Answers
- J., We have the Gerber Life insurance plan for our son and we have found it to be pretty reasonable. We will start one for our daughter when she is born. It is paid...
- Hi J., My understanding is life insurance is for the living that would be out of luck if you died. The kids are not financially supporting anyone, therefore I don't...
- Check with your auto or health insurance rep. You can get more and better for less!!! They can help you so much in planning or even your financial advisor can help...
Children's Life Insurance
Asked by M.P. from Cincinnati
on December 13, 2006
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I was just wondering if anyone carries life insurance on their children? My husband and I have been discussing purchasing life insurance on our three children, but wo...
Answers
- M., Speaking as an agent in Ohio and Indiana. It is one of the best gifts you can actually give a child. Now of course I'm partial to the company I work for, but G...
- State Farm has a good program that I can recommend called a 10 or possible 15 Pay Plan, meaning you pay on it for 10 to 15 years, (I think it is 15 years now, it was 1...
- We ahve been tossig that around too. We have State Farm Auto Ins and they do life insurance. So look into your auto ins providers and see if they offer life ins. Yo...
