Financial Service Providers
Results 161-170 from 2,896 articles
Do Banks Check Credit Before Giving You an Account?
Asked by M.P. from Kansas City
on October 28, 2008
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My friend says she was turned down by the bank to be added to her new husbands checking account because she had bad credit(from several years before). I guess she had ...
Answers
- some do but not usually a full credit report. They have some way of checking to see if you bounced a lot of checks in the past and would refuse to give you an account...
- Most banks check your check-writing history prior to opening an account for you, or adding you to an existing account.
- I didn't know that either because we don't sign anything giving them permission to do so. I wonder if they are talking about a different type of check in the bankin...
Questions About Wills
Asked by J.R. from Dallas
on January 8, 2007
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For the last few years I have known that my husband and I need to do a will. We are a middle income family with two small children whose primary assets are our home a...
Answers
- J. I am a lawyer, and although your friend is correct that a "fill in the blank" will will stand up in court, because you will need to establish a trust for the car...
- I agree with the other poster, because you have kids, that complicates matters and there are lots of things you have to specify. It's a bit pricey, but if you consider...
- Hi J., My husband I and too have put off writing our wills. We found a firm, Pre-paid Legal Services, Inc., to help us out. Basically, you pay about $17 per month...
Anyone Declare Bankruptcy Without a Lawyer?
Asked by T.R. from Orlando
on November 29, 2011
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I am in need of declaring a simple bankruptcy (revolving credit only), yes, I am aware of the negative impact, but my circumstance is dire, and will get worse if I don...
Answers
- Our lawyer fees (ch13) were PART of our settlement. As in, we owed nothing up front... the fees were spread out. If something happens (like job loss, illness, etc.) th...
- I ditto Jo. A few years ago we were in really bad debt. We got most of our debt on affordable plans with a lot in the interest and penalties reduced. We raised our cre...
- We filed chapter 7 a little over a year ago & honestlly, I wouldn't do anything w/out the guidance of an attorney. There was way too much mumbo jumbo to take a chance...
What Is Life like After Bankruptcy?
Asked by J.N. from Minneapolis
on April 22, 2008
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I am currently in the process of filing bankruptcy. I am wondering how it will affect my life in the future. Due to illnesses, I found myself in extreme debt and could...
Answers
- I'd just avoid it. I think it's like taking the easy way out. Can you get a second job? I'd consolidate the debt into one personal loan if you can. You may need a ...
- Hi there J., My husband and I filed for bankruptcy a couple of years ago. We had such horrible debt and were relying on a settlement from my car accident to dig us...
- I know that filing was probably not an easy decision ... it wasn't for me but it was relly my only choice after divorce. My life got easier - no more phone calls, no ...
Buying Savings Bonds for My Toddler's Future
Asked by A.A. from Los Angeles
on March 15, 2010
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Hi Moms,
I know nothing about savings bonds, but have heard that they double in value after 7 years from the time of purchase. Is this true? If I buy a $500 savings...
Answers
- Great question! I'll tune in for responses because I'd like to know too...
- I'll start from the beginning. You can purchase a savings bond directly from the US Treasury or from any bank that has agreed to act as an agent for the Treasury. No...
- My mom is a financial advisor. But we're from Mn so that won't help you. And not all financial advisors CHARGE for info! She meets with people all the time and ...
Should I Help My 64 Yr Old Mother Be Financially Responsible
Asked by A.C. from Detroit
on January 26, 2011
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My mother is 64 years old. Her entire savings consists of $64,000.00 from the recent sale of her last house sold due to divorce. She collects a very small retirement a...
Answers
- Well, A., it might help you if you sit down and ask her what all her expenses are and write up a monthly list of what she takes in and what she spends. If you can S...
- I am surprises that she will even get a mortgage at 64 - esp a 30 year one. I know people are living longer these days but will the bank take the risk on someone still...
- She is an adult, and I guess that means she can make her own decisions--right or wrong. BUT if you feel her misuse of her funds is going to impact YOU (pay her bill...
Seeking Help in Getting Driver's License
Asked by B.V. from Dallas
on March 29, 2008
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My sister is a single parent of two boys (13 & 16)The 16 year old is special needs. She gets no financial help from the boys father (yes she has filed with the attorne...
Answers
- Hi B., I'm sorry that your sister is going through all of this. I looked up Occupational License at the DMV website. Follow this link and below all the info about su...
- Has she tried applying for a hardship license? They will grant you permission to drive to work grocery stores doctors appts, etc... I would try that.
- hi im not sure if its ok in ur state or not but there might be a way for her to get a temporary license for work only in order for her to drive to work . it mi...
What Are You Doing to save Money in These Tough Economic Times?
Asked by K.H. from Chicago
on January 10, 2009
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There is a limit to how low I can put my thermostat. I've found a few ways to save money but thought all of you might have some great ideas to share. My friend was a...
Answers
- I get 95% of my staples at Aldi. I love the place. Most everything my family has tried is great. When my husband was laid off for 8 months it saved us a bundle and ...
- There are some great ideas that the other moms have given you! I know a lot of people said shopping at Aldi, but if you live by a Woodman's, I would say go there. We...
- 1) I buy only the number of slices of lunch meat/cheese that make our lunches for a week. I will then go buy more if we run low. I was throwing lunch meat away all o...
Mommy Going Through a Rough Divorce
Asked by P.D. from Phoenix
on June 24, 2008
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I am reaching out to anyone that may have any advice for myself and my daughter. I left an extremely abusive relationship last October and filed for a divorce. I am ...
Answers
- Hi, P. Although there is a lot of good advice being passed to you, know that you are the only one that can get you through this. I went through a similar relationship...
- Ok first of all you need to get a restraining order against him. That is for safety and call the police whenever he breaks it. Charge him when he breaks into your ap...
- It really ticks me off to hear about things like this. You and your daughter are in my prayers. Community Legal Services – free legal service ###-###-#### ...
Work Advice
Asked by B.B. from Jacksonville
on August 2, 2007
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I am having work related problems. I have a 26mth old and a 7mth old and my current employer said I need to look for another job. I was told that my 32 hr a week sched...
Answers
- I can give you a tip, didn't work for me as they require a 4 year degree, Editfast.com...an excellent site to make extra money. I only have a 2 year degree! ARgh, I fe...
- Hi B., I understand what you're going through, and it's very difficult. For 'society' to change, it's going to take people with family values and flexible work eth...
- Hi B. - in my book... work should never be your first priority - you children and family are. It has been a while since your post, so I am hoping that you have found ...
