Financial Responsibility
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Do You Think That Finance Issues Cause Divorce
Asked by R.M. from Atlanta
on March 25, 2008
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I am curious of what other women are saying in regards to finances and marriage. Do you think thta Finance issues lead to more divorce?
Answers
- Money is a big factor in a relationship and having money problems adds to the stress and can be hard to fix. I do that it an be a big factor in divorce. You become unh...
- Hi R.! My name is P. Martin and I am a registered General,Civil, Business, and Domestic Mediator in the state of Georgia as well as an RCI licensed Relationship Coach...
- I think that it CAN be the number one cause of divorce!! You have to work together at finance issues and TALK all of the time. A good place to start is to listen to D...
Rent to Own or Lease
Asked by R.B. from Dallas
on April 28, 2010
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ok my least is coming up in a couple of months and I'm interested in a home I can owner finance or rent to own in Irving TX. I'm currently working on my credit and hav...
Answers
- I tried to rent to own twice and both times I was tricked. The first was through an owner, and just like a previous answer the owner didn't pay the mortgage and the h...
- R., My husband Michael works for a company called Hunter Financial Group. He has been in the industry for 15 years and knows everything there is to know. He also k...
- I would be very cautious of a rent-to-own situation. If you choose this route make sure you have an excellent attorney and you understand everything in your contract,...
Paying Rent
Asked by M.G. from Los Angeles
on July 27, 2011
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Hello ladies. Ok heres my situation. My husband and I live with his grandparents. Husband and his grandma had a verbal agreement that we need to move out by march of...
Answers
- you should pay her. I understand not being able to afford it. Can you talk to her about it? tell her you have found a place and will be moving out but that you need ev...
- Interesting, on one hand in a normal tennant relationship she couldn't kick you out for an argument. On the other hand she was not asking for much in rent in the firs...
- Since she's kicking you out it seems she would be happy that you are finally leaving and it might be worth not getting the money for the 19 days, but in all reality yo...
Sell House Rent Place
Asked by S.H. from Kansas City
on December 12, 2011
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Did anyone ever just sell their house and rent a place even though you had the money to still keep your house? I feel owning a home is so expensive and one thing after...
Answers
- I know an older retired couple who sold their house and bought a condo. They were no longer phyically capable of maintaining their home and it was a good choice for t...
- So far as I can tell the only time renting is better than ownership is when you have little equity to put down. I remember a guy quipping in the Wall Street Journal w...
- I would never sell my house to rent. Now, I love my house, love that I can do what I want with it. Stay as long as we want, have privacy and build equity. It's expens...
Would You Charge Your Kids Rent?
Asked by D.H. from Dallas
on March 5, 2008
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Hi I would just like yall's thoughts on charging your children rent... My husband's oldest daughter still lives with us she is only 19 but graduated early when she was...
Answers
- You are not doing her any favors by allowing her to free load. She needs to pay rent AND help around the house, or find her own place. She's an adult and needs to st...
- from the time i had a job at the age of 16, i paid rent, in high school or college or not. it wasn't much, but it was a contribution to the household. that held firm...
- We are definetly not at that point yet with our children. But my husband and I both have said...the kids can live at home if they are going to school. They must have s...
Rent to Own?
Asked by J.N. from Philadelphia
on August 1, 2011
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Has anyone done rent to own/ lease to own with your house? What side were you on and did it work out? Our house isnt selling and we're considering this. If you did ...
Answers
- Renting to own is a good proposition for some but not most. If you are not having any mortgage problems (facing foreclosure). This may be a good idea for you. Even if ...
- We did this and the man we bought from owned over 50 houses he bought and did this with. We paid him a down payment. We signed mortgage papars. He filed them, the hou...
- As a person on the other end (wanted to rent to own), I can tell you, most of it protects the SELLER, not the buyer (so that's in your favor!) Speak with a real estate...
Should We Ask Our Daughter to Pay Rent?
Asked by J.J. from Chicago
on August 21, 2011
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Hi Moms:
We have a 25 year old daughter who has been living at home during
her senior year of college ( to help save money.. she commuted on the train downtown to sc...
Answers
- DO NOT feel guilty about asking her to contribute. She might decide to move out, or she might take the offer. At 25, she's fortunate she has parents who would let her ...
- When I read this subject line I thought I was going to read about how your daughter lives at home and was completely taking advantage of you. That doesn't seem to be t...
- I too have a daughter who is 25 and living at home (not with me, but her dad) and we all (dad, his wife, daughter and I) agree - She's an adult. She needs to be paying...
Where Can I Finance Furniture with Bad Credit
Asked by T.K. from Dallas
on September 18, 2010
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I need a new bedroom set, but my student loans have demolished my credit. I don't want to rent to own. I just want to buy nice, good quality furniture and make payme...
Answers
- You sound like a generous person, and I'm sure you deserve something nice for yourself. But do you really need a matched set of furniture? I sure don't mind the look...
- I don't want to sound like I'm judging you, but if your credit is bad because of student loans, why not use the good income you have to just knock them out (pay more t...
- A rent to own place might be your only option w/ bad credit. With this economy stores have really tightened down on who they give credit to. I did a rent to own before...
Rent-To-Own - Good or Bad?
Asked by M.A. from Columbus
on May 24, 2010
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My husband and I have been looking for a house to rent in the area and have been faced with a great deal of "rent-to-own" situations. We haven't given it a great deal ...
Answers
- I think it can be feasible, but if you pursue something, make sure you do it legally - consult with a realtor or lawyer to make sure the agreement is legitimate. Don't...
- Be very careful. Here is a response from Financial Guru Dave Ramsay regarding rent to own situations: Does Dave Do Rent To Own? What does Dave think of rent to ...
- NO. Don't pay for a realtor. They are in the business of helping you find properties and get paid on the sale. A real estate attorney would be a better option if yo...
Auto Finance--Do We Have ANY Rights??
Asked by J.H. from Dallas
on January 30, 2008
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Hi Everyone!
I need help. First, I'm not sure what's wrong with me, I've been feeling yucky (stomach) and I'm SO emotional right now. (hope I'm not pregnant!)
Bu...
Answers
- I work at a financial institution and can sometimes hear my collections department. I think that they do have the right to be firm in collecting their money. Believe...
- As a former debt collector, she is trying to scare you. I would get your bill up to date. Some debt collectors have those type of tatics to bully people. Everyone has ...
- J., Sometimes people are just rude. It is her job to collect money - not a fun job I am sure. Why don't you just make sure you pay your bills on time to avoid all...
