Financial Problems
Results 51-60 from 3,128 articles
Financial Decisions on Short Sales
Asked by J.B. from Dallas
on March 16, 2008
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I'm about to do a short sale on my home and have heard about the Debt forgiveness Act that Bush just signed in Dec. 2007. Does this include short sales or just forclos...
Answers
- We also did a short sale on our home and our understanding from our mortgage company was that it does include the short sales as well..Our mortgage company was going t...
- Julie, It is for both, but your income may be a factor. Check with an accountant about your income.
- Hi Julie, The debt forgiveness act applies to the short sale and forclosure. Do a quick search on google and you can find all of the requirements to qualify, not th...
Vehicle Financial Problems
Asked by D.N. from Nashville
on November 28, 2006
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I have a question about letting a car go back. We are buying a 2004 minivan and have been making our payments on time for the last 2 yrs. My husband just found out he ...
Answers
- sorry to hear about that unfortunate event. most dealerships if that is where you purchased will let you surrender it. the bad part though is that the consider it a re...
- D. I would try and sell it for the payoff or find someone to finance it in their name cause you will still have to pay the remaining balance after auction. Which will...
- Hello D., I am very sorry that your husband is losing his job next year. Is there any way that you can refinance your van for a lower payment? With a family of 5, I'...
Old Student Loan Debt from 1988
Asked by R.J. from Dallas
on February 2, 2007
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Hello, MOM's. My husband recently got a wage garnishment letter from his job American Airlines, stating that the US Government wants to garnish 15% of his net earnings...
Answers
- Thanks for your reply!! I was just trying to help a fellow mom. I realize you were asking a two part question. But I was answering one part. Sorry I did not have 1...
- Does he have more than one student loan? A while back I had financial problems and my loans were in default and my credit was bad. Anyway, I was able to consolidate ...
- First, Government has the legal right to garnish for a student loan debt. That's how students can get student loans by the guarantee of the government that they will ...
Coping with the Financial Ruin and Illness of My Mother - Advice Please
Asked by M.S. from Chicago
on June 22, 2011
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My mother is/was very reckless and impulsive with her money, especially with regards to real estate - buying and remodeling various properties. She made a very good in...
Answers
- I agree with Marda P. My own experience— I felt a lot of anger at my own situation and at my husband when, after a huge rehab project of our home, we ended up in dir...
- Maybe you can look into disability for your mother. It may not pay everything, but it could help. My mother-in-law went through something similar. She wasn't ill, ...
- I agree with Lovemygirl. If your mother is unable to work due to her physical condition, she should be applying for social security disability status.
Bankruptcy Sp? RUDE
Asked by M.B. from Nashville
on January 17, 2008
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Some People are just so rude and mean... if you cant say something nice dont say anything at all..i have NEVER once left a mean responce to someone on here
hi i am ...
Answers
- You cannot file bankruptcy on student loans. When Clinton was President there was a law passed saying that you couldn't. Believe me, we've looked into it. Now you c...
- First and foremost go to community counseling. They charge on the amount of money that you have. You are depressed (rightfully so) and you are going through a huge g...
- Ashley, I am 49 Mom and grandmother,recovering Alcholic of 18 1/2 yrs and you must, must go on!! Be happy and grateful you have a daughter, God has given you a ch...
Has Anyone Done a Money Makeover or Financial Peace University?
Asked by N.H. from Detroit
on October 30, 2008
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Hey ladies! Like most moms, our family is trying to be more intentional about spending, saving etc. My main concern is working with my husband to have a realistic bu...
Answers
- I have never used one of those programs but I have read God's Plan For Your Finances and it is excellent. It breaks it down how to help budget your money with real nu...
- Yes !! Take the Financial Peace University Class!!! It will help you save THOUSANDS of dollars each year and truly be at peace with your finances!!!
- My husband and I did Financial Peace University in 2001 and were really successful. We've fallen off the wagon a couple of times since, but always go back to it and it...
Money Problems
Asked by J.L. from Los Angeles
on May 9, 2010
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im so stressed out we are having so many money problems that i cant bare it any more every time i turn around im hit with a new problem i cant take it my husbend and i...
Answers
- J. when it rains it pours. The best part is that through it all you love your husband. Everybody in the world goes through problems we have those days that we just wan...
- rough patches suck, but we all have to go thru them.....but 2 car accidents really takes the cake! glad everyone is ok, except the pocket book......since you mentione...
- You are having a rough time. I've learned over the years from my own experience and watching other people that it's somehow easier to fight during hard times then to ...
Spouse Financial Support.
Asked by A.E. from Houston
on September 25, 2010
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My husband is paying child support for two other children.We have been married for six years. Recently in the last 3 months
he buying a sport car not paying his part ...
Answers
- It sounds like your husband might be a bit depressed. Buying a sports car may have been his way of trying to find happiness since he is struggling with his relationsh...
- So, let me understand...you are going to throw a good father out the door, so a third kid, will now not have a good relationship with his father?! All this, over him l...
- Mom, your husband sounds financiallyand personally irresponsible as a husband and father. I would insist he sell the sports car today and get a small used economy car ...
Financial Peace University
Asked by A.H. from Houston
on January 3, 2008
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This is a spin off another mom's question about debt problems. Several people mentioned this and I would love more information word of mouth-the website seems promisin...
Answers
- If you want the basic outline of the program, read Dave Ramsey's book, Total Money Makeover. The program is fantastic, and will basically teach you all of the things y...
- Do it- please- please please! It changed our lives- changed our marriage- we are on the same page with finances finally! We paid off $49K in 2 years- we have no debt...
- I would attend the classes at a church... you're likely to get more out of it. and BOTH of you have to commit and attend. it doesn't work if only one person is doing t...
We Need Help
Asked by E.W. from Phoenix
on October 7, 2008
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Okay like many others my husband and I are in over our heads in debt. My husband lost his job at the begining of the year. Even though he was able to find wnother job,...
Answers
- Hi E.- Money (or lack of) is one of the biggest stressers in life. I'm sorry you are having to go this tough time. I know many others are feeling the same crunch, so ...
- E.- I know it feels like a big black hole you are in right now (we are just climbing out) but you have so many options! My husband and I are working an awesome prog...
- We have been a military family and my husband is retiring next month. I have tried to plan ahead (a little). I have a home based referral business and can help you e...
