Financial Problems: Infant
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Would You Rent to Somebody with Bad Credit?
Asked by Y.C. from New York
on April 14, 2011
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I would like to know your opinion if you would rent to somebody with bad credit.
Less say that the person had a no so bad credit for most of the 7 years, struggle for...
Answers
- I've done the "rental house" thing and looking back, I should have trusted my gut more. Soooooo...I would look at recent credit. If recently it's not good, I wouldn'...
- I think that whether you have good credit or not, it's how that person makes you feel when you talk to them. Use your intuition. Like Nikki posted credit doesn't = ...
- With the economy being what it is, people losing jobs and unable to find new work, and business going under overnight, I would look at the entire 7 years of credit his...
Financial Problems
Asked by C.A. from Wichita
on May 12, 2009
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My husbands grandma suggested that I file bankruptcy. I am hesitant because of the major affect on your credit. One of my other friends did debt consolidation so maybe...
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- You said husband. That means you two would need to file together. When he married you, he married your debt as well. There are implications both ways (to file or not t...
- Good Morning C., yes dear it is a mess but a relatively small one considering. Budgets are very hard but doable. We just this month paid off a credit card that had rea...
- I dont think you have enough to file for bankruptcy. You could try, but I think you need more debt. Not that you should get anymore. Unfortunately, the rent thing, ...
Bankruptcy
Asked by G.A. from Lakeland
on April 28, 2012
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Hi my husband and I have pretty much decided to file bankruptcy, im very sad about it but with him loosing is god paying job, we just cant afford all our bills now, ca...
Answers
- A good attorney will be worth every last penny (literally) and it can change your life. It's amazing to wake up and not have to worry about collections phone calls etc...
- G.: I'm sorry you are going through this. I would strongly recommend that you go to your local library and borrow books from Dave Ramsey or Suze Orman. You need ...
- They are all going to charge about the same amount, $1500. I suggest you stick with lawyers that specialize in it. Good luck, and I hope things improve for you soon.
Bad Credit No Credit Who Can Really HELP???
Asked by A.G. from Sarasota
on December 21, 2009
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Does anyone know what company is good at fixing your credit? I know that most of the signs on the side of the road are a scam and I know that most that are online and ...
Answers
- I am an expert in Credit Restoration and Education. I have 20 yrs in Finance and Mortgages and have the 1st of 4 books coming out about Credit and Debt issues. ...
- I don't know what all needs to be fixed with your credit. If you just don't have credit (my problem haha) then you can look into getting a secured credit card, which ...
- Hi A., I was a credit manager for many years and there is no way to fix credit except good payments and time. Being in the credit industry so long, I know how greed...
Just Lost My job.....pregnant W/two Kids - NEED BUDGET CUTTING IDEAS!
Asked by S.J. from St. Louis
on April 25, 2010
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I just lost my job, so our household income is now about half what it was. I am 5 months pregnant, so finding another job right now might prove challenging to say the...
Answers
- You are like millions of other people in this economy. It is hard. There is no nice way of saying it. We all live the lifestyle our income allows. Very few of us h...
- Hi S., How many children do you have right now? (Feeding a family of how many and what ages, any pets, etc.) I use a lot of homemade cleaners, but also make my ow...
- Sounds like you're already doing the easy stuff. But you could call up your loan companies and apply for a forbearance. I was unemployed for many months after my fir...
Paying off Debt
Asked by S.G. from Los Angeles
on December 21, 2010
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I am just curious if others here are in CC Debt? What has worked for you to pay it down, especially if your living paycheck to paycheck. How much debt aprox have you ...
Answers
- There are many things you can do, I am not an expert and can not give you any legal advice, but I do have a degree in Economics am finishing up my law degree focusing...
- Definitely Dave Ramsey. The man is a financial GENIUS. Follow his system (easy to understand, hard to DO) and you'll be debt-free in no time!
- we are doing Dave Ramsey Total Money Makeover and I'm a stay at home mom of two and run a daycare so I don't make much but we have 19000 in cc debt and just paid off o...
Debt Advice?
Asked by K.M. from Chicago
on January 17, 2010
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Another question...Here is the situation.
My husband and I....well, mostly me, actually...are in a terrible amount of debt. We have a meager savings, but otherwis...
Answers
- Look at your budget very carefully. I know you said you don't spend frivilously, but now is the time to look at EACH little expense. Do you go out to eat? Stop. Ar...
- Call up the folks in charge of your college debt and relay this information and ask them for a break of some sort. Your great-grandparents would put your claims of ...
- I also recommend the Dave Ramsey books--from the library (free!). We were in a similar situation a few years ago and from his advice (very easy to follow) have paid of...
How to Get Out of Debt?
Asked by M.W. from Kansas City
on May 12, 2007
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This really isn't a question as much as it is me venting. My husband and I both work full time, but don't make a lot of money. We only have one child, who is almost 18...
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- These questions always get a ton of response...because most of us live paycheck to paycheck. It sounds like you are on a right track by having a plan to take care o...
- Ok M., I have a business opportunity for you that you can do on the side of your full time job. I am literally in the same position as you, expect my husband and I hav...
- Check out www.daveramsey.com . My husband and I are doing the dept snowball and in 27 months we will be dept free (except the house) That includes our 17,000.00 car lo...
In So Much Debt
Asked by C.P. from Memphis
on January 10, 2007
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I'm barely can make min. pymnt on my creditcard pymnt. I'm in soo much debt and don't know what to do. I am so depressed, anyone with any ideas that can help me get ou...
Answers
- Have you considered transfering all balances to a 0% credit card? My credit union is running an ad for 0% interest on all transfers for a year. Then, if you still ha...
- Hi. First (if you haven't already) you should work up a budget to see what income your family has and then write up all of your bills and see how short (if you are sho...
- In this case, you have three options; 1)refinance your home, if you own it and IF you have equity. But, in order to get the best rate you need to act BEFORE you are l...
Problems with My Marriage and Financial Decisions
Asked by R.H. from Los Angeles
on June 1, 2011
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It will be 10 years my husband and I will be together this year. The last 2 years haven't been so good. I guess I should back up and explain where this started from. M...
Answers
- I think that you should offer to sell the house to your MIL and her boyfriend outright. If you were considering moving anyway, then just move instead into a townhouse ...
- I'm sure I didn't get it all, so I'm responding to this at it comes into my head. - IF you move and rent out your house in a less than traditional arrangement, GET ...
- Ya know paragraphs are your friend. Okay so first the rental situation. You would be offering them a $200 a month discount on the rental or $2,400 a year. On top ...
