Facing Foreclosure
Results 131-140 from 428 articles
Behind on Bills and Need to Catch Up!
Asked by A.S. from Lubbock
on June 17, 2009
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Hi ladies I need your help bad.I am a stay at home mom and I run a very small in home daycare during the day.Well one of the children that I was watching moved away a ...
Answers
- Have you considered a home based business? I am also going to forward your request to someone I know who works with folks going through foreclosure though I pray you ...
- Contact the dallas morning news and see if they have any openings for newspaper couriers in your area. You throw overnight, usually arrive at their warehouse around 2...
- Hi A., There was some good advice about working at a daycare. I did that with my children so I could be with them. Also, don't pay any non-essential bills like cre...
Need Advice
Asked by L.S. from Las Vegas
on February 10, 2011
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Ok so our house went to forclosure and was sold at auction! So the guy who bought it was here the night prior in my hubbys face-we he got the house. So we decided to r...
Answers
- I'm confused -is he asking you to provide the pool maintenance or else pay an extra $100 for him to send someone to do it? What shape is the pool in right now? Is it c...
- I am so sorry that you are in this situation... I hope you are able to save alot of money over the next few months so you can get out of there! Unfortunately, it i...
- L., I'm so sorry you are in that situation. I can only imagine how hard it is for you & your family. If you already signed the lease I'm not sure how you would be...
Short Sale Information
Asked by L.P. from Chicago
on June 22, 2010
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I have been thinking of trying to sell my house on a short sale. I am just not sure how to go about it. I am looking for any information. Do I contact a realtor? A law...
Answers
- You've gotten a lot of good responses so far so I'll keep it short. We're going through a short sale process now and it takes forever so keep that in mind. Also, che...
- I would first seek a realtor who is knowledgable in short sales (there are quite a few out there nowadays). Depending on your mortgage company and how many mortgages ...
- Ultimately your morgtage lender makes the decision about whether you qualify for the short sale. We lost one offer b/c our bank took so long. It took us 2 years to se...
Has Anyone Heard of Mortgage Auditing Programs.
Asked by J.S. from Dallas
on March 20, 2012
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I received a letter about a mortgage analysis and refund review. They claim that mortgage companies are overcharging and are being forced to refund customers. They c...
Answers
- Sounds like a scam. They get lists of homeowners in towns and then they send out letters like this hoping to get some fish to bite. We got several from different c...
- I googled "mortgage auditing programs" and found everything I need to know.
- Scam! They are using the foreclosure bashing as a way to sucker people. Your mortgage company has not over charged you. If you want to make sure pull out your amo...
Tell Me About Your Experience Purchasing a 'Short Sale'
Asked by M.A. from Chicago
on August 21, 2010
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Hi Moms,
Looking for other moms who have purchased or in the process of purchasing a 'short sale' home....tips, advice, experiences? All info is welcomed! We are s...
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- We have had several short sale homes in our neighborhood over the past 3 years now. Each has had constant contracts - but not one has yet to actually close! A couple...
- Hi - I am an attorney and practice real estate law here in Chicago. I've handled many short sales for both buyers and sellers in the past 2 years. The best advice I ...
- We bought a "short sale" home a little bit over a year ago. I wasn't really involved in the process as my agent handled all the details. It did take a long time for ev...
In over My Head!
Asked by M.H. from Chicago
on November 16, 2007
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Hi, moms! I don't know what to do about the situation I'm in. I was fired back in September, and Ive been working as an insurance representative since Halloween. Th...
Answers
- I used to work for a NON FOR PROFIT (this is key) that housed a Consumer Credit Counseling Service (CCCS) and they have locations in a number of places (and the abilit...
- I've worked several commission only jobs. It's a hard way to make a living. You never know how much you're going to be bringing home. I applaud you for even trying wit...
- not sure what to tell you other then good luck but wanted to let you know that I was a telemarketer while pregnant with my daughter so I understand the 'stain' you dea...
Plano-Kings Ridge Neighborhood
Asked by A.S. from Dallas
on July 27, 2012
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We recenlty have moved from Austin and in process of shopping for a house and one of the neighborhoods that we like just by drving through is King Ridge.
We are yo...
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- I am very familiar with this neighborhood as we looked at it extensively when we were house hunting almost four years ago. At that time there were alot of foreclosure...
- The city of Plano has gone to great lengths in the past 10 years to make sure that whatever new developments occur in it's last remaining vacant land is well-done and ...
- It is Lewisville ISD Elementary school is exemplary Tom Hicks Elementary on Legacy/Lakehill MS is Arbor Creek HS is exemplary Hebron High School Great neighborhood...
Options for Selling the House
Asked by C.M. from Austin
on February 15, 2010
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We just found out that we need about 20000 dollars in repairs to our house. We cannot afford to do this. We owe about 86000 on the mortgage and bought the house for ...
Answers
- Honestly I don't see how you would be able to sell a house that needs almost 20 % of its original value in repairs... by all means, talk to a realtor, but it just seem...
- Depending on the specific repairs (AC, water heater, etc.) will depend on how much of that $20K you should really spend. You actually have two options: 1. spend the...
- I'd recommend having an appraiser come and take a look at the house and speaking with a Realtor for their opinion as well - especially with the market being as depress...
Short Sale Experience
Asked by L.F. from Los Angeles
on April 8, 2009
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i am just wondering if anyone out there has had to do a short sale and how it has impacted them.
Answers
- Hi L., My husband and I did a short sale last year and there was a lot of work involved. The lender (Wells Fargo) took an eternity to approve the offer. I think that ...
- What is a "short sale"???? maybe if you tell us, someone may know about this?
- My husband and I have just decided to short sell our condo. The 2 biggest impacts are 1) to your credit and 2)to your taxes next year. The credit impact can be up to...
Short Sale , Keep Making Payments??
Asked by C.W. from Redding
on July 6, 2011
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I am starting the shortsale process in the next couple days on our house. We have tried to sell it and the price is just to high. The market crashed, we are upside dow...
Answers
- My friend Irene Jacobson is a realtor who also happens to be an expert in short sales and foreclosures. She is extremely honest and ethical in all her dealings. She ...
- You need to call a realtor that is knowledgeable on short sales. Most banks will not allow a short sale unless payments on the mortgage have already ceased. I say most...
- If you stop making payments after an amount of time passes. Usually it is about 6 months the bank will start the foreclosure proceedings. It can take anywhere from 9...
