Credit Cards
Results 41-50 from 3,567 articles
Credit Card Debt Help/advice
Asked by L.P. from Chicago
on August 20, 2009
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Hello. I am just interested in hearing anything you ladies have done to help with your credit card debt. I have quite a bit built up on my card. I am able to make min...
Answers
- I tried a debt settlement company and all they did was take my money and the settlement amounts weren't anything I could do. They wanted 3 payments of $3000 over 3 mon...
- I too would suggest Dave Ramsey. If you live in Lake County he is on the radio at 1220 am from 1-4. His Total Money Makeover book changed our entire way we look at m...
- I am not sure what your debt is, but I can only tell you our story, we had about $10,000 in credit card debt, the collection calls were depressing me and we were going...
Credit Cards Debit
Asked by S.R. from San Angelo
on March 25, 2009
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Am having problems my husband got laid off and we have credit cards we need to pay
but my problem is I don't make enough to pay my bills and credit cards what should ...
Answers
- I know it stinks and times are tough but you have to pay in the order of importance! Rent/morgage and electricity...grocries...etc...then whatever is left over you can...
- S.- I'm sure someone will have some good advice for you, but the first thing I would suggest is for you to call your credit card companies. Many times you can work...
- Im sorry you are going through Credit Card debt. The best advice I can give you is to call the CC companies and let them know about your situation. Be honest and call ...
Credit Card Trouble
Asked by L.P. from Chicago
on February 3, 2008
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I have gotten into some credit card debt trouble. I had trouble a while back. I rolled my debt into my mortgage. Now, I am trying to refinance and I owe more on my hou...
Answers
- Hi L.! I have to ditto previous posters about Dave Ramsey, try to either borrow or go out and but The Total Money Makeover - it will help you and get you inspired. ...
- Unfortunately, sounds to me your going to have to find a second job or your ( husband ). I too was in the same situation, at the time we didn't own a house, It was mo...
- I just wanted to put in one more vote for Dave Ramsey. Not only will he help you get out, but help you stay out and build for a great future!! Listen noon-3p.m. on 95...
Credit Card Debt!!!!!!
Asked by C.E. from Boston
on November 14, 2007
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Can a credit card company take you to court eventhough you're paying them something (100) monthly???
Thanks!
Answers
- if you are having problems i recommend calling American Consumer Credit Counceling, ACCC. I've worked with them and will make my last payment this summer! It took 5 y...
- Yes, a credit card company can take you to court even if you are paying them. If the amount that you are curretnly paying them ($100) is less than the amount on your m...
- I am pretty sure they can try, but if you have proof that you are attempting to pay SOMETHING then they won't be able to do much.
Credit Card Problems
Asked by J.M. from Lansing
on April 4, 2009
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Last year was a rough year financially for us. We lost income and got behind in all of our bills. I finally stopped paying our credit cardsto catch up on our house,tr...
Answers
- Times are trough, but not paying your credit cards is suicide. These should be paid before any other bills except your mortgage. Call each of your creditors, and talk ...
- Hi, J., We have foubd ourselves in the credit cards debt up to 17,000.00 and to solve the problem I enrolled into the DMP plan (DMP stands for Debt Management Plan) w...
- Ask the credit card companies to lower the interest. Try to always pay the min. and not use the cards anymore. Also try a consolidating home equity loan or other suc...
Tips to Pay of Credit Cards
Asked by B.F. from Lubbock
on January 16, 2008
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What is the quickest and easiest way to pay off credit cards. Has anyone used a consumer credt counseling service or debt consolidation? Is there anyway to decrease ...
Answers
- I second Total Money Makeover with Dave Ramsey. Get his book and read it cover to cover - you'll be able to read in rather quickly. Also, he's going to be in Dallas ...
- You can use CCS, and they are good. You can negotiate on your own... but beware, this will show up on your credit report!
- Hi B., My husband and I went through Financial Peace University also and it was SO amazing. It actually inspired a passion in my husband to help others. We made som...
About My Credit
Asked by A.L. from Dallas
on June 17, 2011
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how can i get a credit report with out paying for it are giveing them my credit card number
Answers
- You could ask your banker...
- www.annualcreditreport.com. Each of the three agencies has to supply one free credit report per year. I get one report every 4 months from a different company. The...
- http://www.ftc.gov/bcp/conline/pubs/credit/freereports.htm This is a link to the website. You are entitled to one free report each year from each of the larger cre...
Credit Cards...what to Get Now?
Asked by H.J. from Minneapolis
on October 23, 2011
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Sounds like a question for someone who has many but I have had "a "credit card...the same one since I was sixteen. Due to circumstances( which has nothing to do with a...
Answers
- You can get a credit card without an income...I did last year....as long as you have a good credit score. Of course best advice is to pay it off each month. (I have s...
- I don't understand all of the people who are so anti-credit card. I have a discover that gives me up to 1% back on most things and 5% back on gas (although they have ...
- I encourage you to stick with your credit union. They deserve your support, because while the big banks have been busy "screwing" people over many local credit unions ...
Credit Help
Asked by E.N. from Dallas
on February 6, 2010
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hi im 18 and im trying to build up credit fast does anyone know how to start lol
Answers
- Get a checking account; believe it or not, it will give your credit a small boost IF you keep it in the black (don't spend more than you have) also, if you have good s...
- First, ask your bank to pull your credit report and go over it with you. There could be things on there that aren't yours, which could make it difficult to gain good ...
- I would suggest getting 1 credit card and then paying all your monthly bills on it (with online bill paying you can sign up and it will automatically take out money wh...
Looking for Credit Card Relief
Asked by K.H. from Los Angeles
on January 25, 2009
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hi, I am wondering if anyone has worked with, or knows of, Financial Freedom of America? I have a lot of credit card debt following my divorce and I am wondering if t...
Answers
- Hi K., I haven't heard of Financial Freedom of America, but I wanted to share with you that my husband and I own our own business. We teach families how to make and s...
- I would phone the credit card myself. You can negotigate the same deal as them, and not pay thier fee. good luck S. W.
- Sue had good advice. You can negotiate with the credit card companies directly. Look into Dave Ramsey's http://www.daveramsey.com/ website and check out his books fr...
