Credit Cards
Results 31-40 from 3,651 articles
Credit Cards
Asked by J.C. from Chicago
on November 13, 2009
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My husband has been taking care of the bills for are whole marriage. Now I am finding out we have some credit cards with high balances and interest rates that is maki...
Answers
- If you can, review the past year of APR for the cards and see if there have been changes without notification. The new bill requires notice before they can increase bu...
- i've heard where people have a huge amount outstanding they can negotiate a lower amount, or at least that's what debt consolidation companies do. you can get a lower ...
- If you haven't already done so, call the credit card companies and request a lower rate on existing balances and ask them to remove the fees. If they don't, close the ...
Credit Cards
Asked by M.D. from Washington DC
on April 25, 2012
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My husband and I have way too many. I'm trying to close them and transfer the ones with balances to 0% cards.
Basically I will have one with a balance on it that i...
Answers
- i really really hate the complicated dance the credit companies have created. no credit? bad score. too much credit? bad score. no late payments but too many cards? ba...
- Do not close them as you lose you history with that card, the crazy thing if it is a good history for sure keep it open and if it is bad, it doesn't go away anyway. Pa...
- I have one card for situations where I HAVE to have a card (like renting a car). For emergencies I have an emergency fund in my savings account. The problem with c...
Mom Business Owners- Do You Take Credit Cards?
Asked by M.M. from Chicago
on March 31, 2010
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Hi moms,
Do you have a business and do you take credit cards? If so, do you use Paypal, a bank credit card machine? I would like to take them over the phone and am...
Answers
- We just started using Authorize.net to process credit cards. You still have to find someone for the credit card processing and get a merchant ID but after that you get...
- Hello, I tried taking credit cards for my small business last year, and the fees were way worse than dealing with paypal. There was a setup fee around $160, and then ...
- Use paypal, it is so much easier, easy to set up too.
Recommendations for Best Credit Card Mileage Plan
Asked by S.R. from San Francisco
on July 12, 2011
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Hello Mamas!
My hubby and I have been discussing opening a line of credit that we would use to buy our groceries and pay all of our regular bills, and then pay off ea...
Answers
- We use our Citibank card the same way you do. I love the miles I get for AmericanAirlines and AmericanAirlines has an online "mall" so if I order things like ink for ...
- Statistics show that people spend 47% MORE when paying with a credit card vs. cash. That will be one expensive vacation!
- I like American Express even though the cards have an annual fee. But I charge all my groceries, gas, utility bills, and any other purchases I make during the month. ...
Small Business Credit Card Recommendation
Asked by J.P. from Chicago
on January 5, 2009
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Does anyone have a small business credit card that they are happy using? I have recently set up my website and my business is growing. I don't travel for my job, but d...
Answers
- I love my business Discover. I love the cash back bonus. I used it to buy presents this year :)
- J.-The American Express is by the the best!! The fee is a write off anyways and is worth it and you get points. We have been using it for years and have had to dispu...
- I have used Advanta for a number of years for my stamping business (http://lisamiller.stampinup.net) and have been mostly happy. Yes they won't budge on their interest...
Looking for the Best Travel Benefits Credit Card
Asked by M.P. from Chicago
on February 2, 2007
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Hello Mommies -
I am writing because my husband may be doing some overseas travelling for work. We want to find a credit card that will allow us to maximize the m...
Answers
- We use the Delta American Express Card. It is 2 miles for every dollar at many places. Sometimes it's triple miles. We have been very happy with it so far, and just...
- Denise, We have a Capital One Card which allows you to earn miles that do not expire for the life of the account. You can earn 2 miles or 1.25 miles per dollar s...
- I'm also a fan of American Express. They have awesome dispute resolution services and we've used our "points" several times before quite easily. They've even expande...
How Did You Get Your Credit Card's Interest Rate Lowered??
Asked by K.A. from Tucson
on July 27, 2010
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Hi all! I have a credit card which I no longer use but am still in the process of paying off. I am currently making double payments each month but my interest rate is ...
Answers
- Capital One is extremely stubborn. We opened the card with a fixed rate offer. A few years later they denied ever existed that way. They have raised the rate withou...
- www.daveramsey.com it worked for me! one of the things I have learned is that if you are paying your bill, they are not going to make it any easier for you to pay...
- I had the same issue with capital one. They are a pain in the you know what. We have had the card for years, always been active users, always pay more than minimum a...
Credit Starter
Asked by M.B. from San Antonio
on March 30, 2009
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i was wondering if anyone knows of a good credit starter credit card with low interest and apr. and also a good credit limit?? please let me know. thanks.
Answers
- If you don't belong to a credit union you can join, I would suggest that. My credit union is GREAT. I will NEVER go back to a regular bank. I have two secured cred...
- Another Dave Ramsey fan chiming in here. Please do not get a credit card just to "build your credit" (or encourage anyone else to do so...especially a teenager or col...
- My husband and I have found that the best credit card is American Express. It has a good rate. Now typically if you don't have any credit your limit is going to star...
Gift Card Problems w/Target and Visa Bank Cards - Beware
Asked by N.O. from Chicago
on December 3, 2007
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Hi All,
We have lots of teens that we purchase gifts for - and most of them would prefer gift cards. We also use gift cards for employee prizes at our company funct...
Answers
- Hey there..oh how I know the hassle that you are talking about with these sorts of cards. I just wanted to let you know what I have figured out with them. I work at St...
- I think I've kind of had it with the whole gift card concept. I've given many of them myself, but the excitement over the idea has worn off for me. Not to seem ungr...
- We can make it easy. Don't shop at Target. They don't support our veterans!
Credit Cards
Asked by S.C. from Detroit
on January 7, 2010
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Hello...I am just wondering if I am to close some of my cc's would it hurt my credit score and also if I asked the cc companies to take a pay off amount (less than wha...
Answers
- Go to www.Suzeorman.com she has all the up to date info on credit cards issues. Good Luck!
- Hi S., You retain good credit just by paying bills (phone, utilities, etc) on time. I know you don't need to have a credit card to keep your credit score. I have neve...
- I have heard that closing to many can hurt your score. I an going to recommend www.crown.org this is a Christian organization that give great and blblical advice. ...
