Credit Cards
Results 21-30 from 3,886 articles
Credit Card Theft
Asked by P.M. from Dallas
on April 27, 2011
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my husband and I went to gass up this past friday, there after went to Target to grab a few items before going to my sister in-laws, and then saturday afternoon, Bank ...
Answers
- Happened to me 3 months ago. Someone racked up 1000$ on my credit card in one day. My credit card company took care of it when I filed identity theft. People can be scum.
- Hopefully your bank will take care of it plus any additional charges that were fees. I have had this happen. Immediatly change cards as I think you would anyway. I ...
- If you look up ID theft, you can find the direct FTC site that details how to handle fraud like this. At least you know that BoA was watching your card.
Credit Card Rewards
Asked by A.S. from Los Angeles
on April 11, 2012
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Does anyone take advantage of credit card rewards and is it really worth it? I got an app for an American Express airline miles card and after looking at how much it ...
Answers
- Love love love our Amex Starwood card. Great deals on vacations with the points.
- i hear it takes a lot to get travel out of it. We do chase rewards and after a few thousand here and there, we cash out some gift cards for dinner and shopping. Works...
- We use one of the Chase cards and we run all business expenses, etc through it. We do travel a lot and have a lot of business expenses so our rewards add up pretty fa...
Best Credit Card
Asked by M.S. from Chicago
on July 26, 2010
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We our looking for a new credit card with a rewards programs(either cash back or travel). Does anyone know of a great one to get?
Answers
- I too say Chase. We have a leisure rewards card through them and we like it a lot.
- We use the UPromise card. We get 1% back on all purchases plus some stores and restaurants give an extra percentage and there are even some brands of products that gi...
- It doesn't matter. They're ALL a bad idea as far as the "rewards" go. The average credit card user will pay 47% MORE for an item compared to if they were paying ca$h...
Credit Card Debt Consolidation
Asked by C.C. from New York
on May 21, 2009
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I am wondering if anyone has any experience with credit card debt consolidation/ elimination/ negotitation. What were your experiences? And if so, what company/ websit...
Answers
- Have you tried snowballing or debt stacking your debt? To many of those companies ruin your credit by placing notes on your credit report, I know thats not importa...
- just make sure you pay NO money up front
- Call the credit card companies yourself - request they give you a lower interest rate or tell them you will close the account and transfer to a lower interest credit c...
Amazon Credit Card?
Asked by K.R. from Sherman
on April 17, 2012
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Thinking about getting an Amazon Credit card. I live in the country, so i shop Amazon all the time for the things we cant get in our area.
We have good credit and wo...
Best Credit Cards
Asked by E.B. from Chicago
on February 7, 2010
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My husband and I are considering getting a new credit card to build up rewards for travel. We travel at the holidays (either Thanksgiving or Christmas) every year and ...
Answers
- We use the Capital One No Hassle Rewards card and although I'm pretty sure they do charge an annual fee, I have not had any issues being reimburded for travel. They he...
- I understand, I hate when some of these people do not read the question. Credit cards are not bad when you pay them off every month.........its when you spend way too...
- it's ok but you really have to spend a lot to get just one ticket. the best i have is the reg. american express and discover. you get a check back at the end of the ...
Credit cards/Debt/Living Within Your Means
Asked by C.O. from Washington DC
on August 5, 2011
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there have been a ton of questions on here lately about credit cards, debt and living within your means....there was one mom who emptied her wallet and was surprised.....
Answers
- Well, I like to use credit cards, because I get cash back on my purchases. We never carry a balance, so I don't think I live beyond my means at all. If you are able ...
- We've been a cash only family for a few years, as well. Here's why I WANT a credit card: - My dog broke his foot. We had to wait ELEVEN days to get paid, because...
- We are working hard to be a cash only family too! We are only $2000 in credit card debt and working hard to get it paid off, but due to unforseen medical expenses we ...
Paying off Credit Card Debt
Asked by S.M. from Kansas City
on April 3, 2011
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Please help me put this in perspective...
Here's my dilemma. I owe an enormous amount of debt. I don't really feel that bad about it. I tell myself that the mone...
Answers
- I have tried so many things to get out of debt. The only thing that I found that is working is something called Capital Resources. It is a software program that mana...
- You need to pay down the debt on the credit card no matter what your justification because God forbid you or your husband is out of work again, you will need to free i...
- I was last year and the year before. because of unpaid maternity leave and a high risk pregnancy with extra dr bills I was living off my credit card for the essential...
Debit Card Questions and Opinions
Asked by M.C. from Detroit
on June 9, 2011
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I've been reading all these articles about retailers being charged when consumers use their debit cards and eventually these charges will be passed on to the debit car...
Answers
- Not exactly what you asked, but I'm going to throw it in anyway. I always use my card as "credit" because when you run it as credit you get the same fraud protection ...
- A law has just been passed which PREVENTS banks from charging the store a fee when we use our debit card as a credit. I actually just got a letter from my bank about t...
- It costs more for a store to handle a check than it does the debit card. Keep swiping. Big Brother will always make sure to charge business owners for doing business...
Credit Cards
Asked by D.D. from Detroit
on June 29, 2010
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has any one every called credit card company to ask to lower balance so you could pay card off? if so, how much was reduced?
Answers
- I tried w capital one and they flat out said no. I asked to speak to the manager and they said no also. My sister however had good success, they were having financial...
- It really depends on the cc company. My husband called over a year ago when his cc was bought out by Chase and asked for tehir help. they put him on an interest free p...
- Just call and ask... Don't settle for the first answer - ask to speak to a supervisor and another and another until you get the answer you want. It doesn't hurt to ...
