Credit Cards
Results 181-190 from 3,892 articles
I Dont Know Whether to Breathe Fire or to Cry.
Asked by ღ.. from Detroit
on September 30, 2011
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My husband just called me, he pulled his credit for fun or something today. There is a credit card charge in his name on his credit thats about $3500, its being paid...
Answers
- Maybe to confirm what he suspects already, before he calls Dad and says Hey your card is showing up on my credit report. Or before he calls the credit reporting agen...
- He had a brain fart. Give him a dope slap, then a hug and put it behind you. So many of us do stupid things every now and again!
- My grandpa was Senior, my dad juinor and my brother the third. Things like bank accounts and mail always got confused. You hubby needs to use Jr and or his middle in...
Question About Buying Our First Home
Asked by M.M. from Columbus
on February 22, 2011
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My husband will be graduating physican assistant school in late May and we are excited to start the process of purchasing our first home. Over the past several years, ...
Answers
- CONGRATULATIONS on becoming a home owner!!! Yes, your debt to income ratio will be considered in your pre-approval for your mortgage. You need to get pre-approve...
- I believe your credit score will be affected by your credit card debt. Your credit score looks at the credit available to you and then how much of that available cred...
- I'm sorry that I can't directly answer your question. I hope that your credit issue doesn't affect the purchase of your home! Sounds like you are on the right road t...
Help! Need So Advice on Debt.
Asked by D.P. from Chicago
on August 14, 2008
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My name is Lisa I live in tinley park. I screwed up big time I have a lot of credit card debt, my credit score is low and I feel bad for what I'm putting my family th...
Answers
- Is it a gambling, drug, or alcohol problem? How about habitual shopper? There's help out there for almost anything nowadays.
- First off, don't beat yourself up. We all make money mistakes, put that energy into wanting to make it stop and live a better life for you and your family. I'm on the...
- I wonder if your working or looking for a home based business. I have a number with free info, you can check it out and leave a message if your interested in more inf...
Anybody Rent a Vacation Property Through VRBO?
Asked by L.S. from Los Angeles
on November 17, 2010
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And did you pay via check or credit card? We've never done this before and are just wondering which payment method is "safest" when you are not dealing w/ an establis...
Answers
- Another vote of yes for VRBO. We have used them for properties in Vail, Breckenridge, Destin, Myrtle Beach and a local lake. Never, ever have we had a problem. We p...
- credit card, several times, and we LOVE VRBO. We've never had a problem, but if you use a cc, you can always try to get the money back that way. We've always had g...
- We used it to rent a place for a family reunion in Door County, WI -- it worked out great.
Husband's Wallet Stolen!!
Asked by D.Q. from Dallas
on June 10, 2007
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My husband's wallet was stolen last night while he was out with some friends. He said he talked to the police, & I had no problem cancelling his debit card. (Luckly no...
Answers
- Your best bet is to contact the credit bureaus - Experian, Equifax, and Trans Union. Here's a link with contact info for all three companies: http://www.fightidentity...
- Call the 3 credit bureaus and put a block on your credit. You will still be able to pull credit but you will have to answer questions only you will know the answers t...
- Call the credit bureau and put a "fraud alert" on your account. You will be notified every time someone applies for credit in your name(including you and your husband...
How Do I Get Husband to Stop Spending Money?
Asked by H.M. from Norfolk
on December 12, 2008
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My family has been hit by these hard financial times like everyone else yet my husband cannot stop spending money. If I give a credit card for emergency purposes he us...
Answers
- It is obvious that you both have two different money styles, he is the fun one and you are the responsible one. If you could both add the fun (you) and the responsible...
- It's sad and so frustrating when our husbands cannot submit themselves to the financial budget. I used to sit down with my husband and plan a monthly budget, which he...
- I'm sorry you're having such a hard time with your husband spending money! That does make things rough, especially when he seems to be running from taking a part in de...
How to Consolidate
Asked by L.V. from Phoenix
on October 3, 2009
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I would like to know if anyone else has tried consolidating or lowering the credit debt w/these agencies that supposedly have gov't support to reduce your debt. I am ...
Answers
- L. ~ There's a reason they are called CONsolidations. If you're looking for a common sense way to handle overwhelming debt, you won't find better than Dave Ramsey....
- I work in Realestate and run into this alot. Mortgage companies will not help in a modification if you are managing your bills.I suggest that you contact a good lende...
- we used 'take charge america'- a free service for az residence but that was a couple of years ago. they only charged maybe $5 to have it taken out of my account every ...
My Husband Spends Money as If It Will Never End.
Asked by C.M. from Detroit
on January 31, 2011
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My husband spends all the money in our checking account even when all the bills aren't paid, He takes care of the bills but if didn't have enough in the checking he w...
Answers
- OF COURSE take over the fiances and all cash and checking accounts. How much more debt do you need to go into before you would think this is a serious problem? ...
- I certainly would take over paying the bills and do auto pay. If necessary open an account in your name and take most of the money for safe keeping and use it for an ...
- yes maam, my dh has this SAME issue, he doens't have 1 active cc in his name, if he gets one and spends like that on it, (i have all and full control of money) his cc ...
Writ of Garnishment
Asked by C.I. from Fort Myers
on September 1, 2008
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This is very embarrassing, but we just had our checking & savings accounts frozen because of a very OLD credit card bill. I guess there is no statute of limitations on...
Answers
- Hi C., I have been listening to Dave Ramsey lately and he is a big anti-credit card fan. He gives alot of great ideas on how to get out of debt and clear your name. ...
- Hi C., sorry to hear that you have been having such a rough and trying time, hope things are looking up for you and your family. Thanks for passing along such useful a...
- This is terrible and i totally understand. We got into a little bind and tried to go with a credit counseling service. Most of these are scams so be carful if you deci...
Advice Needed for Minimizing Small Business Debt
Asked by M.D. from St. Louis
on October 15, 2008
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I left the corporate world and decided to make my own job after my whole department was laid off. I worked in Aviation for nearly 15 years. I seemed to be lucky enou...
Answers
- I would strongly reccommend that you check out www.daveramsey.com. My husband and I went through his Financial Peace University about 18 months ago and I can't tell y...
- I would advise you to contact your creditors. You can ask them to lower your rates, but don't stop there. If you have a reasonable amount of money that you can affor...
- www.daveramsey.com this is all the direction you'll need.
