Credit Cards: Toddler
Results 1-10 from 2,624 articles
Changing Credit Cards....
Asked by J.W. from Chicago
on December 24, 2008
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I am thinking about getting a different credit card. We currently have one that accumulates miles for air travel, but it takes so long to get anything from it, that I...
Answers
- Hello J., I used to have an AA miles credit card as well. Once I finally got my flight out of it, I was looking for a new one as well. Citicards has lots of differen...
- I highly suggest getting a UPromise Citi Mastercard (www.upromise.com). If you haven't already set up a UPromise college savings account (for free) for your little on...
- Hey J., I have had a number of different 'awards' gathering credit cards. I have to say the BP visa seems to be the most lucrative (sp?). We have had TONS of free...
Suggestions for a Good Credit Card That Gives Back
Asked by M.M. from Chicago
on June 2, 2008
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Do you ladies have any suggestions for a reputable major credit card that offers a great cash back/rebate/gift program? Oh, low interest rate and no/reasonable annual...
Answers
- we use chase freedom card..money back and no interest offers too.
- We have a Toys R Us card from Chase. You get 1% back on every purchase and 3% on any purchase from Toys R us, Babies R us, etc. You get the $ back in gift cards for ...
- Discover Card is nice. No limit on rebate amount. We pay our daycare with this at KinderCare. We also use a Citibank Dividend card, but that has a cap of $300 in ...
Credit Card Debt Consolidation
Asked by C.C. from New York
on May 21, 2009
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I am wondering if anyone has any experience with credit card debt consolidation/ elimination/ negotitation. What were your experiences? And if so, what company/ websit...
Answers
- Have you tried snowballing or debt stacking your debt? To many of those companies ruin your credit by placing notes on your credit report, I know thats not importa...
- just make sure you pay NO money up front
- Call the credit card companies yourself - request they give you a lower interest rate or tell them you will close the account and transfer to a lower interest credit c...
Credit cards/Debt/Living Within Your Means
Asked by C.O. from Washington DC
on August 5, 2011
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there have been a ton of questions on here lately about credit cards, debt and living within your means....there was one mom who emptied her wallet and was surprised.....
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- Well, I like to use credit cards, because I get cash back on my purchases. We never carry a balance, so I don't think I live beyond my means at all. If you are able ...
- We've been a cash only family for a few years, as well. Here's why I WANT a credit card: - My dog broke his foot. We had to wait ELEVEN days to get paid, because...
- We are working hard to be a cash only family too! We are only $2000 in credit card debt and working hard to get it paid off, but due to unforseen medical expenses we ...
Credit Repair
Asked by S.B. from Dallas
on July 20, 2010
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Has anyone used a credit repair company? I am currently in a place in my life where i can be proactive and i figured that this really couldnt hurt. I do not have credi...
Answers
- I used to work for a credit repair company that also took over making people's payments and paying their bills, etc. Although it was not a 'scam'- all the clients I ev...
- I was a mortgage broker for 15 years & I highly recommend you get Dave Ramsey's book...he has very detailed info on how to repair your credit & he has all 3 credit rep...
- I have heard from others that those type of companies can screw you up worse then you might be screwed up now.
Credit Cards
Asked by D.D. from Detroit
on June 29, 2010
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has any one every called credit card company to ask to lower balance so you could pay card off? if so, how much was reduced?
Answers
- I tried w capital one and they flat out said no. I asked to speak to the manager and they said no also. My sister however had good success, they were having financial...
- It really depends on the cc company. My husband called over a year ago when his cc was bought out by Chase and asked for tehir help. they put him on an interest free p...
- Just call and ask... Don't settle for the first answer - ask to speak to a supervisor and another and another until you get the answer you want. It doesn't hurt to ...
Recommendations for Best Credit Card Mileage Plan
Asked by S.R. from San Francisco
on July 12, 2011
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Hello Mamas!
My hubby and I have been discussing opening a line of credit that we would use to buy our groceries and pay all of our regular bills, and then pay off ea...
Answers
- We use our Citibank card the same way you do. I love the miles I get for AmericanAirlines and AmericanAirlines has an online "mall" so if I order things like ink for ...
- Statistics show that people spend 47% MORE when paying with a credit card vs. cash. That will be one expensive vacation!
- I like American Express even though the cards have an annual fee. But I charge all my groceries, gas, utility bills, and any other purchases I make during the month. ...
21 Month Old Still Not Talking
Asked by S.S. from Des Moines
on March 12, 2008
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My son just turned 21 months old at the end of February & he just started "repeating" mama back to us when we ask him "Can you say mama?" I am told & have read that b...
Answers
- Hi, S.- you need to contact your areas early education intervention asap- if ur little boy is only just saying his first word, there is something wrong... the sooner y...
- Have you considered taking him to an audiologist or speech pathologist? My son went through the same ordeal and we noticed by the time that he was about 20 months he w...
- I was glad to see your request. Well, you are not alone. I have a 21 month old as well that says maybe 8-10 words inconsistently. Has your child a history of ear in...
Gift Card Problems w/Target and Visa Bank Cards - Beware
Asked by N.O. from Chicago
on December 3, 2007
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Hi All,
We have lots of teens that we purchase gifts for - and most of them would prefer gift cards. We also use gift cards for employee prizes at our company funct...
Answers
- Hey there..oh how I know the hassle that you are talking about with these sorts of cards. I just wanted to let you know what I have figured out with them. I work at St...
- I think I've kind of had it with the whole gift card concept. I've given many of them myself, but the excitement over the idea has worn off for me. Not to seem ungr...
- We can make it easy. Don't shop at Target. They don't support our veterans!
Credit Card Debt Help/advice
Asked by L.P. from Chicago
on August 20, 2009
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Hello. I am just interested in hearing anything you ladies have done to help with your credit card debt. I have quite a bit built up on my card. I am able to make min...
Answers
- I tried a debt settlement company and all they did was take my money and the settlement amounts weren't anything I could do. They wanted 3 payments of $3000 over 3 mon...
- I too would suggest Dave Ramsey. If you live in Lake County he is on the radio at 1220 am from 1-4. His Total Money Makeover book changed our entire way we look at m...
- I am not sure what your debt is, but I can only tell you our story, we had about $10,000 in credit card debt, the collection calls were depressing me and we were going...
