Credit Cards & Interest: Myself
Results 1-10 from 1,363 articles
How Did You Get Your Credit Card's Interest Rate Lowered??
Asked by K.A. from Tucson
on July 27, 2010
-
Hi all! I have a credit card which I no longer use but am still in the process of paying off. I am currently making double payments each month but my interest rate is ...
Answers
- Capital One is extremely stubborn. We opened the card with a fixed rate offer. A few years later they denied ever existed that way. They have raised the rate withou...
- www.daveramsey.com it worked for me! one of the things I have learned is that if you are paying your bill, they are not going to make it any easier for you to pay...
- I had the same issue with capital one. They are a pain in the you know what. We have had the card for years, always been active users, always pay more than minimum a...
Credit Card
Asked by M.W. from Boston
on July 16, 2010
-
Hi Mamas,
Can anyone recommend a low interest rate credit card. I haven't had one in years (I do have a debit card).
Thanks a bunch and have a great weekend.
Answers
- We have one thru Citibank and have never had any problems even with all the recent talk from everyone about credit cards raising interst rates and lowering credit liim...
- I just just one from Chase. Seems like they are heavily trying to attract new card members, since I got 0% introductory for one year, 12% after that and no annual fees...
- We have Citibank cards and a company Visa from Bank of America. We like the perks on air miles and cash back However, I have no clue what any interest rate is beca...
Credit Card Debt
Asked by J.L. from Chicago
on October 6, 2010
-
anyone have any experience with credit card consolidation? Are credit card debt is starting to be too much, and we can't use a equity loan to help may down are debt. I...
Answers
- You must read Dave Ramseys Total Money Makeover!! This book transformed me and my family financially! I was in your position a couple of years ago when I saw someone...
- Dave Ramsey changed our lives!!!!!!! I cannot say enough good things about it. We had a lot of credit card debt and I felt like I was the only one worrying about it....
- Hi, I had my debt consolidation done last year using the equity, and it did not reflect bad on my credit whatsoever. Infact all the debts were combined in one and my m...
Gas Credit Card
Asked by G.A. from Lakeland
on July 8, 2011
-
Hi anyone no of a credit card thats just for gas purchase only?
Answers
- I have a Walmart Discover that we just use for gas. Walmart gives a 5 cent discount for it.
- Chevron gas card. You can use it only at chevron!
- Do you mean so if you wanted to gift it to someone they could use it only for gas? Like a prepaid gas card? If so then yes those do exists as well as the credit cards. :)
Credit Card Debt Help/advice
Asked by L.P. from Chicago
on August 20, 2009
-
Hello. I am just interested in hearing anything you ladies have done to help with your credit card debt. I have quite a bit built up on my card. I am able to make min...
Answers
- I tried a debt settlement company and all they did was take my money and the settlement amounts weren't anything I could do. They wanted 3 payments of $3000 over 3 mon...
- I too would suggest Dave Ramsey. If you live in Lake County he is on the radio at 1220 am from 1-4. His Total Money Makeover book changed our entire way we look at m...
- I am not sure what your debt is, but I can only tell you our story, we had about $10,000 in credit card debt, the collection calls were depressing me and we were going...
Best Credit Card
Asked by M.S. from Chicago
on July 26, 2010
-
We our looking for a new credit card with a rewards programs(either cash back or travel). Does anyone know of a great one to get?
Answers
- I too say Chase. We have a leisure rewards card through them and we like it a lot.
- We use the UPromise card. We get 1% back on all purchases plus some stores and restaurants give an extra percentage and there are even some brands of products that gi...
- It doesn't matter. They're ALL a bad idea as far as the "rewards" go. The average credit card user will pay 47% MORE for an item compared to if they were paying ca$h...
Looking for Credit Card "Perks"
Asked by J.P. from Chicago
on October 25, 2007
-
Hi Moms,
I was just wondering what types of incentives credit card companies are offering besides free hotels and free airline miles. Does your credit card offer a...
Answers
- The newest program I have registered for is uPromise. It's a 529 savings plan to save for school expenses. These expenses could include college tuition, room and board...
- Actually, someone mentioned only using "store cards" for special sales, etc. But, the GAP actually has a new GAP Visa... it can be obviously be used at GAP/Old Navy/B...
- Personally, I like cash back. My favorite is probably the original Discover Card (1% back + monthly special purchase categories that give you 5% back). They also let y...
Credit Card Trouble
Asked by L.P. from Chicago
on February 3, 2008
-
I have gotten into some credit card debt trouble. I had trouble a while back. I rolled my debt into my mortgage. Now, I am trying to refinance and I owe more on my hou...
Answers
- Hi L.! I have to ditto previous posters about Dave Ramsey, try to either borrow or go out and but The Total Money Makeover - it will help you and get you inspired. ...
- Unfortunately, sounds to me your going to have to find a second job or your ( husband ). I too was in the same situation, at the time we didn't own a house, It was mo...
- I just wanted to put in one more vote for Dave Ramsey. Not only will he help you get out, but help you stay out and build for a great future!! Listen noon-3p.m. on 95...
Does Anyone Have a Disney Credit Card?
Asked by K.S. from Kansas City
on March 23, 2011
-
I am thinking about getting a Disney credit card and was curious what others thought about it. Do you like your card and what kind of perks do you get? We are wantin...
Answers
- Wow simple question and you're getting attacked for using a credit card. Whatever. I have the disney card and love it. The percentage for points on it is not that g...
- Wow, just wow, the poor person asks about a credit card program and gets lectured of the evils of credit cards. So a study of credit card use at McDonalds shows spend...
- There is no positive side to credit card use. You will spend more if you use credit cards. Even by paying the bills on time, you are not beating the system! But most f...
Credit Card Debt Consolidation
Asked by C.C. from New York
on May 21, 2009
-
I am wondering if anyone has any experience with credit card debt consolidation/ elimination/ negotitation. What were your experiences? And if so, what company/ websit...
Answers
- Have you tried snowballing or debt stacking your debt? To many of those companies ruin your credit by placing notes on your credit report, I know thats not importa...
- just make sure you pay NO money up front
- Call the credit card companies yourself - request they give you a lower interest rate or tell them you will close the account and transfer to a lower interest credit c...
