College Savings & 529
Results 71-80 from 205 articles
Christmas Gift Ideas
Asked by J.L. from Los Angeles
on October 25, 2008
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The Holidays are coming and family and friends are asking what our little guy needs. We had three baby showers (yes, three...we know too many people) and now have way ...
Answers
- The gift of time - babysitting so you can go out.
- Ah, I say if they are going to buy anything make the age for the gift a little older for the child that way he can grow into the gift instead of growing out. My son wi...
- What a blessing your family and friends are! :) Start building up your little guy's library. Board books are great for now and the near future, but also start getting...
Upromise
Asked by D.S. from Dallas
on October 15, 2010
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Does anyone know anything about Upromise? I know that the purpose is to raise money for college, but I have no idea how it works.
Thanks!
Answers
- You can tie store cards to it and I think a credit card so that when you purchase certain products (all have the Upromise logo) you receive so many cents or whatever ...
- You will apply it to a 529 plan. You earn points toward your account by shopping either with your loyalty cards or using their website and their links. Other people ca...
- There are a lot of different ways to earn money for your upromise account. They have lots of on-line merchants that you can link to through their website and you get ...
College Pre-Paid Tuition Plans
Asked by N.P. from Chicago
on April 8, 2011
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Just curious if any of you invest in a pre-paid tuition program for your children. If so, which plans? If not, how else have you chosen to invest for your child's ed...
Answers
- Yes you are wise to pull out. Dave Ramsey has some great advice about college saving plans. And he will give you specifics on how to go about it & what programs to ...
- We did the 529 and then it was closed and our money sent to a new fund. We found out the fees were much higher and after 9 years we made 2.2% total which we could have...
- We have not contributed to any “college plan” and never will because whatever money you put in that kind of plan will be considered college money when your financi...
Newborn Costs??
Asked by S.L. from El Paso
on April 10, 2009
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I've gotten such great responses from my other question, I decided to just ask all my questions to other moms instead of looking it up online! Ive been trying to think...
Answers
- It's so hard to quantify a question like this because even though you feel like you may have everything you need, inevitably, there is something you have forgotten abo...
- Planned Parenthood says that a baby averages about $199 a month. I'm also a military wife and there are somethings that are paid for but there's so much that isn't. If...
- Hi S.. Congrats on the new baby! Your life is fixing to change indefinitely!! Well, I have to say the 1st year really didn't cost a whole lot (excluding the fact that...
Saving for College
Asked by C.M. from Dallas
on September 10, 2010
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Hey Moms,
What are some things you have done to save for your children's college education? We don't have a lot of money so I can't put away tons of money each mon...
Answers
- by bonds.. they don't make a lot of interest.. but they stay there and you don't touch them.. i have lots of bonds for both of my kids.. they also have disney stock wh...
- I agree with opening a 529 plan. The proceeds can be used for any higher education expenses, such as housing and books, as well as tuition at private and state univer...
- We use a financial planner to help us determine how much will be needed by the time that child graduates and budget accordingly but for ultimate flexibility we keep th...
How Does Upromise Work???
Asked by J.G. from Chicago
on September 4, 2009
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I signed up for UPromise while I was online last night, but I can't figure out how it works. Do I collect "points" only by purchasing items when I shop online with the...
Answers
- UPromise is an awesome way to start saving money for you child for college by doing everyday shopping. They put money into an account for you and after you aquire so m...
- I've been using it for 4 years and only have about $20 on there! You register store card numbers (I have mine, my husband's, my dad's and my brother's)like Jewel prefe...
- I joined in 2001 because SBC used to give rewards for the phonebill. Since then I've linked my drugstore, grocery and speedpass to the account. I just realized in the ...
Anyone Use Upromice?
Asked by H.M. from Dallas
on September 1, 2006
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i was on the pampers website and they had an ad up for upromice and i was wondering if anyone uses or used at some point their investment for college? it looks pretty...
Answers
- Michelle - if you don't already have a 529 for your kids, then this is a way to do it. I have been a member of Upromise since before my son is born, he's now 2 1/2, an...
- I have advertised for them before. When I had my almost 2 year old I signed up. I should have a LONG time ago. They have money in their accounts. Also I have famil...
- Maybe if you start now it'll be worth the trouble and if your family members (grandparents) will participate it'll help. I've done it for years and it's only added up...
Gerber Life Insurance/College Fund
Asked by C.S. from Milwaukee
on January 31, 2012
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Hi Mom's
Anyone have or is looking into the Gerber LI/College fund?
Opinions?
Thanks!
Answers
- Go with 529, or a state college savings plan. If they don't go to college? Cash it in. There will be a penalty, sort of like cashing in your retirement plan early...
- Better off opening a 529 than doing the Gerber thing.
- I think there are better ways to save money for your child's college. And life insurance for a child is pretty dumb in my opinion. The chances of a child dying are ver...
Have You Started a College Fund for Your Children?
Asked by L.A. from Austin
on September 1, 2012
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Have you all started a college fund for your child/children?
Here in Texas it is time to enroll in the Prepaid collee Tuition fund. The cut off date is Feb,. 1st.
...
Answers
- We are currently spending it as my daughter enters her second year of college. Much like TF Plano/Allen, we feel it is our responsibility to educate our daughter (our...
- We are getting ready to invest $5k in an Exchange Traded Fund that follows the Dow. Using the average percentage return of over a 20 year investment, our $5k becomes ...
- ABSOLUTELY! I enrolled both of my children in the FL Prepaid College Plan as soon as they were born. I strongly feel that this was a priority. When they get ready to...
Curious About U PROMISE
Asked by M.G. from New York
on May 12, 2008
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I was just wondering if anyone is signed up for you U PROMISE.I just wanted some opinions on it becasue I am considering joining.Thanks
Answers
- I have been a member for over 7 years. It it's a great system they have in place, my husband loves it and knows more about it than I do, all i know is he is always me...
- We joined, and if you just link your store cards, etc., it does add up slowly. But, I figured something was better than nothing. If you shop online a lot, that adds ...
- Personally I love it. I registered all of my supermartket cards, as well as my credit cards, and debit card. You get a percentage from buyuing gas, you can shop onli...
