Childcare Expenses
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Need Some Reassurance!! :/
Answers
- I'm going to state honestly, I didn't read the fellow responses before posting this (Except Suzy M, which I just want to mention, she placed an unwelcome comment on MY...
- edit: I like to reread and see what others have to say, as well. In doing so, I noticed that there seems to be a popular misconception that "preschool" and "home dayc...
- J. you can do it ,go for it. Besides your kids are grown a little and you've always been with them at home. If you are not comfortable with in-home daycare which I nev...
Can't Afford a Baby?
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- I personally disagree about waiting for insurance. You can pay it out, or save up for the majority of the costs upfront. I do believe they should get the child insur...
- Some people have suggested midwives, which is a good idea. However, keep in mind that most midwives are not licensed in the event that the pregnancy becomes high risk...
- Count me in as one who suggests waiting until the couple is better insured. I never expected my pregnancy to take a turn for the worst: my daughter was delivered via...
Raising a Second Family.....
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- Hello J., I returned to California and brought my grandson back this past Sunday. My daughter is currently in the hospital undergoing treatment. It looks like he will ...
- Dear J.....bless your heart....i can understand your frustration but i understand you're heart as well...don't have any words of wisdom, you're just doing what has to ...
- I'm still raising my 'first' family, but I know two dear ladies who are in a similar situation to yours, and they (like you) are still proud to be called "Mama"! I...
Gerber Life Insurance?
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- I think Gerber Life Insurance is a great investment. It has been around for years, my parents had one on me. It is cheap and once they are 21 they can cash in on the ...
- Toss it. It's a scam. Not wise financially. Open a savings account or a 529 plan for each of your kids. It's a scam because what it's worth when you die is way m...
- My Grandmother has a policy for every Grandchild and Great Grandchild. I think it goes like this...You choose the amount you want for coverage and if (knock on wood) y...
Deciding on a Gym
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- Hi B.... I am a yoga instructor and would love to offer you private yoga sessions at your home. Yoga is a wonderful way to get in shape and stay healthy. The best p...
- I am a member at lifetime but make it a point to go when I have someone to watch my daughter. I wouldn't call it childcare or babysitting, just someone to make sure th...
- We joined the JCC, Jewish Community Center, (we aren't jewish) and they have a nice clean gym and good child care. my daughter always had fun there. Only $1 for the ti...
Stay at Home Moms...
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- Start your own business. I listened 2 friends & neighbor's concerns about errands, meals, time, etc...& began offering 2 do things for them they either did not have t...
- T., I commend you on all the great things you're doing already for your family (one car, clipping coupons, no cable, etc). I also commend you for your commitment to ...
- Do you need to do some debt reduction to allow you to stay at home or are you debt free, but need the dual incomes for monthly living expenses? If you need to get rid...
Home Budget
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- A budget is basically a list of anticipated income and expenses for a set period of time, making sure the income is larger than expenses. As time goes by track your i...
- We use Dave Ramsey's forms and he a few great books as well. Please check out his website.
- go to dave ramsey website you can see his budget forms from his book
Need to Work but Can't Aford Daycare
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- My husband and i are the same a 2 paycheck family. we moved from Rowlett to Mckinney and found out day care for our boys doubled so we check out getting a nanny inste...
- How old are your twins? I might be able to help you out. I have an in-home-daycare with lots of activities. I open mon-fri 7:30am to 5:30pm. I'm at McCreary and FM54...
- Have you tried home child care? I am a registered home provider in garland. I charge 125 per week for infants and 90 per week for preschoolers. Our ratio is much lower...
Do You Think This Is Unreasonable?
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- You need to let the courts decide. Hopefully you have a lawyer advocating for you. He SHOULD want the money going through the courts--it's proof for him that he pa...
- What is your lawyer doing about this? Have you consulted him or her? Does your husband want RECONCILIATION counseling? In other words - is he trying to get back with y...
- I don't think it's unreasonable given your current situation, but I do think you need to make it a priority to change your situation so you can get a better paying job...
All the Self Employed Moms, Mlms, Freelancing Etc
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- Make sure you have a good accountant and legal counsel....someone who KNOWS the IRS rules and regulations. Yes, you can write off your home office, HOWEVER, with th...
- Yes ,you are considered a self-employed business owner and you can deduct any expenses. I'm a Mary Kay consultant. When I was in Canada, I was an admin. assistant an...
- Hi N., Yes, technically if you are receiving 1099 income (independent contractor), you have your own business and are self-employed. Yes, you will be able to deduc...