Childcare Expenses: Infant
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Take the Job or Stay Home?
Asked by *.*. from Philadelphia
on February 14, 2013
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Good morning Mamas! Wondering your thoughts on this.
My DH has been laid off for nearly 3 years. One company that recently turned him down is now interested in him....
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- There is NO right answer. I think it is 100% up to the two of you. An interesting comment is I could almost guarantee you if the roles were reversed, and it was a ques...
- Due to the economy, lack of jobs, layoffs, etc., gaps in employment are very common nowadays, so I wouldn't really worry about that at all. Hell, I quit my long time ...
- I guess it is up to him. I would probably choose a daycare situation. Being at home all day with a baby is very hard, and it's difficult to be "on" all the time to pro...
Staying at Home VS.Working...
Asked by A.S. from Dallas
on July 6, 2010
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Hi again ladies..
Ok, so here is another questions for you mamas out there. I currently work for a local school district as a member of the support staff so rig...
Answers
- I've been having this same dilemma. Would like to see advice you were given.
- Been there! I made more money staying and working out the house then I did going out and working full time! I have a home based business if you're interested. ###-#...
- I think the biggest issue for you to consider is the insurance. You have to have insurance. See if that can be obtained through your husbands job or if you can afford ...
Feeling like a Loser
Asked by S.S. from Dallas
on January 29, 2008
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Ok let me start out by saying I have a good job I make good money. But I still can't seem to keep up with the cost of raising my kids. Between rent, electric, water, c...
Answers
- Perhaps you would qualify for WIC. This will help cover some of the grocery basics. Also, if you belong to a church (or even if you don't) I would speak to your chur...
- You are not a loser even though I know we all have low points. Keep your head up! Once you stop working if you are taking cut or not being paid you will qualify for WI...
- I would have to agree with Cindy S! Amen, Sister =)
Becoming a SAHM???
Asked by B.G. from Springfield
on March 14, 2012
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Ok, where to do I start?! I am 30 years old, have been married for 9 ½ years to a wonderful man and we have two little girls – 3 years and 4 years (will be 5 next ...
Answers
- hun...I hate to say it...but this is way more of a task then I think you maybe realize...2/3 of income is a HUGE chunk...I have never met anyone who has successfully d...
- What about your husband staying home and keeping the house the way you both want it and god wants? I stayed home with my kids but I was the lower income earner, I w...
- I left my job when my son was around 2 and 1/2. It was a hard decision because my husband and I relied on our two salaries to get by. I also had health benefits, my h...
Need Opinions on Friends Weddings
Asked by K.B. from St. Louis
on December 6, 2010
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Okay, so I'll preface by saying that this is kind of long and I am somewhat frustrated, but I want peoples opinions one what to do. So here is some background. I am ...
Answers
- Tell them honestly, and be upfront that you would love to be at their weddings, but you already committed to the other two and it is not financially possible for you t...
- Just to add, my dear friend was unable to come to my wedding because she was across the country and I was not at all offended or hurt. I missed her but she was a poor...
- i am glad you got lots of great advice. everyone is right, they should understand. one thing to keep in mind is, women without children have basically no understanding...
Is It Really Worth It?
Asked by B.C. from Dallas
on November 28, 2010
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I was just wordering, how much of a childcare discount do daycares give you when you work there and your child goes to school there? is it really worth it? my husband ...
Answers
- From my experience, you are more likely to get free tuition for your kids if you work for a family-owned day care. My sister runs a few, and all of their employees ar...
- It REALLY depends. Some school the tuition is totally waved, in other schools there's no discount at all. Others can run from 10%-90%. It changes per each individual s...
- Some childcare places give a discount and others don't. The amount of the discount differs from place to place. You could call some potential sites and ask. Find ou...
SAHM Going Back to Work - Feasibility
Asked by K.M. from Portland
on January 7, 2012
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So, what makes it financially feasible for a mother to work outside of the home? In other words, after paying for childcare how much money leftover makes it viable for...
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- Financial feasibility is one thing. I've raised two kids myself so working was a matter of necessity. No question about it. Another thing in recent years that I have...
- It all depends upon the household. If I work - it's all "cream" as some would say - my income makes no difference to our budget as when we got married we planned on my...
- In my opinion if the person can make a salary that is enough to still bring home any money after expenses are paid then she could easily go back to work. Like you say ...
Vacations Destinations with Kids
Asked by L.B. from Portland
on December 11, 2006
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What are some good vacation destinations for familys with kids? I have a 2 year old, 7 and 8 year old. I'd love someplace warm that offers childcare or supervised kids...
Answers
- take a cruise. Disney cruises are nice, but almost all cruises have child care and activities. They are great.
- Hi! Jamaica is a great place to visit and childcare is included from 6 weeks on up. They have a child center and they have wonderful teachers. They are open until 6...
- Well, there aren't any supervised activities but there is a waterpark in Boise that we just visited this last summer with our 3 and it was the highlight of the 10 day ...
Should Grandma Be Paid for Watching Her 2 Grandkids?
Asked by A.B. from Chicago
on May 6, 2008
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I was helping my son and dil by watching my 2 grandchildren 3 days a week while my son went to school. Son now has a full-time, good paying job. I have been feeling a ...
Answers
- I do not live close enough to our families, but I defintely think you should be compensated. These are not your children and you have raised your children therefore t...
- I work from home. But when I did work outside of the home, my mom's offer was to "give" us one day a week of free babysitting. My mom still comes 1 day a week for me...
- Yes, I think you should be paid! My parents helped me with my children when I got divorced and finished school and did not expect any payment. I am now remarried and m...
Question Claiming Dependent Care
Asked by E.F. from Spokane
on August 29, 2007
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I have been searching for a new sitter for my daughter and I think I have found the right one. Another mom, aged 35,who is willing to bring her daughters (ages 2 and 5...
Answers
- Sounds like you'd be getting a great deal at that rate. And, I'm guessing you just had a miscommunication as to what rate you would be paying. You were factoring in ...
- Just a thought say you did claim your day-care expenses and you get audited.They will ask for itemized bill of services rendered and fees. If she does not claim it you...
- You should go ahead and claim your childcare expenses, no matter to whome they are paid. If she chooses to "fly under the radar", so to speak, then that is her choice,...
