Budget
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Budget
Asked by T.G. from Dallas
on October 6, 2009
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Hi! I am currently looking for sites that are helpful to a family on a tight budget. Any information on great thrift shops for nice clothing, places to get discount sp...
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- T., Women love to shop, but spending money is another thing altogether......Yuck! My sister and I used to go to garage sales every weekend. Just for a couple of hou...
- Tracy Where are u located. If u are near me I know where everything is. I am the quee. Of thrift and savings!
- T., I recommend Dave Ramsey's site, too. He has a free budgeting worksheet on there that is wonderful. The Financial Peace University is AWESOME! I use the Groc...
How Do You Create a Budget?
Asked by A.M. from New York
on December 3, 2011
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We need to get on a budget so that we can save to buy a house. Those of you that follow one- how did you do it?
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- First thing to do is track where you are spending your money. It helps if you can do a chart of some sort where each day you come in and write down what was spent duri...
- What you need: Pen Paper All your bills On one write down all your EXPENSES - bills at the end of the month and how much you pay - Include savings and Retireme...
- I cannot recommend Dave Ramsay enough! He has lots of budgeting info in either book: Financial Peace or Total Money Makeover. The first thing you really need to do...
Birthday on a Budget
Asked by M.P. from Odessa
on April 2, 2010
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My daughter is turning 10 and I need ideas for a fun birthday party (on a budget). I liked the ideas for the boy parties, but some ideas more girly. Thank you!
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- My daughter just turned nine and we did a sleepover pizza party. We got the pizza at Little Ceasures for $5.00 each. She got to pick out a movie to watch at the Red Bo...
- the salon at home parties or "chickie day" parties as my granddaughter and I call them. Are always hits. You can set the girls up at a table or kitchen floor space....
- How about a make your own Pizza party. The girls could design their own aprons first with fabric paint or pens and iron patches etc. If you have enough time you can...
Do Any of You Have Your Budget down to a T?
Asked by A. from Dallas
on December 2, 2006
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I'm still trying to plan our budget and would like to know if you have a spreadsheet you could pass on w/ any additional info to help me get organized.
Can you give...
Answers
- I have been listening to Dave Ramsey on the radio. He is on from 1-4 pm on 570 AM. We plan on going to see him live in February here in Dallas. Here is his website:...
- I also have a spreadsheet, probably like Stacy's, that breaks down income and expenses. I also have a budget plan, and the most important thing that helps us stay on t...
- A. can you send me your email address. I have a template excel spreadsheet that is very organized. It breaks things down by income, Home Expenses, Daily living e...
How Much to Budget?
Asked by J.T. from Dallas
on September 29, 2008
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What do you think is a reasonable amount of money to budget for these necessities: food, toiletries, diapers, etc. for a family of 3 per month (me, huband, and 18-mont...
Answers
- We are a family of four with only one in diaper's and would say we probably spend around $250.00 a week. I think as long as you budget $200.00 you should be fine. If ...
- We are a family of 6: 2 parents, one teen boy, 3 younger girls and I spend about $140 a week for groceries/toiletries. I price match at Walmart and plan meals around ...
- We are a family of three, one 2.5 year old with two fluffy parents =). We budget $100 a week on groceries and are big GroceryGame people. It does take a lot of time to...
Household Budget
Asked by A.K. from Kansas City
on January 2, 2009
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Hi, I made a request a bit earlier about credit counseling, but I think that is not what I am looking for. I am looking for help creating a household budget, finding ...
Answers
- We use MS Money and it makes things a lot easier to keep track of. We used to try to do it all with just an Excel spreadsheet and Money is so much easier. You can down...
- My sister helps us with our budget. She is working toward her CPA. She helped us pay off almost $22,000 in debt in 2008. She might be willing to help you???? Ple...
- No experience with MS Money, but Quicken is a great tool to see where your money is going and helps to budget in as much detail as you want. It also allows you to dow...
Wedding on a Budget!?
Asked by A.D. from Dallas
on January 1, 2010
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We are planning an outdoor wedding for May and we are on a strict budget. I was wondering if anyone has any ideas on how to plan a beautiful unique wedding for cheap. ...
Answers
- We had our wedding outdoors at my parents' lakehouse. I thought I would end up saving a ton of money by this DIY method, but ended up spending a ton more. I know it is...
- I married my husband in my (now our) backyard! All the money that I would have put into rentals and flowers, I just put into sprucing up the yard. We kept everything...
- The gazebo in Addison is on Beltline and it's on a wooded trail but also easily visible from the road. I know someone who got married there and they reserved it throug...
Home Budget
Asked by B.T. from San Antonio
on July 28, 2010
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Hey Mom's. I am a single full-time working mom and doing ok. However, I know that I can budget better. I know that this will sound stupid, but how do it do it? Are the...
Answers
- A budget is basically a list of anticipated income and expenses for a set period of time, making sure the income is larger than expenses. As time goes by track your i...
- We use Dave Ramsey's forms and he a few great books as well. Please check out his website.
- go to dave ramsey website you can see his budget forms from his book
Need to Budget!
Asked by M.A. from Denver
on October 6, 2008
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Hi there. I'm looking for some advise for a family budget. My husband and I both work and more than anything I want to be a stay at home mom. For years I have been ...
Answers
- Both Crown and Ramsey are excellent sources. I would start by educating yourself and take over houshold finance. That being said, I am assuming by your choice of r...
- Is there any reason that you NEED him to participate in writing out a budget? Of course, ideally, you'd work on it together, but I don't see why you couldn't at least...
- I would say that you should just go ahead and make the budget. Show him that it is feasible for you to be a SAHM and what it will require. Sounds like if this is som...
Photographer...on A Budget!!
Asked by C.H. from Dallas
on January 31, 2011
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I need suggestions for a wedding photographer...but we are on a budget, so finding one is NOT easy. I don't want anything over the top or super fancy. I really just wo...
Answers
- I do not know what your "budget" consists of, but I recommend my husbands cousin. She is a proffesional photographer and graduated last year from college. Her business...
- Congrats on your wedding! You could contact an amateur photographer in the area...many of them are looking to add to their portfolios and can give you a reasonable rat...
- Where and when is your wedding? I'm not a professional by any means, but I am trying to put my "shingle" out there to see what happens. E-mail me and we can chat to ...
