Budget: Myself
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Trying to Stick to a Budget
Asked by M.M. from Dallas
on July 2, 2008
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I've created a budget to deal with my husband's and I expeses because with gas prices the way they are, we can't afford to spend money frivilously. The only problem is...
Answers
- Good for you! I would suggest 3 seperate bank accounts. One for the house. You will have to decide how much you have to pay yourself. This account is just for pay...
- How is he getting ahold of the money he is spending? If it is credit card or checking account, take them away and only alot a certain amount of cash per week, PERIO...
- I'm a huge Dave Ramsey fan also and we're currently members of his Total Money Makeover website and are working the babysteps. Check out his book and with all honesty,...
Food Budget
Asked by M.M. from Chicago
on April 2, 2010
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Hi moms,
I would like to create a budget for our family, I'd like to start with food budget first because it seems like the least transparent item. Our other expences...
Answers
- We spend $150 every week on food we are a family of 4 plus I run my daycare and provide all foods for that as well. First off I make a list of what we need daycare/us ...
- If you live anywhere near a Caputo's or similar type of store, you can save alot of money there. I cut my grocery bill in about half when I started shopping there. T...
- I am a family of 4 and have learned to live very lean due to tight economic times. Once a month my husband will drive about an hour into Boston to a place called Roxi...
Budget
Asked by S.R. from Houston
on January 6, 2011
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Me and my husband are wanting to start a budget, can anymore gived me some advice
Thank you
Answers
- Start simple! My husband and I started doing this a while ago and as long as we set simple, obtainable goals it works for us. The first thing we did was set out all ...
- Yes, it seems as though Dave Ramsey has become a cult leader. . . but he KNOWS what he's doing, he shares his knowledge, and knowledge is POWER. We took Financial P...
- The only information u need is www.daveramsey.com and look up his financial peace university. My husband and I along with several family members and friends are workin...
Career - What Would You Do?
Asked by M.R. from Chicago
on October 15, 2010
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Current situation: After 15 years into your gig you have a job that pays six figures, is a fairly easy job. You're tenured and there is very little chance of getting ...
Answers
- When you are 80 and look back what will you think? How old are your kids? In Europe it is more the culture to have a manageable job and then find fulfillment outsi...
- Yes you have itchy feet and want to explore. I think a lot of this desire comes after having children. You give birth and a whole new world opens up with many, many ...
- If you're getting paid 6 figures and can't aford the tuition to go back to school, how are you going to be able to aford not working for 2 years and taking a huge pay ...
Budget
Asked by M.M. from Los Angeles
on September 27, 2008
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hi everyone.
my husband and i are are trying to make a budget and want to stick with it. i would love suggestions and ideas on you guys budget and come up with rea...
Answers
- Start keeping your recipts for a month and add them up at the end to see what you spend. I have a budget I use every month. Send me a message and I will e-mail it to y...
- I was in debt over my head and had about 10 credir cards go to the collectin agency. This was about 5 years ago and it had gotten so bad I stopped opening my mail alt...
- My husband and I decided on a budget when we first got engaged because each of us had some debt we needed to get rid of, a wedding to plan for and a house to save up f...
Does Anyone Stick to a Real Budget- Monthly or Weekly? Willing to Share Ideas?
Asked by M.D. from Dallas
on September 2, 2007
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Ok moms- I need to know Im not alone. Im a SAHM and I feel that my husband makes enough for us to live comfortably and me to not work. But come time to pay bills- it...
Answers
- Check out the Dave Ramsey - Total Money Makeover - a life changing book for budget/daily living. U can order the book online or get it at most bookstores. He also ha...
- Hey there - I am just sharing what we do here... Both of us work - but we are in our 1st home (almost 2 yrs now!) and I feel it's VERY important to stick with a bud...
- We finally went to a cash only method for weekly extras....not bills, but anything extra like birthday presents, stops at a restaurant, things for the kids, makeup, et...
The Beauty Experiment - Would You Do This?
Asked by C.O. from Washington DC
on January 10, 2013
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There was a woman today on Good Morning America that went one year without wearing makeup. She wanted to find out "what a man would do" - deodorant, MAYBE some gel, no...
Answers
- No way. I barely look acceptable WITH my makeup on and hair styled and colored! No thank you.
- It's got to be a very small percentage that spends that much. Think Real Housewives types. I'm higher than most people on here mainly bc I get my hair professionally...
- This is my everyday. It is a rare occasion that I DO wear makeup. I used to go to Hair Cuttery maybe every 3 months - $25 a trip, but now I've had to start hiding so...
Starting a Budget
Asked by M.J. from Chicago
on July 29, 2008
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Hello! I'm a sahm whose looking for some good suggestions on how to do a budget for our household. My husband makes decent money so we are spending freely while mana...
Answers
- I found it easier to organize by using Quicken. Use your debit card or check book to pay for almost every thing. Use a credit card to pay for your gas but the nex...
- Have you heard of Dave Ramsey? He is a financial advice guru that has a christian base to his savings and getting out of debt plans. Go to: www.daveramsey.com You'...
- It took me a long time to convince my husband to start a budget. He tried reading several of the financial books out there, but none of them hit home with him. Final...
How Did You Decide What Career to Study?
Asked by Y.C. from New York
on January 25, 2012
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Now that my daughter will be staring preschool, I want to go back to school.
I don't want to spend the time or money on a University, I would rather a short career, l...
Answers
- Stay away from Medical Assisting. My mom is an MA and says that the field is absolutely saturated. There are no jobs. I know you're saying you don't want to go to...
- Have you taken any career assessment tests? I would head to your local community college and talk to them. I went to an open house at mine and found out so much. They ...
- I looked at what I have always enjoyed and then took all the core classes in those subjects my first semester. Most degrees require liberal arts so you end up taking ...
Give Me All Your Beauty secrets........PLEASE !!!!!
Asked by D.C. from Dallas
on December 4, 2010
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I've used our restroom at work today and I wanted to cry when I looked in the mirror.....
It must have been the light, but I looked horrible....
I'm 36 (37 soon)...
Answers
- drink water with lemon slices, orange slices, lime slices etc. get enough rest at night. don't smoke- if you do, stop. eat healthy foods. mash up an avacado with a lit...
- Fish oil! Does wonders for your hair, skin and nails. I don't wear too much make-up - especially foundation (very bad for your skin). Clean my face morning and night w...
- Drink lots of water. Get plenty of sleep. No smoking. Go outside and walk at least 3 times a week., Smile and accept your life as it is. Get a good hair cut and s...
